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Michal

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    United Kingdom

Reputation Activity

  1. Like
    Michal got a reaction from kimchi in Property price crash?   
    I believe HH is actually doing it right now, or is at least essential part¬†of such activity,¬†which takes significant benefits from this system. That is why he will defend it for all costs. He perfectly know the scam¬†so there is¬†no need¬†of convincing him it exist. He will say anything and manipulate in every possible way just to preserve¬†his trough in the pigsty. Proven multiple times. No point of any discussion with him. ūüėČ
    No offence intended of course. Just observation. 
  2. Haha
    Michal reacted to 5huggy in Another 5huggy "DAFT" competition! -Win 1/2 ounce of Silver!   
    This competition will run until - Wednesday the 8th of July 2020 (9PM)
    ¬†Ends at 20:59hrs and 59 seconds and a few nano's on next Wednesday Eavernings! ūü§£
     
    This competition has the FULL backing and sponsored by our very own  "SILVER FORUM"
    The Silver Forum has provided this wonderful prize - for one of you KLEVER members to win! ūüėČūüėć



     
    The competition consists of 2 parts 

     Firstly  - each member will have to guess the number of pellets  in the Jar !



    Each member can have two (2) guesses

    The second guess can be a second guess at the number in the jar 
    OR
    they can choose to give  a "DAFT"answer 
     
    The member who guesses to the nearest the number of pellets in the jar 
    Will win the beautiful half ounce Perth Mint Dragon provided by The Silver Forum
     
    The person deemed by 5huggy to have made the "DAFTEST" answer will receive a surprise prize !
     
     
    Go on - Do you your BEST and Worst! ūüėČūü§£ūüĎć

  3. Like
    Michal got a reaction from AuricGoldfinger in Property price crash?   
    Yep, my mistake. Still useful knowledge. 
  4. Like
    Michal reacted to GoldenPhil in Property price crash?   
    I know I could spread it over 3 or more properties as a deposit and finance the rest but i don't want that risk. If I own the place outright there is no pressure on the rent being paid or not. Perhaps in 12 or 24 months I may release equity to do that. 
  5. Like
    Michal got a reaction from HerefordBullyun in Property price crash?   
    I believe HH is actually doing it right now, or is at least essential part¬†of such activity,¬†which takes significant benefits from this system. That is why he will defend it for all costs. He perfectly know the scam¬†so there is¬†no need¬†of convincing him it exist. He will say anything and manipulate in every possible way just to preserve¬†his trough in the pigsty. Proven multiple times. No point of any discussion with him. ūüėČ
    No offence intended of course. Just observation. 
  6. Like
    Michal got a reaction from Minimalist in Property price crash?   
    I believe HH is actually doing it right now, or is at least essential part¬†of such activity,¬†which takes significant benefits from this system. That is why he will defend it for all costs. He perfectly know the scam¬†so there is¬†no need¬†of convincing him it exist. He will say anything and manipulate in every possible way just to preserve¬†his trough in the pigsty. Proven multiple times. No point of any discussion with him. ūüėČ
    No offence intended of course. Just observation. 
  7. Like
    Michal reacted to Minimalist in Property price crash?   
    You are right. Now, how is it fair that banks can intermediate the "conveyance of a house" when they dont have the money in the first place? That is a scam - That is stealing peoples life/labour. It is financial terrorism.
  8. Thanks
    Michal reacted to Minimalist in Property price crash?   
    You have failed to address the two points I have asked because its impossible for banks to have the money they claim. Instead you have resorted to tiptoeing around unequivocal deception and corruption by conveying the entire context into some sort of lickspittle paradox. Its actual incredible how you philosophically believe that a handful of bankers are justified in usury without backing up their claims; extending credit making it false money - Yet when I make the case for an economy to be expanded IF the money/gold is there its somehow obfuscated. That is absolutely incredible.
  9. Haha
    Michal reacted to HawkHybrid in Property price crash?   
    did the banks not solve your borrowing problems?
    did they demand payment for fixing this problem for you?
    if you don't like what they charge for fixing a problem for you then go find your
    own solution to the problem. miners don't have the metal when they are selling
    futures contracts(the metal has yet to be mined). maybe you should call miners
    criminals as well. and that makes you also a criminal because you didn't have the
    money at the time of taking out a loan/mortgage to repay the loan.
     
    so fair by your definition is that banks are not allowed to charge for a service of
    fixing someone's financial problems?
     
    currency is printed but it is far from free, not free for you and not free for the banks.
     
