Jump to content
  • The above Banner is a Sponsored Banner.

    Upgrade to Premium Membership to remove this Banner & All Google Ads. For full list of Premium Member benefits Click HERE.

kimchi

Gold Premium Member
  • Posts

    5,942
  • Joined

  • Last visited

  • Days Won

    7
  • Trading Feedback

    100%
  • Country

    United Kingdom

Reputation Activity

  1. Like
    kimchi reacted to Paul in Looking for advice for savings   
    @watchesandwhisky two very worthy books i would really recommend to you to read to reshape your mental outlook on life, jobs, earning and potential are by MJ De Marco "The Millionaire Fastlane" and "Unscripted"
    They are not preachy or some flash in pan get rich quick scheme 
    It turned my mindset & direction in life full circle and for the better. Sadly we are all programmed to be one of the herd, working for someone else with always with a ceiling on potential earning power.
    A phrase to bear in mind with your current situation, "if you always do, what you've always done, you'll always get what you've always got"  
    These books teach you to reshape this outlook and give you every reason to bring success into your life
  2. Like
    kimchi reacted to watchesandwhisky in Looking for advice for savings   
    Wow what great responses, thank you everyone for taking the time to do that! 
    Paul those are some great ideas, An actually I have invested in my fitness this last year, I dropped 6 stone and gained muscle, it was actually doing that - that enabled me to apply for this job , its really physical, im walking about 17/18k steps a day and moving heavy stuff like paving slabs and bags of gravel a lot of the time, I could not have dreamed of doing that before so its very true. I actually sort of do another one and thats bulk buying special offers for my lunch. 
    I don't have the time to further invest in skills really, my work is so hard I go into low power mode the moment I get home, But I am enjoying it, and I think that enjoying your job is so important - I can see myself doing it long term even though its hardly above minimum wage. I just love being out in the van being my own boss. My partner is at home doing the self employed stuff, shes actually doing some of the other points so I think we are quite well covered overall. 
    Pete thats very true and its whats concerning me, prices are rising faster each year than I can earn, its as simple as that. But I hope with a decent deposit i can get somewhere, my parents could lend me a sum of cash, but not enough and I do not yet have the work history to be approved - , they are letting me live here rent free (just pay 50 a month towards some bills) that alone is going to make the difference of what I can save. essentialy my entire wage is saved and live from partners self employed earnings. 
    Cadmium - thank you I really appreciate the kind words, I am trying hard to get stuff done as I know its now or never really and I want to make sure im not a never person! 
    Auric I think thats a great plan, 50K seems a great deposit and goal - in 18 months I have a "help to save" plan maturing too so that will add 7k. I will go with that and get selling some of my other investments, whisky, watches ect...
    Joseph, the 5% deposit I can easily do, the part I am struggling with is as far as i can see places only lend 5X salary, and our combined salaries are about 22k - giving a 110k mortgage tops - Im in Bournemouth , prices are pretty steep.. But who knows, maybe they will start lending more than 5x salaries - My lisa provider is skipton building society, I went for them for the cash lisa even though their interest is a bit lower than alternatives because they are also mortgage providers, and I hope it will raise our change of getting a mortgage if they can see how well we save the sizable deposit. 
    Sixgun, very true, it is much more common now! still embarrassing though, kenesis sounds interesting but really need to stay cash on this one.
  3. Like
    kimchi reacted to Paul in Looking for advice for savings   
    As a black sheep of society, your question gets asked every so often, folk never seem to suggest to investing in "YOURSELF " 
    and is always the best answer in my opinion
    * Get that next skill, take that next course, a more skilful YOU makes YOU stand out from the crowd & be more more valuable to other employers
    * Invest in a gym membership or personal trainer to improve YOUR health.  If you are able to live & work an extra x10+ years due to better lifestyle will earn you £100,000s+
    * Invest in YOURSELF learning how to cook. learn batch cooking. learn how to cook great food for less.  learn how to cook the food that is good for you. your family & extended social circle will thank you for it. learn to not have to rely on fast food or processed food 
    * Invest in YOURSELF with private health tests and food allergy tests to check you are not deficient or lacking or you are not eating stuff that is bad for you or affecting your day to day function/performance. Invest in water purification for your home, cleaner water with the extra oogly-booglies removed your body will thank YOU for it every day
    * Invest YOUR time better, listening to audiobooks instead of watching football or soaps
    * Invest in yourself every day with meditation and positive direction & choices = FREE but how many folk do it
    * Invest in a pack of "post it notes" to say what you want from the day, week, month and where you want top be.  Visual affirmations daily make them far more likely to happen/succeed 
    * Invest in YOUR business - Purchase the better camera to take better shots, Get the higher PSI pressure washer for your business, to do dirtier jobs easier and faster, invest in learning niche marketing or FB ads
    * Invest in marketing YOURSELF further with a bigger social network on LinkedIn. Improve YOUR social circle. Your life will resemble the folk YOU are closest to. Investing your time with losers will result in loser results
    * Invest in improving YOUR house to lower utility bills & costs, invest in a ultra efficient boiler to lower your energy costs
    * Invest in DOING rather than saying, the path to success is not a straight road and it is the mistakes you make along that road that make you succeed when you choose to learn from them 
    * Invest in the highest speed internet so YOU can do YOUR job faster
    * Invest in YOUSELF by becoming a "people pleaser", don't be a money ££ chaser leach.  Seek greatness/ By being a people pleaser, solving peoples needs & problems, make something or service that is faster/easier/tastier/smaller/better/nicer/softer/cheaper/shinier than your competitor(s).  By being a "people pleaser", money will naturally gravitate to you & happily THROW money at you by simply solving peoples needs better than the next
    Note every suggestion has YOU in the the content.
    No-one is doing this for YOU - YOU are doing it for YOU 
    Investing £5,000 in yourself and self-betterment, will brings dividends many multiples of value far higher than having it sat in a 0.00001% bank, in premium bonds or a useless yellow metal  
  4. Like
    kimchi reacted to Jvw in Sovereigns - Am i just the only one who doesn't get excited by them ? Despite all history etc   
    I agree on everything you wrote why you love them, except the bit why you also hate them is a part why I love them even more. I love reading up on them, the varieties, the years, the scarce ones and then all the special stikes. It baffles me that there is so much to learn about 'a simple' coin. There is so much knowledge about these little coins, it can be overwhelming. On the other hand there is so much info on these coins it could also feel like well documenten and can't go wrong when one takes time to read up on them.
    I started to collect bullion sovereigns with all different years. At this moment i nearly have all bullion years in my collection by now. And therefor i am on the verge of switching from bullion stacker to collector and continue to search for the more scarce, special sovereigns. It is a delicate and slow process as (like you said) there are so many varieties and information. But isn't that what a hobby is? And I am in no rush either.
     
