Cornishfarmer

I’ve been getting 7.5% interest for the past 5 years in an isa with a p2p lender min £20k. I think recently put rates up to 10% but can’t change rates until the last loan has matured.      Worked well for me but not everyone’s cup of tea

On 13/03/2023 at 22:16, FlorinCollector said:

@Cornishfarmer Do you still have this?

Yes I do

If you’re new to collecting buy what you like.    I started off with pandas May have cost me more/Oz than bullion sovs but they look better and worth more than the price difference now.   Just don’t get ripped off with internet marketing. Also don’t get caught up with some of the hype here. Just because other are pumping things up doesn’t mean you have to buy

You have an old web site think it was something like taxfreegold that was a go to for just about all coins information but about 4 years ago it stopped working on the phone which was disappointing as learnt so much from it.      Chards is my go to but if I was new atkinsons web site is a lot easier to navigate on a phone

Is this the same in all industries? £10k isn’t a lot now.    So if mortgages, loans or buying a car do the have to report it to HMRC?

Funny that I’ve had 4 conversations in last couple days about banks and many companies and individuals doing cashless.  All 4 said that they have never seen so much cash floating about for payments. The banks charging so much to deposit cash is making a bigger and bigger black economy in their eyes.

interesting in my local town, with  the takeaways, 4 take cash only 4 cards only and 2 take both.    Not sure if that’s the same everywhere but it’s what’s happening here

i like these,    the gold 20p is the one id love to have

37 minutes ago, dicker said:

I got this offer but it did not work for any items (PM’s, Books, Pens, Clothing) Poor show eBay.  
 

Couldn’t get it work for me either.    Bought anyway and I’m sure they will give the points 

Any where other than royal mint bullion to get the double sovereign?

Do royal mint bullion still ‘not fix’ price when purchase so can charge price when it’s available rather than when you buy?     So May be in for a shock if still the case

@ChardsCoinandBullionDealer will you be selling the 1/4 and double in time?   Or will these have to come directly from the mint 

2 hours ago, Bogart said:

What do you mean by realistic? What you would like to pay or what a dealer would like from you?

Bullion is dealer wise about £2k  Graded  about £2.5k so add on what you think for proof. Might get for less might be a lot more, how long is a piece of string?

I’m a seller.   But at £2500 I’d be a buyer.    A realistic price is some that’s fair to the buyer and the seller.    No point asking £4500 if can get a PF70 for less but not interested in selling below issue price either

What is a realistic price for a raw 1oz proof queens beasts completer at the moment?      A few on eBay at silly prices

10 minutes ago, Bogart said:

Suggest you read the thread then😊

Now read it and still not answered question 

I haven’t read all the thread but how does 1% compare to other valuables insurance? Eg watches, jewellery, train sets, Lego?      Would it be standard, more or less?

I can’t get that if they are trying to sell out why aren’t they available on the web.    I buy a fair bit from the royal mint but don’t have an account manager so even if I wanted to pick up more coins they say they aren’t available 

Just a thought, is the 2023 proof has the same design with a mintage of 500 (5 coin set) which would be the better set to have?

I find it hard to believe that they sold 750 4 coin sets which is a royal mint exclusive and they haven’t sold out the 5 coin set which will be sent to dealers aswell.      Anyone know how many 5 coin sets were available from the on the royal mint website from the outset?

Many one have an updated list of sovereign varieties.      I’ve got the marsh book but think that only goes up to 2017.      Must be another 20 odd on that with sotd’s.      

With the royal mints lust for money that I can’t see changing they could change the design on the sovereign every year like they do with the Brit.    This will persuade collectors to get every year because ‘it’s a unique design’.     They are watering down the prestige of the sovereign with every release 

Decided against the 5 set, just a gut feeling but 1200 and 1000 bu not sure the secondary market will take it.         only way it will is if the flippers that arrived over covid have burnt fingers and they don't come up in such large numbers as in the past

1 minute ago, SheepStacker said:

Charging for delivery now?

chards £14 cheaper.       no price for 5 coin yet