    HH
  10. Like
    Michal reacted to Minimalist in Property price crash?   
    I have seen this before.
    The Bank of England act does not have the term "own" or "ownership". It literally states majority of the Bank of England stock "to be held by that person on behalf of the Treasury". It doesnt state in any part of the act that the government owns it. Private Bankers get free dividends every single year from the taxpayer. Conventional society and many in here will say its a conspiracy honestly. Thats how conditioned people are in this country; its economy slavery; financial terrorism.
  11. Like
    Michal reacted to Minimalist in Property price crash?   
    Wrong - What you are describing is academic Keynesian phenomena. Reality is Capitalism is fundamentally a distribution mechanism predicated on allocating capital - technology comes from human beings ingenuity and creativity. If a human being creates technology he uses an investor or bank to distribute copies of his/her invention through a company (trading vehicle).
    Credit has never helped people. 50 years ago one person could sustain a relatively good standard of living. Now it requires two people. You can argue about this all you want but reality is the truth.
  12. Like
    Michal reacted to Minimalist in Property price crash?   
    I think its reasonable to deduce and fair to an alternative which a policy is central to a commodity backed crypto hybrid system that can produce real growth when gold is mined out the ground... This would transform demand into producing metal production and general raw materials from industry which can abstractly force the markets into returning an economy to real growth - industry which can be modernised with technology and conditions of course. 1. We have the technology to do it 2. It limits ious 3. It produces real growth 4. it maintains real stability for household incomes 5. House prices cannot be speculated.
    This practice, exercise and perception of the current system of tapping a plastic credit card forcing future production to the present is insane. It doesnt work and history has showed it doesnt.
  13. Like
    Michal reacted to HerefordBullyun in Property price crash?   
    Those in power dont want to cause a moral panic unless it suits them. COVID is a prime example. A majority who have died are either old or had complications. SARS and other flus have created more deaths, look at seasonal flus also. I feel that the press are a  cancerous organization, they either tell you what they want you to hear to their narrative. Free press and free speech is muted, look at the social media clamping down now - i dont have social media account - as i believe its bad for your mental health.
    But when the crash happens, thats when its gonna matter. You are going to see the biggest anarchy in worst decade and its going to be global. Every single one of every central banks monetary policy is wrong - including the hyperinflation of property prices. The mortage scheme its self is so costly. becuase many people are too thick to understand one thing. The power of compund interest - look at an average 5% interest  for 200K over 25 years thats nearly 497k. madness!
  14. Like
    Michal got a reaction from PiecesOfNine in Property price crash?   
    Ehh, buying on leverage gives advantage and allows to amplify your cash flow, but it goes on the cost of higher risk and pain when it go bad way. We had 12 milky years for leveraged people, they had time to restructure their portfolio/investments/houses. Now it is time to take the medicine. It is advantage due to increased risk, understand that and accept consequences. Over leveraged should go bust private or commercial. Everyone have right to be stupid but should suffer in full power when have to face consequences. No bailouts. Let that be a lesson and lets build healthy system this time. What happened to savers and saving mentality ?
    I know, i am a dreamer...  
  15. Like
    Michal reacted to CosmikDebris in Recession / depression resistant business idea??   
    I've been shooting on and off for a few years, I've sold one print for a about a tenner! 
    Some of my better stuff.  https://www.viewbug.com/member/Stormrider
    It would be interesting to know what you think of it.
  16. Like
    Michal reacted to GoldenPhil in Property prices & remortgaging??   
    I would pay it off. Then come what may it is yours. 
  17. Like
    Michal got a reaction from Minimalist in Property price crash?   
    You see Roy problem is that people who were closer or faster at the printer took advantage. You were able to gain assets on leverage and debt devaluation/assets bubble done its work. Now debt cycle is coming to the end. We will not be able to do the same thing, coz debt is way to high and current situation is unsustainable. They try to inflate of debt, but it never worked in history and end up in some kind of revolution and wealth redistribution. In such environment interest rate can go to 15% easy. 
    Now we youth/middle age have to take debt to the eye balls to buy house and cost of living eats rest of money , we taking very risky loan for 30 years . Young are in debt because they have no other choice. Older generations gathered wealth and we are paying for that. Limitless credit caused 600%+ increase in price of average house in last 20 years, wages didn't rise even close to this rate. 
    It is not personal trip Roy, just my point of view shown to older generation in general. 
  18. Super LOVE
    Michal got a reaction from GoldenPhil in Property price crash?   
    You see Roy problem is that people who were closer or faster at the printer took advantage. You were able to gain assets on leverage and debt devaluation/assets bubble done its work. Now debt cycle is coming to the end. We will not be able to do the same thing, coz debt is way to high and current situation is unsustainable. They try to inflate of debt, but it never worked in history and end up in some kind of revolution and wealth redistribution. In such environment interest rate can go to 15% easy. 
    Now we youth/middle age have to take debt to the eye balls to buy house and cost of living eats rest of money , we taking very risky loan for 30 years . Young are in debt because they have no other choice. Older generations gathered wealth and we are paying for that. Limitless credit caused 600%+ increase in price of average house in last 20 years, wages didn't rise even close to this rate. 
    It is not personal trip Roy, just my point of view shown to older generation in general. 
  19. Haha
    Michal reacted to Kookaburracollector in The coming Gold crash   
    Time to buy me thinksūü§Ē

