Stu

Put into into a SIPP/ private pension. £300 = £375. Then cash out when above age 55 or 57 depending on year born. Obviously keep drip feeding in

Put into into a SIPP/ private pension. £300 = £375. Then cash out when above age 55 or 57 depending on year born. Obviously keep drip feeding in

Put into into a SIPP/ private pension. £300 = £375. Then cash out when above age 55 or 57 depending on year born. Obviously keep drip feeding in

Hmm not blown away by this at all. To be honest the whole beast theme has worn thin on me. Have the full QB 1oz gold set and completor, but yet more beasts? I hope the design is better than that.
 
Pleased to hear its no JC, he did great but again I’m a bit bored of his newer designs they’ve turned a bit cartoony.
 
Im hoping the 2022 sovereigns don’t disappoint.

I own a small physical amount of platinum and also think it has good upside potential. Given the vat situation however and the relative small scale additions I will make, I am prepared to take a chance going the ETF route in this instance. sacrilege I know.

https://www.lpm.hk/en/2022-30-gram-china-panda-999-gold-bu-coin.html

If we are forever changing place names, how will people know where to go?

As others have said mate, go  the SIPP route. There’s plenty to choose from with low fees. Check out this site for lots of excellent info. https://monevator.com/compare-uk-cheapest-online-brokers/
 
Much like stacking PM’s, salting monies away into a pension can become addictive what with added tax relief and compound interest. I am well over exposed to PM’s so not buying much lately and concentrating on pension. Only been at it a wee while and built up a nice starting amount. (Should have started much earlier, same old story) 

As said, you could buy else where from a reputable dealer and not get ripped off. 
The RM really dont have much credibility left. The QC on their new coins can be shocking and they rip you off on other countries older coins. They need to get a grip and fast. 

As said, you could buy else where from a reputable dealer and not get ripped off. 
The RM really dont have much credibility left. The QC on their new coins can be shocking and they rip you off on other countries older coins. They need to get a grip and fast. 

As said, you could buy else where from a reputable dealer and not get ripped off. 
The RM really dont have much credibility left. The QC on their new coins can be shocking and they rip you off on other countries older coins. They need to get a grip and fast. 

I bought from a US dealers via ebay. Got hit by tax and import duties. Still, would make a small profit if I sold them today. 
Also ebay + alcohol are not a good mix! 

Today i received a total beauty of a coin  usually I just buy 2021 sovereigns if anything - but once in a while its good to mix things up a bit and keep it interesting.

My first addition since 2019 amazingly (got hooked on crypto, the shiny has brought me back...huzzah!)
2019 1 oz Gold Buffalo, amazing how my camera washes out the gold from the picture... this thing is really gold as opposed to the modern coppery sovereign! I think my favourite bullion gold coin.

Hi mate. It’s all relative I would say. It is very surprising just how quickly a stack can grow when you put your mind to it. Set an amount each month that you can comfortably put aside to buy metals. Once your into it, you may decide not to purchase other discretionary items so you can buy more metals, be warned, it is addictive.
I kind of went all out and only stacked metals and cash initially for my future. (Late starter also) While it has done ok to date , I do regret not saving more into pension also over this period so try to work out a long term plan.
I am on an average wage but key is your savings rate. I try to save over 50% of income each month. Work up to this as much as possible and invest the difference. 17 years doing this consistently and you can become financially independent. Good luck. 

**** me. A Roman soldier would put his life on the line for around 3g of silver per day. Strange times indeed. 

It is odd, Mike M aft advocated that a monster box of silver(500toz) would be able to purchase a median house in a downturn.  Now we are to accept we need 3 monster boxes i.e. 1500toz or 3 houses to maintain $6000 yearly expenses over a 5 year period in a downturn. I’m confused. 
 

**** me. A Roman soldier would put his life on the line for around 3g of silver per day. Strange times indeed. 

**** me. A Roman soldier would put his life on the line for around 3g of silver per day. Strange times indeed. 

3 Graces returned home today, thanks again to the forum and COTR.

Hi mate. It’s all relative I would say. It is very surprising just how quickly a stack can grow when you put your mind to it. Set an amount each month that you can comfortably put aside to buy metals. Once your into it, you may decide not to purchase other discretionary items so you can buy more metals, be warned, it is addictive.
I kind of went all out and only stacked metals and cash initially for my future. (Late starter also) While it has done ok to date , I do regret not saving more into pension also over this period so try to work out a long term plan.
I am on an average wage but key is your savings rate. I try to save over 50% of income each month. Work up to this as much as possible and invest the difference. 17 years doing this consistently and you can become financially independent. Good luck. 

