Stu

Similar family set up with 2 older kids, 2 cars. Live out in the sticks. Our food bill keeps rising, try to keep a lid on it but even with being careful, looking at £500 a month. Shop everywhere for best deals, use vouchers and now do a menu plan so only buy exactly what need. This is useful as saves faffing on deciding what to have and works very well. I would say it’s a ball ache thinking about it but not as bad in reality. I share the cooking also so helps me choose dishes I am good at.
Alsoto add, shopping bill includes food and household products but not alcohol which is separate..
 
You can be frugal but it’s a life choice. My other half is ok with it but it’s a fine balancing act between that and being cheap. 
Fuel is mega, nearly £100 to fill the family saloon.
Electric went from £90 to £130 as company went bust and wil no doubt be closer to £200 by April. 
 
NI going up in April.
I think I got a 1.5% pay award this year coming so still going backwards big time. Just hope gold does its job folks!

Similar family set up with 2 older kids, 2 cars. Live out in the sticks. Our food bill keeps rising, try to keep a lid on it but even with being careful, looking at £500 a month. Shop everywhere for best deals, use vouchers and now do a menu plan so only buy exactly what need. This is useful as saves faffing on deciding what to have and works very well. I would say it’s a ball ache thinking about it but not as bad in reality. I share the cooking also so helps me choose dishes I am good at.
Alsoto add, shopping bill includes food and household products but not alcohol which is separate..
 
You can be frugal but it’s a life choice. My other half is ok with it but it’s a fine balancing act between that and being cheap. 
Fuel is mega, nearly £100 to fill the family saloon.
Electric went from £90 to £130 as company went bust and wil no doubt be closer to £200 by April. 
 
NI going up in April.
I think I got a 1.5% pay award this year coming so still going backwards big time. Just hope gold does its job folks!

I thought that was the QC department playing Gothic Crown tiddly winks again @westminstrel👀 Look at the damage to them!

So just got the 50p Gold set delivered... No issues with them (phew)..Not great pics, but they good in hand 

Apologies, I wasn’t aware of that! Maybe the Mint have just agreed for a later delivery to free up pressure…?
Again, apologies!! See above!

What the hell can be the delay if these actually ARE going to be struck on the 6th? I have my doubts.
All they would need to do was flip them into a capsule, kick them into a box and get postman Pat to collect. 
 
Yet another sign that the mint have overstretched themselves. 

🤣🤣 sorry you're breaking up ( the signal in my ferrari isn't great) 😁
 

A bit late for Christmas, chocolate coins! 


A very unique arrival today. 

One of the cleverest adapted coins I've ever seen

As long as no underlying co-morbidities. Should be fine )99.5% of peeps😄), 

I reply to this even though I don’t have a valid answer for you.😬
I mind starting a few threads in the past without any response whatsoever! Felt like the guy out the fast show, “I’ll get me coat”

Sign of the times my friend. Only consolation I could offer is that if it is a series you really like, buy back in at the other end when prices have bombed.I’m still on the fence, but really object to the mint kicking the arse out of any success. 

You’re lucky! Much to the consternation of my neighbours, I can’t afford pant or pants (U.S.)

You’re lucky! Much to the consternation of my neighbours, I can’t afford pant or pants (U.S.)

Exactly this.
The reverse is neither a Wyon design, nor the Gothic Crown. It was basically RM being greedy. I didn't buy it and don't care if that means I miss out on the portrait.
 
The whole series is on a decline. For me, this particular series was going to be in my collection for the longer term (unlike say, the Music Legends or Bond coins). Unfortunately, the higher mintages of the subsequent releases has ruined yet another series for me. People who buy with the sole intention to sell the coin(s) immediately upon receipt, give a false impression to RM that there are "x" number of genuine collectors of the series. This leads to an increased mintage, which, in turn results in diminished collector interest and ultimately, demise of the series. We have seen this with most such series.
Unpopular opinion I know, but, nobody will want these coins once the series is over. 

Is that the 5oz gold proof version?👍

Look at his face and tell me you don't like him!

Is that the 5oz gold proof version?👍

Is that the 5oz gold proof version?👍

The mint keep hicking the tariff when onto a winner.
£180 for the Una
£250 3 Graces
£260 Quartered arms
I suspect after the portrait we will be up to £280 and beyond for future releases.

The mint keep hicking the tariff when onto a winner.
£180 for the Una
£250 3 Graces
£260 Quartered arms
I suspect after the portrait we will be up to £280 and beyond for future releases.

The mint keep hicking the tariff when onto a winner.
£180 for the Una
£250 3 Graces
£260 Quartered arms
I suspect after the portrait we will be up to £280 and beyond for future releases.

The mint keep hicking the tariff when onto a winner.
£180 for the Una
£250 3 Graces
£260 Quartered arms
I suspect after the portrait we will be up to £280 and beyond for future releases.

Arrived this morning 
 

Was wondering what was going on, thought you may have cracked the human genome! 

Cut out the middleman