  20. Like
    Michal got a reaction from StackerCollector in Property price crash?   
    Ehh, buying on leverage gives advantage and allows to amplify your cash flow, but it goes on the cost of higher risk and pain when it go bad way. We had 12 milky years for leveraged people, they had time to restructure their portfolio/investments/houses. Now it is time to take the medicine. It is advantage due to increased risk, understand that and accept consequences. Over leveraged should go bust private or commercial. Everyone have right to be stupid but should suffer in full power when have to face consequences. No bailouts. Let that be a lesson and lets build healthy system this time. What happened to savers and saving mentality ?
    I know, i am a dreamer...  
  21. Like
    Michal got a reaction from GoldenPhil in Property price crash?   
    Ehh, buying on leverage gives advantage and allows to amplify your cash flow, but it goes on the cost of higher risk and pain when it go bad way. We had 12 milky years for leveraged people, they had time to restructure their portfolio/investments/houses. Now it is time to take the medicine. It is advantage due to increased risk, understand that and accept consequences. Over leveraged should go bust private or commercial. Everyone have right to be stupid but should suffer in full power when have to face consequences. No bailouts. Let that be a lesson and lets build healthy system this time. What happened to savers and saving mentality ?
    I know, i am a dreamer...  
  22. Like
    Michal got a reaction from 5huggy in The coming Gold crash   
    But if you know game is rigged you can get ready. Black swan theory is very interesting in its core. 
    Basically people think matrix is SF, it is like that because they have no idea how financial/political/economical systems work.
    "Best kind of slave is one who think is free and is willing to die protecting his own slavery" - me
  23. Haha
    Michal got a reaction from 5huggy in A 5huggy DAFT Competition - Win 1/2 Oz silver Coin! - Ending Tonight - get your answers in ūüĎć   
    Hmm, i would go they are worth your as much as your stack of PM, coz they¬†look like screws to cover hide out to your stack.¬†ūüėČ
  24. Like
    Michal reacted to Martlet in Property price crash?   
    For all the talk of a new paradigm in business location, its too early to really say what effect will be.  The option to work from home isn't that new, the mental block may have gone for those that have resisted, there are good reasons to be in an office.  Ad-hoc chats, formal meetings, networking are simply better in the office. On that last point, there is activity out of the office to consider. My company rejected a move to cheaper premises some years ago because they didn't want to be on an industrial estate, the social side of being in central London was too big a positive. 
    In meetings people express desire to get back into the office because small/noisy/too quite homes aren't suited to work.  I expect change to smaller or more flexible offices with more flexibility on work from home, but office will remain the focus. Senior managers will want to be there and aspiring managers will want to be were they are. For many, being in a city setting is part of living, they dont want to live in the country for now, that's later in life.  That's why many people pay through the nose for pokey flats in backwaters of London in the first place, shorter commute and short ride home late in the evening. 
  25. Thanks
    Michal reacted to vand in The Permanent Portfolio   
    Scottish Widows Property fund
    BLND.L
    LAND.L
    I like stick to the bluechips, and in the SWPF case it's the only such fund available to me in that pension scheme.
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