Random Rant

[JGL100]

58 minutes ago, ArgentSmith said:

tin hat?

Yeah thinking the world will end, going all in Gold/Silver and not having a diversified portfolio or Pension due to some crazy theories and reading Redit. 

1 hour ago, sovereignsteve said:

you'll learn the hard way mate

Give examples in your life where its happened. 

[JGL100]

14 hours ago, bluemoon said:

A lot of kindred spirits on this thread which is heartening, I only wish it was representative of wider society. Let's keep pushing it.

I like £50 notes actually, good for grocery shopping, restaurants, etc. Most faked notes are fivers and tenners but the average Wilko till worker gets nervous around £50s. Frankly with inflation, we should have a £100 note in circulation. I learned the other day that Euros go up to 200 Euro notes and until recently they had a 500 Euro note!. B of E wants to limit us to £50s though? Madness!

Sharps Pixley of course take £50s with no issues, they have a machine that counts cash notes in a matter of seconds. No excuse for businesses to not accept cash.

Lidl self service machines no longer take cash, even though the hole in which to drop your coins into are still physically there on the machines, it's just Lidl who have switched off that part of the machine from working.

As for Barclays, I spoke to their fraud team after making a payment to eBay they were suspicious of, and they do treat you like criminals. Even without that, just making normal payments mean logging in with a PINSendry device, texting my phone to conform payment, then another PINsendry confirmation dance. What a merry-go-round. I'm not much of a crypto fan but I did once pay for something in Bitcoin and I was amazed at how much less hassle you get than you do from the banks. Like wow, I just made a payment without being treated like a suspected drug dealer, I thought to myself how refreshing that was!

Still prefer cash though.

 

Cash will cost more for Lidl to manage then the 0.3% charge MC or Visa charge the vendor per transaction. 

[ZRPMs]

 Getting them post in now. Well done. You've doubled your input on here tonight. Only taken you 3 years

[JGL100]

10 minutes ago, ZRPMs said:

 Getting them post in now. Well done. You've doubled your input on here tonight. Only taken you 3 years

You can read and not post... this site needs some balance too much nonsense tin hat stuff goes on. its not a forum about PM. Its forum for the Paranoid 

[Fenlander1]

Play it safe

[ZRPMs]

29 minutes ago, JGL100 said:

You can read and not post... this site needs some balance too much nonsense tin hat stuff goes on. its not a forum about PM. Its forum for the Paranoid 

God knows why we would want to talk about Rishi or any of them other ex PM's

[Fenlander1]

Big brother is watching us you only have to talk about a subject and the next thing your bombarded with adverts for that very thing. I have taped the microphone up on my phone stop the buggars listening in. Be safe wear your hat with pride

Edited February 19, 2023 by Fenlander1

[ZRPMs]

10 minutes ago, Fenlander1 said:

Big brother is watching us you only have to talk about a subject and the next thing your bombarded with adverts for that very thing. I have taped the microphone up on my phone stop the buggars listening in. Be safe wear your hat with pride

I'm with you on that. I've thrown my phone, computer, and the microwave. I've snuck in to the neighbours to post this, and to prove a point. I told him His security wasn't worth $h!t. When the man come's for you. Your toast

Edited February 19, 2023 by ZRPMs

[SidS]

9 minutes ago, Fenlander1 said:

I have taped the microphone up on my phone stop the buggars listening in.

That takes the fun out of it. 😁

I regularly whisper swear words into my phone to see if anything interesting pops up. It hasn't yet, it's clearly being a t***. 😉

Still nothing has cropped up.

[Charliemouse]

On 17/02/2023 at 09:29, Bogart said:

 

I have sent Fadeingstar a cart of salt and a couple of pigs in full payment.

So I can't have your Sigma, then?  🤣

[Bigmarc]

6 hours ago, SidS said:

That takes the fun out of it. 😁

I regularly whisper swear words into my phone to see if anything interesting pops up. It hasn't yet, it's clearly being a t***. 😉

Still nothing has cropped up.

Whenever I visit my brother I add things to his Amazon shopping basket through Alexa when he is not in the room. This has kept me entertained for years. 

[Bogart]

1 hour ago, Bigmarc said:

Whenever I visit my brother I add things to his Amazon shopping basket through Alexa when he is not in the room. This has kept me entertained for years. 

How many black eyes do you have?

[Bigmarc]

24 minutes ago, Bogart said:

How many black eyes do you have?

He still doesn't know it's me but Amazon must think he is a S&M gimp. 

 

[Fenlander1]

[MonkeysUncle]

12 hours ago, ArgentSmith said:

tin hat?

