MickB

Nothing spectacular but for £45 from my local shop today I'm happy. 

Nothing spectacular but for £45 from my local shop today I'm happy. 

I had a bit of a shock/surprise on Saturday as I had two letters from my endowment provider who firstly said that I've an amber alert with a significant risk of a shortfall. The other letter was to show me the amount that I would get if I cashed out the week before. Well this amount would clear my mortgage 3 years early!
I rang the provider who confirmed the amount and they will send me forms to fill out. Then I rang the mortgage provider who said there are no early payment penalties and will send me a statement to show the final amount I owe. I've only ever had an interest only mortgage that only just over two years ago, done a part repayment towards it. Now I've been buying precious metals and putting money into premium bonds in case of a massive shortfall but now I don't have to touch them.
I'll be relieved when the paperwork is finally done and no more payments to make. There was no point in carrying on until the end to get maximum out of the policy as what I pay in interest is what I would have paid anyway. The savings I would make could then go onto topping up my pension payments at work.
One large weight off my shoulders.

Our first kilogram silver coin! Mintage 500.
Exquisite details. Much better in real!
Compared with 10 ounces and 1 once. All Canadians of course
 

Nothing spectacular but for £45 from my local shop today I'm happy. 

Nothing spectacular but for £45 from my local shop today I'm happy. 

Nothing spectacular but for £45 from my local shop today I'm happy. 

Nothing spectacular but for £45 from my local shop today I'm happy. 

Nothing spectacular but for £45 from my local shop today I'm happy. 

Nothing spectacular but for £45 from my local shop today I'm happy. 

Nothing spectacular but for £45 from my local shop today I'm happy. 

Nothing spectacular but for £45 from my local shop today I'm happy. 

Nothing spectacular but for £45 from my local shop today I'm happy. 

Nothing spectacular but for £45 from my local shop today I'm happy. 

Nothing spectacular but for £45 from my local shop today I'm happy. 

A French 50euro proof D-day coin from my lcs. 
 

Three Young Girls from times gone by, no phones or I pads  Coinsters !!!!!!!!!!!!!!!

Today's collection from my local coin dealer😊

My sovereign from H&B has turned up as well. 
 
Normally I would weigh and measure the coins but don’t want to damage the “posh” capsule. Doesn’t look like it can easily open.

The 1 Kilo Wall Street Mint Bar
 

Been after this one for a while 😍

Received today from Harrington and Byrne, only ordered on Sunday night from their flash sale so very quick delivery.

Took a while to arrive but upped my bullion stack and bought the dip 😊
 

Actually wanted a double sovereign and send it off to NGC but they seem to be sold out everywhere. 2 sovereigns instead from Atkinsons.