sixgun

On TSF, sellers will usually give the weight of pure silver and charge according to that weight. From my experience they expect to get at least spot. It depends on what is being sold. If it is some old tatt then spot is what it is. If it is a nice piece of silver which is either very decorative or has a utility then you might well expect to pay more than spot. 
Old silver circulating coins are another example - UK 50% silver coins generally sell for around spot on TSF. The 92.5 coins go for a premium to spot these days, unless of course they are badly worn and battered.
Remember spot isn't really a proper price. It is a value given to bits of paper, the value of a dot on the screen. If you wanted to take delivery and could actually take delivery you will be paying more than spot. Spot is a phony price and the price dealers want to pay so they can sell on for a higher price.

On TSF, sellers will usually give the weight of pure silver and charge according to that weight. From my experience they expect to get at least spot. It depends on what is being sold. If it is some old tatt then spot is what it is. If it is a nice piece of silver which is either very decorative or has a utility then you might well expect to pay more than spot. 
Old silver circulating coins are another example - UK 50% silver coins generally sell for around spot on TSF. The 92.5 coins go for a premium to spot these days, unless of course they are badly worn and battered.
Remember spot isn't really a proper price. It is a value given to bits of paper, the value of a dot on the screen. If you wanted to take delivery and could actually take delivery you will be paying more than spot. Spot is a phony price and the price dealers want to pay so they can sell on for a higher price.

Birmingham Assay Office will tell you but they charge for this service - i have asked about a hallmark in the past and there is a charge.
The maker's mark is different from the one listed for Smith & Pepper - the only one i have seen is the one with & which is the mark i posted an image of. They could have had a different mark at a different assay office but the one i posted is for Birmingham. Sometimes a company would change the mark several times and it is not easy to find the one you want.
We are left unsure - not so uncommon. You either spend a lot of time of decide it isn't worth it and no-one else is likely to have a clue if you are wrong or right.

The & in Smith & Pepper is not as per the maker's mark but it maybe it was not struck well. Birmingham 1951 is correct with S&P producing at that time.
The Smith & Pepper factory on Vyse Street, Birmingham is now The Museum of the Jewellery Quarter - an interesting stop off if you haven't been there before. https://www.birminghammuseums.org.uk/jewellery

You certainly wouldn't get very far!
😎

I'd be lost without my feet.

i doubt that anything has changed about importing gold from Europe to Taiwan.
The customs declaration will be the same it has always been so to speak. i suspect that they are charging this 40€ and so are able to put up a misleading and artificially low headline price.

i never log out. i am too busy dealing with agents for the Dark Side.

i never log out. i am too busy dealing with agents for the Dark Side.

i never log out. i am too busy dealing with agents for the Dark Side.

i never log out. i am too busy dealing with agents for the Dark Side.

i never log out. i am too busy dealing with agents for the Dark Side.

Not in my experience. i have only rarely seen 100's used. i would have to check but the cash machines don't dish out 100's.

i became a premium member on the Silver Forum on 3rd February 2016. This is my own reference point - i took out a premium membership solely to buy coins and bars on the forum.
What was happening a decade ago is of no interest to me.
The day before i joined, the spot price of silver was £9.88. https://www.bullionbypost.co.uk/silver-price/10-year-silver-price/
Today the spot price is £16.43.
According to https://www.hl.co.uk/tools/calculators/inflation-calculator the price of silver should be less than £13 if it kept up with 'inflation'.
Silver has more than kept up with inflation over this period. As with all these things it depends on the reference dates you choose. 
i have almost never paid 'VAT' on silver. My new silver was all bought in the EU from Estonia / Germany / Belgium. The rest was second hand. i have bided my time and pick up pieces when i liked them and the price appeared right. The other physical i hold is on the Kinesis exchange which i bought at less than a couple of percent above spot. 
i have never sold any silver and always knew it was for the long haul. A ten year+ investment. 
Everything is speculation except paper money; you don't need to speculate its purchasing power will diminish. 
Gold and silver coin are money - that is why we see £ on the coins. The paper notes are credit, they carry a promise to pay the bearer - except we know that promise is worthless.
Gold and silver are the real money - they are manipulated by the central banks and the exchange stabilisation entities. Physical silver is a very small market - there isn't enough to make all the coin these days. It is easy to manipulate with derivatives and that is just what has happened since it was withdrawn from circulating coinage. Really we will have to wait until the paper currency schemes break. We can see the BRICS is organising a physically backed currency in which silver ranks third after gold and oil/gas. When the present counterfeit system breaks it will be too late. You need to have your stack in place. i have had my stack for a few years now - that is why i joined in 2016. Now i wait. i do not worry about my stack and i have no regrets.

What is made in Europe that uses silver? Europe is becoming increasingly inconsequential on the world stage. High energy prices and commodity shortages are crushing European economies. 
Vast amounts of fiat have been created (inflation) which results in higher prices. Where will value go as paper values deteriorate? Bond prices fall as interest rates rise, property prices are inflated by low interest rates - higher interest rates cause property prices to fall - share prices have been predicated on cheap money. So where will value go to preserve that value? Hard assets - gold and silver are the main targets. Gold, oil and silver are the top three constituents of the BRICS commodity currency. 
You will know when the Western Ponzi scheme is over when the metals let rip. At that point it will be too late in the game to stock up - so we have been stocking up for years for the inevitable outcome. As well as metals, stock up on everything especially food.

What is made in Europe that uses silver? Europe is becoming increasingly inconsequential on the world stage. High energy prices and commodity shortages are crushing European economies. 
Vast amounts of fiat have been created (inflation) which results in higher prices. Where will value go as paper values deteriorate? Bond prices fall as interest rates rise, property prices are inflated by low interest rates - higher interest rates cause property prices to fall - share prices have been predicated on cheap money. So where will value go to preserve that value? Hard assets - gold and silver are the main targets. Gold, oil and silver are the top three constituents of the BRICS commodity currency. 
You will know when the Western Ponzi scheme is over when the metals let rip. At that point it will be too late in the game to stock up - so we have been stocking up for years for the inevitable outcome. As well as metals, stock up on everything especially food.

What is made in Europe that uses silver? Europe is becoming increasingly inconsequential on the world stage. High energy prices and commodity shortages are crushing European economies. 
Vast amounts of fiat have been created (inflation) which results in higher prices. Where will value go as paper values deteriorate? Bond prices fall as interest rates rise, property prices are inflated by low interest rates - higher interest rates cause property prices to fall - share prices have been predicated on cheap money. So where will value go to preserve that value? Hard assets - gold and silver are the main targets. Gold, oil and silver are the top three constituents of the BRICS commodity currency. 
You will know when the Western Ponzi scheme is over when the metals let rip. At that point it will be too late in the game to stock up - so we have been stocking up for years for the inevitable outcome. As well as metals, stock up on everything especially food.

Gold in GBP appears to be setting up for a large upside move

Gold in GBP appears to be setting up for a large upside move

Gold in GBP appears to be setting up for a large upside move

Gold in GBP appears to be setting up for a large upside move

Gold in GBP appears to be setting up for a large upside move

Gold in GBP appears to be setting up for a large upside move

Gold in GBP appears to be setting up for a large upside move

Gold in GBP appears to be setting up for a large upside move