MickB

How anyone can say sovereigns are boring is beyond me, aren't these some of the most lovely coins every struck ??

Only a bullion completer queens beast but im happy with it there stunning coins 

New ¼oz noah's ark to accompany my 1g

Thanks to @Midasfrog for these lovely crowns!

Love this one.... cheers @Jamesd 👍

I was lucky to get one without the flaw. 

Today I picked up this 1873 young head sovereign for a good price at my local bullion dealer in the High Street. 

Haul since the forum went down lol 
most I bought to sell and couldn’t let go so added to the stack sigh. 

Over the last few days I've received my lib fractional set and 5oz. Set complete 👍
 


 

Today I picked up this 1873 young head sovereign for a good price at my local bullion dealer in the High Street. 

Bought the silver dip last month

Today I picked up this 1873 young head sovereign for a good price at my local bullion dealer in the High Street. 

Firstly apologies for the extended downtime. It was much longer than expected as the forum has grown significantly in size recently. 

The work was taking too long, and as we are now in a position to be able to put the forum back online we have gone ahead and put the forum online again. Please note that there is still work going on in the background, and we will need to take the forum off line to finish the work (which we estimate will be sometime Sunday night but which should only last a few hours) 

You may also notice a 500 error issue again, if this happens we will restart the MySQL database. We currently believe that the spot price bar application is overloading the database. When we do the final move of files (likely will be sometime this Sunday night) we will not install the spot price bar application. We will be installing the spot price application on a separate test sever to see if that is indeed the cause of the 500 error issues, and also speaking with the developer of that particular application. 

Apologies in advance for the planned downtime this Sunday 9th May 2021, but the majority of the work should hopefully be behind us. 

Today I picked up this 1873 young head sovereign for a good price at my local bullion dealer in the High Street. 

Today I picked up this 1873 young head sovereign for a good price at my local bullion dealer in the High Street. 

Today I picked up this 1873 young head sovereign for a good price at my local bullion dealer in the High Street. 

Today I picked up this 1873 young head sovereign for a good price at my local bullion dealer in the High Street. 

Added to the current collection of gold proof coins. Not sure which direction my collection is heading in...so far am like a magpie collecting anything that looks shiny! 😁

Only if you're trained in that field of work and your missus don't mind.
Premium bonds are a safe bet.

Yeah, a couple of limfacs at play with that scenario...premium bonds definitely safer.

Only if you're trained in that field of work and your missus don't mind.
Premium bonds are a safe bet.

I have a new job, (first time I have had a fixed income in years) and I am able to save about 15k a year.
I have no house/ no mortgage - and at 37 years old me and my partner are STILL living with my parents - I am pretty ashamed to admit that but its the truth. I am determined to get out ASAP but realistically its going to take a few years maybe more... We don't want to get trapped in the rental trap. and end up with no property to rely on when we need to retire. I could move out next week and pay rent but then what am i going to do when I am to old to work? will be screwed. The long suffering parents are great about it and can see what we are trying to do, very supportive - but I think I need to get out within a couple of years for thier sake so they can have a well earnt retirement , I think I will just go into rented if I cant get a mortgage like everyone else has too. 
I have circa 15K in savings spread across multiple assets (no cash) - plus a 2020 car fully paid (sensible car - honda jazz) 
We have opened lifetime ISAs and can get a 20% topup on anything we deposit, however can only be used to buy first house or for retirement or there is a 25% penalty on withdrawals. 
Money in the bank seems useless, but if house prices keep increasing we may never get accepted for a mortgage. 
If you was in my situation how would you allocate savings? I dont want to speculate on crypto - I already have some. 
Im thinking shove everything on premium bonds till the end of the tax year, then withdraw and max out Lifetime ISA and hope for a correction in property prices one day but I really dont know. 
Open too all suggestions!

Once you Stack! - YOU NEVER GO BACK!

Many thanks to @Tn21 for these lovely 1/2 sovereigns and the very first 2 pieces of gold I've bought for my stack! Cheers!