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MickB

Silver Premium Member
  • Posts

    4,510
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  • Last visited

  • Days Won

    4
  • Trading Feedback

    100%
  • Country

    United Kingdom

Reputation Activity

  1. Like
    MickB reacted to matt1r in Today I Received.....   
    Picked up this small gem 1887 proof 3d 


  2. Like
    MickB reacted to PushFwdNow in Today I Received.....   
    Recently picked up this 1993 kook whale privy from the UK. I know most ppl seem not to like the privy kooks, but I love them.  Well...the the 2 oz versions anyway. 😺🤷🏽‍♀️ 


  3. Like
    MickB reacted to StackerCollector in Today I Received.....   
    Another tube of 25 Britannias. Gotta love CGT free silver! Thanks go to @arshimo2012

  4. Like
    MickB reacted to Richym99 in Today I Received.....   
    Received from Drake Sterling this morning, only five days after purchase despite coming from Australia.
    These are my fourth and fifth examples of the rare Melbourne Short Tail, an AU50 and an AU53, which are now going into storage for a few years. Hopefully there won't be many more on the market in the near future. If you have one, hold onto it, they just got rarer. 


  5. Like
    MickB reacted to Leonmarsh in Today I Received.....   
    The most stunning 1887 jubilee half Sov photos don't do it justice 


  6. Like
    MickB reacted to Oliman in Today I Received.....   
    Cheeky little 1oz 3graces 


  7. Like
    MickB reacted to TheDoc in Today I Received.....   
    Hard to follow The 3 Graces above, but received this 2016 Year of the Monkey Lion Privy today.
    At €15 in a job lot I don't think I'll ever get a better deal 😁


