Stu

https://www.moneysupermarket.com/savings/junior-isas/ Some comparisons. I think the recipient gains access at 18 so you would have to have a private agreement that they would not receive until 21 etc. Not legally binding and child could do what they wanted with cash at 18.

Junior ISA? Depends when you think she may want/you want her to have it. ISAs can be accessed at 18 and can have cash and/or stocks & shares flavours. Banks are not much use for anything these days, except maybe laundering money(the banks that is, not me😄HSBC have form)

Congratulations, I was convinced your title was “click bait” I believe the term is.

All the best with the wedding when it comes mate, others appear extreme at times. I heard in my country prior to WWII, you simply needed to declare your intentions with 2 witnesses present and you were legally married. Cost of some ink and paper. Regarding savings/investment. Access to SIPP is from 55 rising to 57 so that may be a determine factor.

To quote @Paulwake me up at 4K 😄

Police officer trying to pawn his find, why am I not surprised.

No fancy pies, sorry 😄 Property 50% pensions 35% (70/30 equity/bond split) metals, precious 10% cash 5%

Jolly good show then and l I’m sure the old chaps at Eton will have a far superior moral compass , if that indeed is not a contradiction in terms?

Is shagging pigs skulls frowned upon these days then?

I’m surprised NZ didn’t tell the UK to shove it. There were close trading ties between both before the UK joined the “common market” . Following this NZ was dropped like a stone , trading/ lamb especially was hit big time due to common market tariffs.

Hi Sorry to hear about your circumstances. I obviously don’t know your full circumstances however you may be eligible to get PIP, personal independence payment. I believe it is around £400 a month and is not means tested. May assist in your current situation if not already aware/ interested. Stu

Agreed, stunning coin but they bang them out, year after year. Would nab one at spot!

My Shell shares have doubled in value in under a year. Wish PM’s would follow suit.

RM like to kick the ass out of everything. Next we will be getting the “wee cowrin’ timorous beastie” series.

There are some terrible company pensions out there with fees that are nothing short of theft. Trouble is, most folk don’t want to do any research to find out what works, myself included until recently. I have An ok work pension as local authority. I go the private route also now. The likes of Vanguard and AjBell have very competitive fees.

In what respect?

https://www.bbc.co.uk/news/magazine-21145103 UK is not bad at it either

Put into into a SIPP/ private pension. £300 = £375. Then cash out when above age 55 or 57 depending on year born. Obviously keep drip feeding in

I own a small physical amount of platinum and also think it has good upside potential. Given the vat situation however and the relative small scale additions I will make, I am prepared to take a chance going the ETF route in this instance. sacrilege I know.

If we are forever changing place names, how will people know where to go?

As others have said mate, go the SIPP route. There’s plenty to choose from with low fees. Check out this site for lots of excellent info. https://monevator.com/compare-uk-cheapest-online-brokers/ Much like stacking PM’s, salting monies away into a pension can become addictive what with added tax relief and compound interest. I am well over exposed to PM’s so not buying much lately and concentrating on pension. Only been at it a wee while and built up a nice starting amount. (Should have started much earlier, same old story)

As said, you could buy else where from a reputable dealer and not get ripped off. The RM really dont have much credibility left. The QC on their new coins can be shocking and they rip you off on other countries older coins. They need to get a grip and fast.

I bought from a US dealers via ebay. Got hit by tax and import duties. Still, would make a small profit if I sold them today. Also ebay + alcohol are not a good mix!

One day, in a decade or twos time, you will see China reveal how much gold she really holds by displaying her hoard in a venue such as the Olympic Stadium for the world to see. It will probably be a partial backing of their currency they will announce, however they will do it properly. The US totally abused their position of having reserve currency status and continue to do so to this day.

**** me. A Roman soldier would put his life on the line for around 3g of silver per day. Strange times indeed.