  5. Like
    kimchi reacted to AppleZippoandMetronome in Sovereigns - Am i just the only one who doesn't get excited by them ? Despite all history etc   
    I have something of a love/hate relationship with sovs. I love em because bullion sovs make for such an easy entry point into owning physical gold. They are easy to buy, generally won't pay a high premium and when the time comes just as easy to sell. Their size also helps with regards to the barrier to entry and they (again thinking bullion here) generally don't have the premium you'd expect to pay for a 1/4oz bullion coin.
    The bit I don't like about them...  the overwhelming amount you need to learn in order to effectively buy some of the varieties. I'm a big proponent for knowing what you are buying - something I feel too few do much to their detriment. This has prevented me from seriously getting into sovs because as someone newish to them the varieties and information surrounding them feels overwhelming and too much of a time sink to get into. Apart from my bullion sovs bought just for the gold content I have focused on Canada sovs and feel comfortable with that small sliver of sov collecting mostly because it is so small covering only a few years. Between work and other hobbies I don't imagine I'll ever have the time to get into them much beyond this.
  6. Like
    kimchi reacted to stefffana in Sovereigns - Am i just the only one who doesn't get excited by them ? Despite all history etc   
    Yes, it is true, all are the same for almost all of us. This is the reason I am buying only bullion brand new, to not be tempted to go trapped in something I can not understand. But I am always excited when I am buying another one.😊 Why? Because is gold, is beautiful, is recognised everywhere, is affordable, is easy to sell, is CGT free, can be admired in a mount and is blessed by St George.
  7. Like
    kimchi reacted to Paul in Sovereigns - Am i just the only one who doesn't get excited by them ? Despite all history etc   
    This question has been on my mind while the forum has been offline and thought might make for an interesting thread
    As subject says - I cant be the only person thinking this surely? 
    All these different die types, strikes, R ratings, mintage levels, collectability, country of issue, mintage numbers
    They all look the bloody same to me !  
    I can fully appreciate why folk collect them but i somehow just cant get wowed and revved up by them to commit more into buying them  
    Anyones opinions and shoot downs of my opinion are most welcome to try and convince me otherwise 
     