  8. Like
    MickB got a reaction from GrahamDiamond in Mortgage endowment policy surprise.   
    Thanks everyone. Just waiting for the paperwork to arrive feels like an eternity. Once it's all signed and sent off it should take around ten days to finalise. It's the first time I've had an accompanying letter with an amber alert letter, which shows what's in the fund. I'm glad that letter was sent. I'm nervous in case anything goes wrong. I'm hoping it will all go smoothly. 
  9. Like
    MickB got a reaction from CaptCaveMan in Mortgage endowment policy surprise.   
    Thanks everyone. Just waiting for the paperwork to arrive feels like an eternity. Once it's all signed and sent off it should take around ten days to finalise. It's the first time I've had an accompanying letter with an amber alert letter, which shows what's in the fund. I'm glad that letter was sent. I'm nervous in case anything goes wrong. I'm hoping it will all go smoothly. 
  10. Thanks
    MickB reacted to MancunianStacker in Mortgage endowment policy surprise.   
    Congratulations 👍🏻 
  11. Like
    MickB reacted to GrahamDiamond in Mortgage endowment policy surprise.   
    Just sit back and enjoy Coinster !!!!!
  12. Thanks
    MickB reacted to GoldDiggerDave in Mortgage endowment policy surprise.   
    Well done!   There's nothing like the feeling of paying off your mortgage and saying FU to the bank that owed your arse!
    I worked out years ago you only really need 3 things food, warmth and shelter.    I paid my mortgage off and I get drift wood off the beech to heat my house for free so I get 2 out of the magic 3 for free.   I use less than £117 in gas a year  my total monthly outgoings are £428 for everything.   
    Debt control is the key to being close to free as you can in this world, don't fall into the trap that I've seen many do,  pay off the mortgage only to replace it with more debt and or more outgoings  some find it difficult to get off the hamster-wheel. 
    Well done sir I salute you! 
  13. Like
    MickB got a reaction from Ansel in Mortgage endowment policy surprise.   
    I had a bit of a shock/surprise on Saturday as I had two letters from my endowment provider who firstly said that I've an amber alert with a significant risk of a shortfall. The other letter was to show me the amount that I would get if I cashed out the week before. Well this amount would clear my mortgage 3 years early!
    I rang the provider who confirmed the amount and they will send me forms to fill out. Then I rang the mortgage provider who said there are no early payment penalties and will send me a statement to show the final amount I owe. I've only ever had an interest only mortgage that only just over two years ago, done a part repayment towards it. Now I've been buying precious metals and putting money into premium bonds in case of a massive shortfall but now I don't have to touch them.
    I'll be relieved when the paperwork is finally done and no more payments to make. There was no point in carrying on until the end to get maximum out of the policy as what I pay in interest is what I would have paid anyway. The savings I would make could then go onto topping up my pension payments at work.
    One large weight off my shoulders.
  14. Like
    MickB got a reaction from KDave in Mortgage endowment policy surprise.   
    I had a bit of a shock/surprise on Saturday as I had two letters from my endowment provider who firstly said that I've an amber alert with a significant risk of a shortfall. The other letter was to show me the amount that I would get if I cashed out the week before. Well this amount would clear my mortgage 3 years early!
    I rang the provider who confirmed the amount and they will send me forms to fill out. Then I rang the mortgage provider who said there are no early payment penalties and will send me a statement to show the final amount I owe. I've only ever had an interest only mortgage that only just over two years ago, done a part repayment towards it. Now I've been buying precious metals and putting money into premium bonds in case of a massive shortfall but now I don't have to touch them.
    I'll be relieved when the paperwork is finally done and no more payments to make. There was no point in carrying on until the end to get maximum out of the policy as what I pay in interest is what I would have paid anyway. The savings I would make could then go onto topping up my pension payments at work.
    One large weight off my shoulders.
  15. Like
    MickB got a reaction from DonkeyKong in Mortgage endowment policy surprise.   
    I had a bit of a shock/surprise on Saturday as I had two letters from my endowment provider who firstly said that I've an amber alert with a significant risk of a shortfall. The other letter was to show me the amount that I would get if I cashed out the week before. Well this amount would clear my mortgage 3 years early!
    I rang the provider who confirmed the amount and they will send me forms to fill out. Then I rang the mortgage provider who said there are no early payment penalties and will send me a statement to show the final amount I owe. I've only ever had an interest only mortgage that only just over two years ago, done a part repayment towards it. Now I've been buying precious metals and putting money into premium bonds in case of a massive shortfall but now I don't have to touch them.
    I'll be relieved when the paperwork is finally done and no more payments to make. There was no point in carrying on until the end to get maximum out of the policy as what I pay in interest is what I would have paid anyway. The savings I would make could then go onto topping up my pension payments at work.
    One large weight off my shoulders.
  16. Haha
    MickB reacted to HerefordBullyun in Mortgage endowment policy surprise.   
    ive heard Syria or Kubul is nice this time of year also!
  17. Haha
    MickB reacted to GrahamDiamond in Mortgage endowment policy surprise.   
    Treat yourself to a Fantabolous Holiday in The Falkland Islands Coinster !!!!!!!
  18. Like
    MickB reacted to Gordy in Mortgage endowment policy surprise.   
    nice Brucie bonus, treat yourself to some shiny stuff.....
  19. Like
    MickB reacted to Rll1288 in Mortgage endowment policy surprise.   
    Nice 👍
  20. Like
    MickB got a reaction from GoldDiggerDave in Mortgage endowment policy surprise.   
    I had a bit of a shock/surprise on Saturday as I had two letters from my endowment provider who firstly said that I've an amber alert with a significant risk of a shortfall. The other letter was to show me the amount that I would get if I cashed out the week before. Well this amount would clear my mortgage 3 years early!
