bluemoon

If people are having problems transferring why not use paying a friend option? Just a thought.

Looks like manipulators played a rope-a-dope, what the heck was that!

Looks like manipulators played a rope-a-dope, what the heck was that!

Indeed, mixed date coins that say "mixed date Sovereigns" on the certificate could be used over and over. I think as long as you show A certificate and you don't look like a drug dealer, that and a passport is enough lip service to satisfy the boxes that need ticking. Still can't see why you'd ever sell to a dealer though when you can get better rates on places like this forum or eBay.

if you dont store the data in the first place, then there is zero chance of it ever being leaked. 

It beggars belief that a nation and it's people can sleepwalk from a relatively free & laid back country such as it was in the 1990s, to now a Soviet style country that people back then understood was undesirable and thought only happened under repressive regimes in backwards parts of the globe. Now we are one of those countries. RIP Britain and indeed the former "Western World".

Indeed, mixed date coins that say "mixed date Sovereigns" on the certificate could be used over and over. I think as long as you show A certificate and you don't look like a drug dealer, that and a passport is enough lip service to satisfy the boxes that need ticking. Still can't see why you'd ever sell to a dealer though when you can get better rates on places like this forum or eBay.

The best personal data protection is to not take personal data at all. All talk of servers and encryption is a bandage over that initial act. This is why Sharps Pixley and Gold Investments are the current kings of gold dealers, as they take cash with no ID up to I think 7.5k.  And yes despite what competitors say, what they do is perfectly legal and yes they are very legitimate establishments. Any dealers claiming the law binds them to take your personal data for purchases below the threshold, when it doesn't, are to be viewed with suspicion.

CBDC is just another kind of data ledger system, but with some potentially ugly strings attached:  instead of your local bank keeping track of your transactions, all that data will go to the Bank of England.  They will become the central clearing house for all non-cash financial transactions -- and the big banks are loving it!  
The issue is privacy. Right now, only the HRMC and police have the power to examine your personal financial history, but only in the context of a criminal investigation or tax law violation (at least it used to be).  But with CBDC, your entire financial history is just setting out there for anyone in govt. to peruse without legal safeguards (like a court order).  And you just know its all gonna end up in the hands of some third-party data broker.
No, the govt. is not going to force you to use CBDC ... they won't have to.
But the big banks and big corporations most definitely will.  And big media will be out there selling it to young & dumb 20-30 somethings who can't take a dump without clicking some app on their precious SmartPhones!  These Tesla-driving-soy-boy-mask-Karens will be the early adopters of CBDC, singing its praises as the greatest thing since Pop Tarts ... just as they all lined up to get their clot-shots while threatening internment for those who didn't.
Here's how I think this thing will play out:
1.  The pre-rollout sales pitch by big media.
2.  Focus group studies to identify pockets of stubborn non-conformity and how to deal with them.
3.  Instil a false sense of security by telling people they'll still be able to use cards, cash, checks, etc. 
4. Major retailers will proclaim their support.
5. Full rollout & activation.
After a few years, expect to see fewer and fewer venues accepting cash payment or limit cash transactions to a single automated checkout lane.  The UK will move towards CBDC by social pressure, not govt. force.

It beggars belief that a nation and it's people can sleepwalk from a relatively free & laid back country such as it was in the 1990s, to now a Soviet style country that people back then understood was undesirable and thought only happened under repressive regimes in backwards parts of the globe. Now we are one of those countries. RIP Britain and indeed the former "Western World".

I think with regards to the banks having multiple accounts can be ideal. 
For example I use monzo for bank transfers as it is so easy and straight forward on the phone.
I got a NatWest account which used to be crowded with transactions from McDonald's happy meals right through to a sov purchase here on the silver forum. Now it is an account which I no longer use for transactions but instead trying to build up savings and provide a foundation. Being a main high street bank it is much easier to get cash from NatWest then monzo who charge a % fee for cash withdrawal. 
Nationwide is account which I have saved in from a young age. I don't spend a penny at all from this account. Again just a savings account.
 
I also have a revolut account which I keep adding £30-£70 a month this is for the use of contactless transactions, i.e transport, lunch small purchases.
The landscape for banking is changing no doubt, now whilst I do get frustrated with their line of questioning it is imo important to have a highstreet main bank which you can go in branch to conduct business. Which is where the fintech banks have a disadvantage. 
 
Have a mixture of institutions boys and girls when it comes to banking.  

