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Cornishfarmer

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Reputation Activity

  1. Thanks
    Cornishfarmer reacted to Spence098 in 2022 Sovereign design revealed?   
    This was the official mintages. 
     
    although it says nothing about the 4 coin sets. 

  2. Like
    Cornishfarmer got a reaction from SilverJacks in 2022 Sovereign design revealed?   
    Any one else notice that they have the mintage figures for the coins on the web page but they don’t for the 5 sovereign.    Anyone think this is an oversight or will they sneak another release
  3. Super Like
    Cornishfarmer got a reaction from Gruff in Panda Photo thread...   
  4. Super Like
    Cornishfarmer got a reaction from Gruff in Panda Photo thread...   
  5. Like
    Cornishfarmer got a reaction from mr1030 in Lunar photo thread...   
  6. Like
    Cornishfarmer got a reaction from HawkHybrid in Devon & Cornwall Police Forced To Pay The Price For Coin Fiasco   
    One of those toss pots who went intending to cause problems.   Should be charged with wasting police time also.   
  7. Thanks
    Cornishfarmer reacted to Pete in Buying on The Silver Forum - My first experience!   
    One thing to remember though buying and selling on any open platform is what happens in the very unlikely event - but nevertheless possible - that a coin is lost in transit.
    Unfortunately because this is a rare event and possibly never experienced by most, it will bring out all the hidden terms like making a claim on insurance only to find out in the small print you are likely to fail in your claim. Noting the quality & sensibility of people on the Silver Forum however this is very unlikely to cause concern to most.
    Nearly all of us will rely on Royal Mail so it is worth familiarising yourself with their compensation rates for any loss or damage.
    Anything of value, say £150 and higher, will be fully protected when using Special Delivery.
    There are add-on insurance options to a maximum cover of £2,500.
    However for lower value coins and bars, that's why I intuitively chose £150, SD can work out relatively expensive so many will choose a cheaper service like Signed For.
    The maximum compensation for loss with Signed For is £50 but in the small print you may hit a problem claiming for precious metals, valuables, coins etc.
    This is a grey area because a designer handbag or jeans could be worth £100 and half your loss would likely be compensated but maybe not a £30 silver Britannia.
    Arguing that the handbag was more valuable than the coin at one third its value is logical but you will not be dealing with logical people, only people seeing an opportunity to not pay out.
    Then the question - in the event of a lost package - who is going to do the work to make a claim and who will ultimately take the hit - the buyer or the seller ?
    Be prepared for a long wait for any conclusion as sometimes after raising a claim with the Royal Mail, maybe even 4 weeks or more, surprisingly the package is found and delivered.
    Sorting out a claim may run into months.
    When a method of postage is agreed then risk of loss should pass on to the buyer provided the seller has proof of postage.
    This should show the Royal Mail receipt and the service used.
    Do not however depend on package weight because this is not reliable as it is only used in banding to calculate cost and doesn't always backup the weight of the contents.
    Post offices regularly accept pre-paid labels and familiarity with packages often means the package isn't weighed at all and the person accepting the package enters an arbitrary weight e.g. 30 g rather than 95g because it doesn't matter up to 100g. Sending 2 ounces of gold SD and getting a receipt with a printed weight of 30g isn't comforting so with high value items I always insist the SD bag is properly weighed at handover. What would you do as a seller if you sent 2 coins and the recipient claims they received only 1 coin and the package weight was 40 g and not 80g. In such a situation it could be argued that you only sent a single coin. Doesn't bear thinking about !!   Trust .. trust.. and more trust.. with private transactions.

    Buying goods from businesses however will differ because generally the contract is to guarantee receipt of goods so any loss is down to the seller as they will have separate insurance.
    Private sales could become contentious so be prepared and accept any risks.
    If I am incorrect in any of the above feel free to comment as hopefully no-one will need to worry, but for peace of mind it is always good to know where you stand.
     