    I rang the provider who confirmed the amount and they will send me forms to fill out. Then I rang the mortgage provider who said there are no early payment penalties and will send me a statement to show the final amount I owe. I've only ever had an interest only mortgage that only just over two years ago, done a part repayment towards it. Now I've been buying precious metals and putting money into premium bonds in case of a massive shortfall but now I don't have to touch them.
    I'll be relieved when the paperwork is finally done and no more payments to make. There was no point in carrying on until the end to get maximum out of the policy as what I pay in interest is what I would have paid anyway. The savings I would make could then go onto topping up my pension payments at work.
    One large weight off my shoulders.
  21. Like
    MickB got a reaction from Roy in Mortgage endowment policy surprise.   
    I had a bit of a shock/surprise on Saturday as I had two letters from my endowment provider who firstly said that I've an amber alert with a significant risk of a shortfall. The other letter was to show me the amount that I would get if I cashed out the week before. Well this amount would clear my mortgage 3 years early!
    I rang the provider who confirmed the amount and they will send me forms to fill out. Then I rang the mortgage provider who said there are no early payment penalties and will send me a statement to show the final amount I owe. I've only ever had an interest only mortgage that only just over two years ago, done a part repayment towards it. Now I've been buying precious metals and putting money into premium bonds in case of a massive shortfall but now I don't have to touch them.
    I'll be relieved when the paperwork is finally done and no more payments to make. There was no point in carrying on until the end to get maximum out of the policy as what I pay in interest is what I would have paid anyway. The savings I would make could then go onto topping up my pension payments at work.
    One large weight off my shoulders.
  22. Like
    MickB got a reaction from Clockpuncher in Mortgage endowment policy surprise.   
    I had a bit of a shock/surprise on Saturday as I had two letters from my endowment provider who firstly said that I've an amber alert with a significant risk of a shortfall. The other letter was to show me the amount that I would get if I cashed out the week before. Well this amount would clear my mortgage 3 years early!
    I rang the provider who confirmed the amount and they will send me forms to fill out. Then I rang the mortgage provider who said there are no early payment penalties and will send me a statement to show the final amount I owe. I've only ever had an interest only mortgage that only just over two years ago, done a part repayment towards it. Now I've been buying precious metals and putting money into premium bonds in case of a massive shortfall but now I don't have to touch them.
    I'll be relieved when the paperwork is finally done and no more payments to make. There was no point in carrying on until the end to get maximum out of the policy as what I pay in interest is what I would have paid anyway. The savings I would make could then go onto topping up my pension payments at work.
    One large weight off my shoulders.
  23. Like
    MickB got a reaction from JunkBond in Mortgage endowment policy surprise.   
    I had a bit of a shock/surprise on Saturday as I had two letters from my endowment provider who firstly said that I've an amber alert with a significant risk of a shortfall. The other letter was to show me the amount that I would get if I cashed out the week before. Well this amount would clear my mortgage 3 years early!
    I rang the provider who confirmed the amount and they will send me forms to fill out. Then I rang the mortgage provider who said there are no early payment penalties and will send me a statement to show the final amount I owe. I've only ever had an interest only mortgage that only just over two years ago, done a part repayment towards it. Now I've been buying precious metals and putting money into premium bonds in case of a massive shortfall but now I don't have to touch them.
    I'll be relieved when the paperwork is finally done and no more payments to make. There was no point in carrying on until the end to get maximum out of the policy as what I pay in interest is what I would have paid anyway. The savings I would make could then go onto topping up my pension payments at work.
    One large weight off my shoulders.
  24. Like
    MickB got a reaction from Jvw in Mortgage endowment policy surprise.   
    I had a bit of a shock/surprise on Saturday as I had two letters from my endowment provider who firstly said that I've an amber alert with a significant risk of a shortfall. The other letter was to show me the amount that I would get if I cashed out the week before. Well this amount would clear my mortgage 3 years early!
    I rang the provider who confirmed the amount and they will send me forms to fill out. Then I rang the mortgage provider who said there are no early payment penalties and will send me a statement to show the final amount I owe. I've only ever had an interest only mortgage that only just over two years ago, done a part repayment towards it. Now I've been buying precious metals and putting money into premium bonds in case of a massive shortfall but now I don't have to touch them.
    I'll be relieved when the paperwork is finally done and no more payments to make. There was no point in carrying on until the end to get maximum out of the policy as what I pay in interest is what I would have paid anyway. The savings I would make could then go onto topping up my pension payments at work.
    One large weight off my shoulders.
  25. Like
    MickB got a reaction from Stacktastic in Mortgage endowment policy surprise.   
    I had a bit of a shock/surprise on Saturday as I had two letters from my endowment provider who firstly said that I've an amber alert with a significant risk of a shortfall. The other letter was to show me the amount that I would get if I cashed out the week before. Well this amount would clear my mortgage 3 years early!
    I rang the provider who confirmed the amount and they will send me forms to fill out. Then I rang the mortgage provider who said there are no early payment penalties and will send me a statement to show the final amount I owe. I've only ever had an interest only mortgage that only just over two years ago, done a part repayment towards it. Now I've been buying precious metals and putting money into premium bonds in case of a massive shortfall but now I don't have to touch them.
    I'll be relieved when the paperwork is finally done and no more payments to make. There was no point in carrying on until the end to get maximum out of the policy as what I pay in interest is what I would have paid anyway. The savings I would make could then go onto topping up my pension payments at work.
    One large weight off my shoulders.
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