I can't speak for the person you're replying to, but I for one would be happy to "embrace" decentralised cryptocurrencies to replace the bank transactionss if it became accepted by normies. But it hasn't become so, therefore cash still leads the pack for private control of your own money.

€500 note is still out there

Another cash/bank story was when the old £50s were due to come out of circulation. I went into the Post Office to have them swapped out. The man said something about only being able to put it into my bank. I told him I don't have a bank account (I'd only get more grief from my bank). He offered to set me up with a Post Office account and I said definitely thanks but no thanks. So he gave in and asked how much I have. I said £500.He said he can swap only £300. I don't know why but fine, it's a deal. When I took the money out, his eyes went on stalks when he saw they were all £50 notes. He nervously took my money and started counting. Despite saying £300, he had a "F this" moment at £200 and tossed the rest of my money back at me, mumbling something like "that's enough, £200". He then took out the new notes to give to me (all £20s because apparently Post Office don't do £50s), gave me £200 worth and said goodbye in a "now go away" tone of voice. I said to hold on while I count up the notes he gave me. I duly counted £200 then looked up and said thank you, seeing an indignant face as he was leaned back in his chair, his body language as though he just inadvertently helped a drug dealer launder his money or something.
The moral of the story I took away was these responses only happen because not enough people are normalising cash, and my lesson was to do this sort of thing MORE to help normalise it.
In fairness to Barclays, their self service machines could have taken my cash and spat me out some new polymer notes, and I still withdraw my money from their in £50s without a problem (max £2000). I don't know why I thought the Post Office would be better, but it made for a something to tell the Mrs that evening.

A lot of kindred spirits on this thread which is heartening, I only wish it was representative of wider society. Let's keep pushing it.
I like £50 notes actually, good for grocery shopping, restaurants, etc. Most faked notes are fivers and tenners but the average Wilko till worker gets nervous around £50s. Frankly with inflation, we should have a £100 note in circulation. I learned the other day that Euros go up to 200 Euro notes and until recently they had a 500 Euro note!. B of E wants to limit us to £50s though? Madness!
Sharps Pixley of course take £50s with no issues, they have a machine that counts cash notes in a matter of seconds. No excuse for businesses to not accept cash.
Lidl self service machines no longer take cash, even though the hole in which to drop your coins into are still physically there on the machines, it's just Lidl who have switched off that part of the machine from working.
As for Barclays, I spoke to their fraud team after making a payment to eBay they were suspicious of, and they do treat you like criminals. Even without that, just making normal payments mean logging in with a PINSendry device, texting my phone to conform payment, then another PINsendry confirmation dance. What a merry-go-round. I'm not much of a crypto fan but I did once pay for something in Bitcoin and I was amazed at how much less hassle you get than you do from the banks. Like wow, I just made a payment without being treated like a suspected drug dealer, I thought to myself how refreshing that was!
Still prefer cash though.
 

A lot of kindred spirits on this thread which is heartening, I only wish it was representative of wider society. Let's keep pushing it.
I like £50 notes actually, good for grocery shopping, restaurants, etc. Most faked notes are fivers and tenners but the average Wilko till worker gets nervous around £50s. Frankly with inflation, we should have a £100 note in circulation. I learned the other day that Euros go up to 200 Euro notes and until recently they had a 500 Euro note!. B of E wants to limit us to £50s though? Madness!
Sharps Pixley of course take £50s with no issues, they have a machine that counts cash notes in a matter of seconds. No excuse for businesses to not accept cash.
Lidl self service machines no longer take cash, even though the hole in which to drop your coins into are still physically there on the machines, it's just Lidl who have switched off that part of the machine from working.
As for Barclays, I spoke to their fraud team after making a payment to eBay they were suspicious of, and they do treat you like criminals. Even without that, just making normal payments mean logging in with a PINSendry device, texting my phone to conform payment, then another PINsendry confirmation dance. What a merry-go-round. I'm not much of a crypto fan but I did once pay for something in Bitcoin and I was amazed at how much less hassle you get than you do from the banks. Like wow, I just made a payment without being treated like a suspected drug dealer, I thought to myself how refreshing that was!
Still prefer cash though.
 

Utterly horrifying.

