silvernewbie

FYI @silvernewbie
 
 
 
 

Hi guys
just wondering if anyone has any experience claiming for a lost item sent SD?  It was for a private sale of a bar worth £200 which got lost, so i made a claim proving proof of postage, screenshots of the correspondence with the buyer and proof of value i found a similar priced item online and sent that weblink - even though i am only claiming for the amount received from the buyer.  

the claim was rejected and i was only refunded postage and customer service said i need to provide all evidence showing value.  Also i can attach my statement as payment was BT.  Obviously i dont have an invoice/paypal receipt as i purchased this a long time ago and also privately.  In this case what else can i provide to them? 
 
i thought this would be a black and white case but obviously they are trying to get out of paying. 

Insurance companies make money by not paying out. Challenge it to the hilt. I would ring the customer service team and escalate it as a formal complaint and get the record straight.
Wish you all the best with it.

They are trying it on so persevere.
SD covers all valuables and anything else of value.
Show your bank statement entry and send a picture, not a link, of a similar item.
If a similar item is listed on a dealer site take a screen shot showing its retail price.
Maybe compare the weight of the item with the weight shown on the postal label.
Regular SD provides up to £500 insurance for loss.
I am afraid the people behind the Royal Mail claims are like robots so you need to make it "idiot proof".
 

If you're not fussy about which one ounce coins you're getting:
One Ounce Gold Coin Best Price spot + 2%
and even cheaper if you buy more than one with postage included.
https://www.atsbullion.com/one-ounce-gold-coins/one-ounce-gold-coin-best-price/
 

After me and my wife will go, our children will sell/keep her jewellery and my coins. All the other stuff we have bought in a long life will go to the charity shop or bin.
Only precious metals are lasting forever, doesn't matter if are recycled sometimes.
Gold is sun, silver is moon.
😊🤗
Stefan.

These h+b offers are always coming up every few weeks, they should have more soon

Looking at all the c**p that came through my door, I just dont trust them & would not buy from them even if it was half price. 
They are out to pull people in with one off deals & then deceive people with grossly over priced premiums, especially on the non PM's. 

I emailed them to cancel my order and they called me within 10 mins a few weeks back, so the offices are open. 
But benefit of the doubt would be wise as this could be a technical glitch and they are working thier way through all the calls etc?? 
I bet they sold a shed load of coins over the weekend - they may have run out.

Or are carefully looking at the orders and picking out new clients & people that they have not sent a truck load of letter too. 

@aliengravy sorry posted that before you, but did not press save. 

Many order from private dealers in canada but involves marking the parcel lower so for insurance purposes risk is on you.  Personally had 10 parcels delivered no problems worked out 23£ oz after post

Chards and me dont get on because I don't like them selling items they don't have in stock, so other dealers get my business that don't use this practice   
Their choice how they do business but it is not for me, other seem more than happy to wait an undisclosed amount of time 
If i'm committing to buying something i want it in a few days, not a few weeks, months or even a years time  

This is how I see the current state of affairs. The market does not want to buy low-yielding US government bonds, and the last bond auction was poorly covered. Bonds have sold off, and as a result yields are rising. The official line from the Fed is that this doesn't matter: rising yields are what one can expect during an economic recovery, so they are not going to act to suppress them.
But this position is disingenuous. Rates aren't rising because of a huge demand for capital from businesses; they are rising because of a shortage of supply from lenders willing to accept 0.5%. The US government is planning to spend $4 trillion or more on stimulus expenditure, green projects and assorted bail-outs. There won't be sufficient capital to supply this debt at current interest rates. If it is put up for auction, the market will want at least 1.5% and maybe even 2% interest, to cover the risk of inflation. The US government is already in a position in which interest payments, military expenditure and welfare payments alone account for considerably more than its entire tax revenue. It simply cannot afford higher interest rates.
So, the Fed is playing chicken with the market. Either the market will back down and take the debt at 0.5%, or the Fed will back down and buy the debt itself, effectively directly monetising the government's expenditure. My money is on the latter. When this happens, nominal interest rates will fall, inflation will rise, and real interest rates will move considerably negative, maybe as much as -4%. Real interest rates are the quantity most closely (inversely) correlated with the gold price.  Currently, real rates are rising and gold is falling, but this will have to reverse in the not too distant future. The main question is when - will it be this year or next - and a secondary question is how much of gold's lunch will be eaten by cryptos.

Gold is forever wealth as belangp says. Your ozs haven’t dropped just the currency value linked to it (which in reality is not really linked). 
Its a store of value a commodity. It does what they say it does. Be grateful you have it, most people don’t....
 
 

I got one from bpb for £310 posted today then had 2 referrals so x2 1oz silver, so a good condition sov for effectively £260! 

Yes Silvernewbie, I've had quite a few C's over the last few months and all are in great shape. 

Picked up this lovely set of world landmarks 0.5gm each. Not sure how many I am missing but pretty cool

Recent arrivals for the collection...
A lovely 2021 1/4 oz Gold Queen’s Beast Griffin of Edward III Proof...



Next up, a 2021 Niue 1 oz Silver Icons of Inspiration - Galileo Proof, really interesting designs on this new series.



And five 2021 Niue 1 oz Silver Icons of Inspiration - Galileo in BU...but looks close to proof like.



Also, a really nice design for The 50th Anniversary of Decimal Day 2021 UK 50p Silver Proof Piedfort Coin.



And lastly, even more stunning in The 50th Anniversary of Decimal Day 2021 UK 50p Strike on the Day Gold Proof Coin.



 
 
 
 

Heres a good video if you want to get up to speed on buying silver and vat changes
 

Sharpspixley is selling 2020 sovereigns for £328.50. Not sure if its a good deal, but got one for my first gold. 
 
https://www.sharpspixley.com/2020-sovereign-elizabeth-ii-gold-coin

Your sarcasm was obvious to me!!

Decided to get a couple more of 1/4 ounce proof platinum coins from Britannia Coin Company yesterday and they arrived today!  Was really getting it as bullion  but its nicer than expected  - I like the reverse and the obverse is different with Phil and Her Maj.



 

My latest additions from BBP 
A nice free 1 oz Brit and a lucky dip sov which turned out to be a 1914 London minted one 😃 
Also a wooden 10 coin sov box from them and would highly recommend getting one if your like me and have a smaller collection, they are very well made, good quality and also come with an outer cardboard box.
Posted again as my last post contained something it shouldn’t of...
 

Your sarcasm was obvious to me!!

Apologies from me.. i was trying to be funny. Thought you may have missed his "im shocked" at the price statement haha
Surprised a member reports it as a bad deal, than has a conversation here about the post. Would have prompted discussion of how bad the deal is, for others to learn perhaps? 
 
Edit 2a. Which is why you did, and i appreciate you doing the math and highlighting the deal  

Sorry to advise but these tests are a total waste of time and may be giving you false security.

Coins do vary slightly.  
I don't see any problems but I don't own that coin to compare with.