I've been collecting silver thinking one day when I have enough I'll get a nice man to melt it down into a hat shape for me.

None of this base metal tin nonsense,  I want an upmarket shiny helmet!

[Bogart]

Treading on dangerous ground saying that.

[Tn21]

I think with regards to the banks having multiple accounts can be ideal. 

For example I use monzo for bank transfers as it is so easy and straight forward on the phone.

I got a NatWest account which used to be crowded with transactions from McDonald's happy meals right through to a sov purchase here on the silver forum. Now it is an account which I no longer use for transactions but instead trying to build up savings and provide a foundation. Being a main high street bank it is much easier to get cash from NatWest then monzo who charge a % fee for cash withdrawal. 

Nationwide is account which I have saved in from a young age. I don't spend a penny at all from this account. Again just a savings account.

 

I also have a revolut account which I keep adding £30-£70 a month this is for the use of contactless transactions, i.e transport, lunch small purchases.

The landscape for banking is changing no doubt, now whilst I do get frustrated with their line of questioning it is imo important to have a highstreet main bank which you can go in branch to conduct business. Which is where the fintech banks have a disadvantage. 

 

Have a mixture of institutions boys and girls when it comes to banking.  

Edited February 19, 2023 by Tn21

[JamesH]

2 hours ago, Tn21 said:

I think with regards to the banks having multiple accounts can be ideal. 

For example I use monzo for bank transfers as it is so easy and straight forward on the phone.

I got a NatWest account which used to be crowded with transactions from McDonald's happy meals right through to a sov purchase here on the silver forum. Now it is an account which I no longer use for transactions but instead trying to build up savings and provide a foundation. Being a main high street bank it is much easier to get cash from NatWest then monzo who charge a % fee for cash withdrawal. 

Nationwide is account which I have saved in from a young age. I don't spend a penny at all from this account. Again just a savings account.

 

I also have a revolut account which I keep adding £30-£70 a month this is for the use of contactless transactions, i.e transport, lunch small purchases.

The landscape for banking is changing no doubt, now whilst I do get frustrated with their line of questioning it is imo important to have a highstreet main bank which you can go in branch to conduct business. Which is where the fintech banks have a disadvantage. 

 

Have a mixture of institutions boys and girls when it comes to banking.  

Good points well made sir. I need to give this some consideration. Presently all my banking is via a single entity. Need to grab another account or two. Heard good things about Chase so will take a look at that and maybe one more mainstream high st institution. Tks

[Bigmarc]

11 minutes ago, JamesH said:

Good points well made sir. I need to give this some consideration. Presently all my banking is via a single entity. Need to grab another account or two. Heard good things about Chase so will take a look at that and maybe one more mainstream high st institution. Tks

I think chase is 1% back on all transactions but as far as the metals community is concerned their name is mud. A few of my mates have it and love it. 

[Bogart]

15 minutes ago, JamesH said:

Good points well made sir. I need to give this some consideration. Presently all my banking is via a single entity. Need to grab another account or two. Heard good things about Chase so will take a look at that and maybe one more mainstream high st institution. Tks

Get a few accounts. Handy when someone offers a good amount to switch.

[misterchippie]

Just another voice adding to the noise about Barclays - never had an issue before today and I've done plenty of transactions with TSF, but trying to buy a Heraeus bar last night and this morning and been given the third degree by Barclays Fraud Squad. The first guy was a complete pompous p**** talked to me like I was simple. I had to ring them back and the lady I spoke to the second time was much better, but was still asking 1001 questions - they obviously get prompted by some sort of script on their IT system but they just couldn't seem to get their head around the idea of a forum for collectors. I even had to say to her that it's a damned sight safer than eBay. I think they'd just prefer that we could use PayPal so that they don't have to take the risk of having to refund a fraudulent transaction.

 

Edited March 2, 2023 by misterchippie
Spelling

[misterchippie]

Not having a good day. Just tried to buy the new Tudor Beasts coin from The Royal Mint. Thought this time I'd use my MBNA account instead. Guess what? Yep, payment blocked! Now doing the text-message dance. I just want to spend my wages goddamit!!

[ArgentSmith]

If people are having problems transferring why not use paying a friend option? Just a thought.

[MonkeysUncle]

At the rate it's going it'd be easier to get Tesco to deliver a weeks/ months whatever quantity of groceries to your seller in exchange for shiny item.

Barter system. It's the future!

[bluemoon]

3 hours ago, ArgentSmith said:

If people are having problems transferring why not use paying a friend option? Just a thought.

That's a good idea. Since we're individuals on here anyway, it's like paying a friend. And we're all buddies on this forum, right? 😏 🎎🤘👊👍👯‍♀️