A lot of kindred spirits on this thread which is heartening, I only wish it was representative of wider society. Let's keep pushing it.
I like £50 notes actually, good for grocery shopping, restaurants, etc. Most faked notes are fivers and tenners but the average Wilko till worker gets nervous around £50s. Frankly with inflation, we should have a £100 note in circulation. I learned the other day that Euros go up to 200 Euro notes and until recently they had a 500 Euro note!. B of E wants to limit us to £50s though? Madness!
Sharps Pixley of course take £50s with no issues, they have a machine that counts cash notes in a matter of seconds. No excuse for businesses to not accept cash.
Lidl self service machines no longer take cash, even though the hole in which to drop your coins into are still physically there on the machines, it's just Lidl who have switched off that part of the machine from working.
As for Barclays, I spoke to their fraud team after making a payment to eBay they were suspicious of, and they do treat you like criminals. Even without that, just making normal payments mean logging in with a PINSendry device, texting my phone to conform payment, then another PINsendry confirmation dance. What a merry-go-round. I'm not much of a crypto fan but I did once pay for something in Bitcoin and I was amazed at how much less hassle you get than you do from the banks. Like wow, I just made a payment without being treated like a suspected drug dealer, I thought to myself how refreshing that was!
Still prefer cash though.
 

A lot of kindred spirits on this thread which is heartening, I only wish it was representative of wider society. Let's keep pushing it.
I like £50 notes actually, good for grocery shopping, restaurants, etc. Most faked notes are fivers and tenners but the average Wilko till worker gets nervous around £50s. Frankly with inflation, we should have a £100 note in circulation. I learned the other day that Euros go up to 200 Euro notes and until recently they had a 500 Euro note!. B of E wants to limit us to £50s though? Madness!
Sharps Pixley of course take £50s with no issues, they have a machine that counts cash notes in a matter of seconds. No excuse for businesses to not accept cash.
Lidl self service machines no longer take cash, even though the hole in which to drop your coins into are still physically there on the machines, it's just Lidl who have switched off that part of the machine from working.
As for Barclays, I spoke to their fraud team after making a payment to eBay they were suspicious of, and they do treat you like criminals. Even without that, just making normal payments mean logging in with a PINSendry device, texting my phone to conform payment, then another PINsendry confirmation dance. What a merry-go-round. I'm not much of a crypto fan but I did once pay for something in Bitcoin and I was amazed at how much less hassle you get than you do from the banks. Like wow, I just made a payment without being treated like a suspected drug dealer, I thought to myself how refreshing that was!
Still prefer cash though.
 

Well Battle commenced at 9:34 am this morning with NatWest. They all Know me in the branch. I think I'm known as the awkward b&$t&rd. I approached the desk "Hello Mr ............ how can we help today?". I proceed to tell them I wish to pa mortgage off, Pay a contractor and withdraw £2000. "Umm we may need to take you to a private area." Off we go. I have all the paperwork for the mortgage and it turns out that the mortgage company is a subsidiary of the bank. This will go smoothly I thought. Nope. Was I sure it was what I wanted? Is it defiantly the correct bank/ details/ the right move for me/ uncoerced. Did I feel any pressure making the payment? My god the list went on. In the end I got the mortgage place on the phone. Went through all their security. Please press 1 then 5 then 7 very sorry you have made a wrong choice back to main menu. repeat, you get the drift. Finally get to talk with some one. Do I give authority to discus the matter with a third party. Eventually got the payment sent. They weren't too happy about paying the electricians bill. And as far as the £2000. They would only let me have £1000 as I might end up paying other tradesmen. I did tell them that I failed to see how the way I spent my funds was relevant to them. Any how, That took nearly 2 hours.

It beggars belief that a nation and it's people can sleepwalk from a relatively free & laid back country such as it was in the 1990s, to now a Soviet style country that people back then understood was undesirable and thought only happened under repressive regimes in backwards parts of the globe. Now we are one of those countries. RIP Britain and indeed the former "Western World".

It beggars belief that a nation and it's people can sleepwalk from a relatively free & laid back country such as it was in the 1990s, to now a Soviet style country that people back then understood was undesirable and thought only happened under repressive regimes in backwards parts of the globe. Now we are one of those countries. RIP Britain and indeed the former "Western World".

They are very posh too, which I like when buying gold.

Yes I've been given the posh tea treatment, I feel like Lord BlueMoon being waited on whilst I engage in regal transactions.
And the cash thing is very important, they have a counting machine like this, which I'm reminded of whenever those card only businesses whinge about cash being too much hard work to count up at the end of each day.
 

They are very posh too, which I like when buying gold.