ilovesilverireallydo

I started out like you, small 0.5 gram to 2.5 bars, but quickly realised that the premiums just aren’t worth it, so started buying junk Silver like 50% and 925 Silver predecimal coins. Same budget but more satisfying and as the premiums were low, I knew I wouldn’t lose out if I had to sell in a pinch (unless spot went too low). Those small bars give no stacking satisfaction ?. I also went through a phase of buying 9ct and 14ct coins as you can get them near spot and sell them around same rates, but quickly got bored of them, however they are a still a valid way to stack cheap gold with little premium, you will stil get similar percentages back under spot if you sold them to Gold buyers such as HGM as you would with sovs and much more satisfying to hold than 1gm bars. 
I sold all my mini bars as a job lot on eBay when they had a £1 offer and luckily made my premiums back. Did the same with the 9/14ct coins.
Now I either buy low premium semi numismatics, cheap overspot Silver and a bunch of “junk” silver world and U.K. coins as well as some sovs and mini gold coins like the dos pesos when I can get them with low premiums. When funds allow I would buy some premium silver like Silver bullets, interesting bars etc. These isee as my “hobby” buys and most cases you can make your premiums back on eBay. 
When funds are low, stacking these junk coins is a good way to save up to buy bigger items, I will often flog the junk in largish lots or single coins after researching what they go for and then put the money towards sovs or Silver brits, as a long term saving strategy they have CGT advantage. 
@arshimo2012 usually has good deals on cheap Silver and even Gold and the group buys by @BackyardBullion are a good way to buy cheap Brits. Also a good way to buy stuff from both and other members sale ads to potentially flip for small profits to increase your core buying funds to offset the premiums especially once you get interested in stuff that is more expensive. 

These are not actually LMU spec coins but as its been referred to on this excellent thread before, here is the Montenegro 20 Perpera gold coin.
There are 2 versions of this denomination.
On the left, the commemorative issue coin to mark the 50 Anniversary of the Accession of King Nicola 1. Left facing laureate head portrait.
On the right, the standard circulation 20 Perpera distinguished by a right facing, bare head portrait. Reported mintages of both coins c. 30,000.
These are not in the finest condition but both coins are very hard to find now in any condition.
 
 

I started out like you, small 0.5 gram to 2.5 bars, but quickly realised that the premiums just aren’t worth it, so started buying junk Silver like 50% and 925 Silver predecimal coins. Same budget but more satisfying and as the premiums were low, I knew I wouldn’t lose out if I had to sell in a pinch (unless spot went too low). Those small bars give no stacking satisfaction ?. I also went through a phase of buying 9ct and 14ct coins as you can get them near spot and sell them around same rates, but quickly got bored of them, however they are a still a valid way to stack cheap gold with little premium, you will stil get similar percentages back under spot if you sold them to Gold buyers such as HGM as you would with sovs and much more satisfying to hold than 1gm bars. 
I sold all my mini bars as a job lot on eBay when they had a £1 offer and luckily made my premiums back. Did the same with the 9/14ct coins.
Now I either buy low premium semi numismatics, cheap overspot Silver and a bunch of “junk” silver world and U.K. coins as well as some sovs and mini gold coins like the dos pesos when I can get them with low premiums. When funds allow I would buy some premium silver like Silver bullets, interesting bars etc. These isee as my “hobby” buys and most cases you can make your premiums back on eBay. 
When funds are low, stacking these junk coins is a good way to save up to buy bigger items, I will often flog the junk in largish lots or single coins after researching what they go for and then put the money towards sovs or Silver brits, as a long term saving strategy they have CGT advantage. 
@arshimo2012 usually has good deals on cheap Silver and even Gold and the group buys by @BackyardBullion are a good way to buy cheap Brits. Also a good way to buy stuff from both and other members sale ads to potentially flip for small profits to increase your core buying funds to offset the premiums especially once you get interested in stuff that is more expensive. 

My insane collection of rings grew with this lot…

I had to keep this! World’s smallest Krugerrand (1/50th) 

My insane collection of rings grew with this lot…

I had to keep this! World’s smallest Krugerrand (1/50th) 

I had to keep this! World’s smallest Krugerrand (1/50th) 

My insane collection of rings grew with this lot…

I had to keep this! World’s smallest Krugerrand (1/50th) 

I had to keep this! World’s smallest Krugerrand (1/50th) 

I had to keep this! World’s smallest Krugerrand (1/50th) 

My insane collection of rings grew with this lot…

I had to keep this! World’s smallest Krugerrand (1/50th) 

My insane collection of rings grew with this lot…

My insane collection of rings grew with this lot…

My insane collection of rings grew with this lot…

I had to keep this! World’s smallest Krugerrand (1/50th) 

I had to keep this! World’s smallest Krugerrand (1/50th) 

My insane collection of rings grew with this lot…

I had to keep this! World’s smallest Krugerrand (1/50th) 

I had to keep this! World’s smallest Krugerrand (1/50th) 

I had to keep this! World’s smallest Krugerrand (1/50th) 

I had to keep this! World’s smallest Krugerrand (1/50th) 

I had to keep this! World’s smallest Krugerrand (1/50th)