  8. Like
    kimchi reacted to Bigmarc in Silver squeeze   
    If you are part of the movement then it is just propaganda in my opinion. Members should be free to discuss any opinions they like with out fear of appraisal. Your movement are attempting to manipulate the market (and good luck to them) but leave our minds alone. Every day all of us are faced with one sided bias views that guilt us into not thinking any other way. I thought this place may have been a safe haven but sadly I was wrong. There were many new faces at the beginning of this thread having a "discussion". Wall Street bets was never mentioned, wall Street silver was never mentioned. Now it is just a platform to promote political ideologies. The new members come to the silver forum with a great deal of enthusiasm and should be seen as refreshing. So it is probably best not to dictate the narrative. 
     
     
  9. Like
    kimchi reacted to Pete in Who picked up QB completer coins - what did you buy?   
    A real sneaky move by the RM.
    The greyhound was the LAST Queen's Beast coin ref -
    "The 2021 UK Queen's Beasts The White Greyhound of Richmond 1oz Gold Coin is the tenth and final release from the exclusive Royal Mint bullion range. "
    So you completed you set and bought a nice wooden box.
    Then out pops an ELEVENTH coin with this text -
    The 2021 UK Queen's Beasts Completer 1oz Gold Coin is the eleventh and final coin in the highly popular Queen’s Beasts series of bullion coins from the Royal Mint.
    Mea Culpa !!
  10. Like
    kimchi reacted to Jeffers46 in Something special tomorrow - 10 Queen’s Beasts   
    Don't know why but I'm really annoyed at the mint for charging £9 delivery on a 2k+ item. Anyone else?
     
    Still showing as an open order for me- in fact my account and open orders pages are very buggy and wont load correctly. The menu on the left hand side flashes up and then disappears. Still, I'm confident of receiving one after having been through the same Three Graces angst.
     
    And my credit card has been debited woohoo we are in Coinsters 
  11. Haha
    kimchi reacted to LawrenceChard in Something special tomorrow - 10 Queen’s Beasts   
    Royal Mint missed opportunity.
    They should have issued one with an issue limit of 666
  12. Haha
    kimchi reacted to GoodAsGold in Something special tomorrow - 10 Queen’s Beasts   
    I think the Falcon is taking liberties by stretching out his wings into the personal space of the 2 Beasts either side. Feathers will fly.
  13. Haha
    kimchi got a reaction from TutoredSoup232 in All! Beware of fake gold graded coins in fake holders   
    Sounds like the last night I had out in Leeds, had a hell of a hangover about three weeks later when I woke up on a beach in Belgium, no idea what happened to the gun...

  14. Like
    kimchi reacted to dikefalos in Silver squeeze   
    I don't like manipulating at all. Either in one or the other way. I don't need noone telling me what and when to buy. Just hope the premiums doesn't go higher as they allready are, thanks to the silversqeeze. 
  15. Haha
    kimchi got a reaction from stefffana in All! Beware of fake gold graded coins in fake holders   
    Sounds like the last night I had out in Leeds, had a hell of a hangover about three weeks later when I woke up on a beach in Belgium, no idea what happened to the gun...