  8. Like
    Cornishfarmer got a reaction from Danny-boy in Devon & Cornwall Police Forced To Pay The Price For Coin Fiasco   
    One of those toss pots who went intending to cause problems.   Should be charged with wasting police time also.   
  9. Like
    Cornishfarmer got a reaction from Gordy in Devon & Cornwall Police Forced To Pay The Price For Coin Fiasco   
    One of those toss pots who went intending to cause problems.   Should be charged with wasting police time also.   
  10. Like
    Cornishfarmer got a reaction from AuricGoldfinger in 2022 Sovereign design revealed?   
    Not really worried what it looks like but will the bullion be the same design as the proof?
  11. Like
    Cornishfarmer got a reaction from Zhorro in 2022 Sovereign design revealed?   
    Not really worried what it looks like but will the bullion be the same design as the proof?
  12. Like
    Cornishfarmer got a reaction from Spanishsilver in New coins coming soon.   
    Wasn’t available when I saw at a few seconds bast 10.    But can enter a draw to win one
  13. Like
    Cornishfarmer got a reaction from SilverJacks in New coins coming soon.   
    Wasn’t available when I saw at a few seconds bast 10.    But can enter a draw to win one
  14. Like
    Cornishfarmer got a reaction from Chrisplym in The Royal Tudor Beasts - Royal Mint Launch Event, Oct 7   
    With them being available again for a few hours.  Many posts of Facebook and here.  Limited mintage and still not sold out could see it being a flop but time will tell
  15. Like
    Cornishfarmer reacted to Frenchie in Today I Received.....   
    Beautiful Ghana Year of the Tiger
     


  16. Haha
    Cornishfarmer reacted to KevinFlynn in QB vs KB   
    Are there milk spots on RM proofs?
  17. Like
    Cornishfarmer got a reaction from CollectorNo1 in The Royal Tudor Beasts - Royal Mint Launch Event, Oct 7   
    With them being available again for a few hours.  Many posts of Facebook and here.  Limited mintage and still not sold out could see it being a flop but time will tell
  18. Like
    Cornishfarmer got a reaction from TheShinyStuff in The Royal Tudor Beasts - Royal Mint Launch Event, Oct 7   
    With them being available again for a few hours.  Many posts of Facebook and here.  Limited mintage and still not sold out could see it being a flop but time will tell
  19. Like
    Cornishfarmer got a reaction from Spanishsilver in The Royal Tudor Beasts - Royal Mint Launch Event, Oct 7   
    With them being available again for a few hours.  Many posts of Facebook and here.  Limited mintage and still not sold out could see it being a flop but time will tell
  20. Like
    Cornishfarmer reacted to Frenchie in The Royal Tudor Beasts - Royal Mint Launch Event, Oct 7   
    I keep the powder dry for the Gothic Crown and Sovereign 2022.
    I am not fond of this design but I just ordered the 1oz and 2oz silver hoping the next designs will be better
  21. Like
    Cornishfarmer got a reaction from AurumArgenti in The Royal Tudor Beasts - Royal Mint Launch Event, Oct 7   
    Beat the queue!!!

  22. Like
    Cornishfarmer got a reaction from Rll1288 in The Royal Tudor Beasts - Royal Mint Launch Event, Oct 7   
    Beat the queue!!!

  23. Like
    Cornishfarmer reacted to dicker in Why don't they sell and buy like before?   
    Very sane point of view.  I am still buying Unc Morgan’s but that’s it for silver at the moment.
    I agree that Gold is the way to go for the moment - and especially on the forum where prices are keen if you are simply stacking Sovs or Brits.
    It really is painful paying the high silver margins!
    HMG were my go to dealer some while ago.  I bought proofs sold as bullion, Gillicks and was never disappointed with the quality - some real crackers made me a repeat customer.  As of 2 years ago something happened and their pricing went really whacky with silly prices being attached to very bullion Sovs.  So I stopped using them as have others here.
    All the best
    Dicker
     
  24. Like
    Cornishfarmer got a reaction from Roy in Silver Monitoring Thread £ (GBP) only.   
    Ive posted about food inflation a few times,  as said before the government need cheap food to keep the masses happy.    Next year will be a shock for everyone food inflation will be high and some things won’t be available 
    2 big things fertiliser gone from £200 last year to £475 this if you can get it. Tens of thousands of acres of grain won’t be planted this year.     Added to this the government’s green revolution whereby they are paying for wild flowers and bird seed mixes are taking as much out the system also.   So Britain will have to get used to having some pretty flowers and some nice birds but bread will be short. 
    government are too blind to see what’s happening but this time next year food will be a struggle  
  25. Like
    Cornishfarmer got a reaction from EdwardTeach in Silver Monitoring Thread £ (GBP) only.   
    Ive posted about food inflation a few times,  as said before the government need cheap food to keep the masses happy.    Next year will be a shock for everyone food inflation will be high and some things won’t be available 
    2 big things fertiliser gone from £200 last year to £475 this if you can get it. Tens of thousands of acres of grain won’t be planted this year.     Added to this the government’s green revolution whereby they are paying for wild flowers and bird seed mixes are taking as much out the system also.   So Britain will have to get used to having some pretty flowers and some nice birds but bread will be short. 
    government are too blind to see what’s happening but this time next year food will be a struggle  
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