Hi mate. It’s all relative I would say. It is very surprising just how quickly a stack can grow when you put your mind to it. Set an amount each month that you can comfortably put aside to buy metals. Once your into it, you may decide not to purchase other discretionary items so you can buy more metals, be warned, it is addictive.
I kind of went all out and only stacked metals and cash initially for my future. (Late starter also) While it has done ok to date , I do regret not saving more into pension also over this period so try to work out a long term plan.
I am on an average wage but key is your savings rate. I try to save over 50% of income each month. Work up to this as much as possible and invest the difference. 17 years doing this consistently and you can become financially independent. Good luck. 

Hi mate. It’s all relative I would say. It is very surprising just how quickly a stack can grow when you put your mind to it. Set an amount each month that you can comfortably put aside to buy metals. Once your into it, you may decide not to purchase other discretionary items so you can buy more metals, be warned, it is addictive.
I kind of went all out and only stacked metals and cash initially for my future. (Late starter also) While it has done ok to date , I do regret not saving more into pension also over this period so try to work out a long term plan.
I am on an average wage but key is your savings rate. I try to save over 50% of income each month. Work up to this as much as possible and invest the difference. 17 years doing this consistently and you can become financially independent. Good luck. 

Hi,
It seems you are in a similar-ish position to what I was some 30 years ago.  Back then I started making very small and modest investments into the stock market via a Personal Equity Plan, the earlier version of what is now an ISA (individual Savings Account).
I just kept plugging away at that as my finances permitted and have done OK. 
I have only recently started to get into gold to divesify away from the stock market.
My advice to anyone starting out is make sure you have 3 to 6 months of cash saved in case of emergencies (for the garden fence, new boiler, roof problem, etc.) then start off investing slowly but surely in what you can when you can.  Don't go all in on anything and diverify.  @ChardsCoinandBullionDealer has some good advice about buying PM's at a low premium as an investment.  The 'monevator' website is a good source on investing, especially low cost tracker funds. 
Think long term and don't worry about price volatility in the short term, whatever you invest in.  Best of luck.  🐢🍀

As a black sheep of society, your question gets asked every so often, folk never seem to suggest to investing in "YOURSELF " 
and is always the best answer in my opinion
* Get that next skill, take that next course, a more skilful YOU makes YOU stand out from the crowd & be more more valuable to other employers
* Invest in a gym membership or personal trainer to improve YOUR health.  If you are able to live & work an extra x10+ years due to better lifestyle will earn you £100,000s+
* Invest in YOURSELF learning how to cook. learn batch cooking. learn how to cook great food for less.  learn how to cook the food that is good for you. your family & extended social circle will thank you for it. learn to not have to rely on fast food or processed food 
* Invest in YOURSELF with private health tests and food allergy tests to check you are not deficient or lacking or you are not eating stuff that is bad for you or affecting your day to day function/performance. Invest in water purification for your home, cleaner water with the extra oogly-booglies removed your body will thank YOU for it every day
* Invest YOUR time better, listening to audiobooks instead of watching football or soaps
* Invest in yourself every day with meditation and positive direction & choices = FREE but how many folk do it
* Invest in a pack of "post it notes" to say what you want from the day, week, month and where you want top be.  Visual affirmations daily make them far more likely to happen/succeed 
* Invest in YOUR business - Purchase the better camera to take better shots, Get the higher PSI pressure washer for your business, to do dirtier jobs easier and faster, invest in learning niche marketing or FB ads
* Invest in marketing YOURSELF further with a bigger social network on LinkedIn. Improve YOUR social circle. Your life will resemble the folk YOU are closest to. Investing your time with losers will result in loser results
* Invest in improving YOUR house to lower utility bills & costs, invest in a ultra efficient boiler to lower your energy costs
* Invest in DOING rather than saying, the path to success is not a straight road and it is the mistakes you make along that road that make you succeed when you choose to learn from them 
* Invest in the highest speed internet so YOU can do YOUR job faster
* Invest in YOUSELF by becoming a "people pleaser", don't be a money ££ chaser leach.  Seek greatness/ By being a people pleaser, solving peoples needs & problems, make something or service that is faster/easier/tastier/smaller/better/nicer/softer/cheaper/shinier than your competitor(s).  By being a "people pleaser", money will naturally gravitate to you & happily THROW money at you by simply solving peoples needs better than the next
Note every suggestion has YOU in the the content.
No-one is doing this for YOU - YOU are doing it for YOU 
Investing £1,500 in yourself and self-betterment, will brings dividends many multiples of value far higher than having it sat in a 0.00001% bank, in premium bonds or a useless yellow metal