  16. Haha
    kimchi got a reaction from LawrenceChard in All! Beware of fake gold graded coins in fake holders   
    Sounds like the last night I had out in Leeds, had a hell of a hangover about three weeks later when I woke up on a beach in Belgium, no idea what happened to the gun...

  17. Haha
    kimchi reacted to dicker in All! Beware of fake gold graded coins in fake holders   
    They were most certainly not his asterisks!  The asterisks disguise the fact that he actually spelled the 'f' word incorrectly, which in my book takes some doing!
    Yes, you are probably correct about the language.  I experience utter horror from some American guests when at a celebration gave everyone champagne. The thimbleful I gave a 17 year old (not one of their children) caused genuine horror.  Most amusing.
    Best
    Dicker
  18. Thanks
    kimchi reacted to dicker in All! Beware of fake gold graded coins in fake holders   
    @LawrenceChard Indeed - it is very very easy to source items from the offending websites in China.  I purchased a batch of Shortwave radios (hard to get in the UK these days).  Cheap as chips and delivered in two weeks.  Coins are no different at all.
    The thing I have noticed over the last 2 or 3 years is that fake silver coins are turning up at antiques fairs - seen everything from boxes for Morgans to much rarer silver coins priced at (say £50) but anyone who knows would find this very cheap.
  19. Like
    kimchi reacted to NewCoins in Good News for Britannia collectors.   
    They have more than 5000 in stock.
    That's plenty of supply to lower the price i suspect?
  20. Thanks
    kimchi reacted to PantharClaw in Good News for Britannia collectors.   
    Hi all if you are like me and love collecting all the different designed 1oz silver bullion Britannia's Well I got good news. It is reference to the 2018 1oz silver Britannia with the Dog Privy mark, I have been looking and looking but could not find one under £200, well bullion by post had managed to secure a shipment and are charging only £36 per coin, I bet they sell out before I can buy another one or two. Regards.
  21. Like
    kimchi got a reaction from onlyroadtoheaven in Mandalorian Beskar CoinBar   
    I'm pretty sure he didn't sell them. It's all clickbait. Every time I show people I know a pretty single oz silver coin and ask them how much they think it's worth they're blown away by how cheap pure silver is.
    He's just taking advantage of people's natural instinct to refuse a deal 'too good to be true' on the street from a stranger.
  22. Like
    kimchi reacted to CaptCaveMan in How many ounces in a Kilo bar?   
    I added this as a note in my Stack.xlsx 

    Troy Ounces (Grams)
    Full Sovereign 0.2354 (7.9805g)
    Half Sovereign 0.1407 (3.9940g)
    5Kg 160.7540 (5000g)
    1Kg 32.1507 (1000g)
    500g 16.0754 (500g)
    250g 8.0377 (250)g
    100g 3.2151 (100g)
  23. Like
    kimchi got a reaction from TheMadKing in Mandalorian Beskar CoinBar   
    I'm pretty sure he didn't sell them. It's all clickbait. Every time I show people I know a pretty single oz silver coin and ask them how much they think it's worth they're blown away by how cheap pure silver is.
    He's just taking advantage of people's natural instinct to refuse a deal 'too good to be true' on the street from a stranger.
  24. Like
    kimchi got a reaction from Groundup in Mandalorian Beskar CoinBar   
    I'm pretty sure he didn't sell them. It's all clickbait. Every time I show people I know a pretty single oz silver coin and ask them how much they think it's worth they're blown away by how cheap pure silver is.
    He's just taking advantage of people's natural instinct to refuse a deal 'too good to be true' on the street from a stranger.
  25. Like
    kimchi got a reaction from TommyTwoShots in Mandalorian Beskar CoinBar   
    The only thing that's copyright is the Mandalorian symbol, right?
    I'll just have a friend make me one
×
×
  • Create New...

Cookies & terms of service

We have placed cookies on your device to help make this website better. By continuing to use this site you consent to the use of cookies and to our Privacy Policy & Terms of Use