MancunianStacker

@Paw

On 10/08/2023 at 09:16, Joshp said:

I'm currently looking for a mortgage broker, (a good one). Are you able to offer any guidance? 🙂

I’ll PM you 👍🏻 

7 hours ago, Stacktastic said:

Flipping hell I am so grateful that I fixed for 10 years at 2% now!! I was lucky my 5 year ran out in 2021!! 
I wanted to fix it at a lot less in 2020, but not sure the penalties would have been worth it?? 

Thanks to @MancunianStacker btw. my mortgage man.  

You’re welcome mate! I still have 6 years left at 2.89% 😮‍💨 

I have a feeling even when I come out of my fix it could well be 4%, so overpaying now, if I can is my aim.

Hi 👋 

Personally I like option 3, the offset mortgage. Wish I was in the same situation 😂 

I like the ability to have cash set aside to take advantage of drop in other assets or the ability to buy a large amount of another asset eg gold (just before it goes to the 🌙 😉).

With an offset mortgage you get the same rate on your savings as you do on the mortgage, so that’s a nice way to overpay each month but still have access to the funds should an opportunity occur.

The offset rates are usually higher but it depends on what is more important to you, eg instant access to the savings or the better rate on a standard mortgage. You know you better than I do whatever you decide will be right for you. 👍🏻 

OBR forecasts warn UK debt could swell to 450 PER CENT of GDP by 2070s

😱 

Buy gold 

I hear the markets have factored in a BOE base rate of 6.5% until it peaks 😬 Sorry if this has already been mentioned!

All sold now!

Thanks to all members who enquired and those who purchased!!!

Thanks 🙏 

On 01/07/2023 at 10:07, MancunianStacker said:

2020 Double/2 Sov - was £740 inc RM SD (A)

***Now Reduced to £730 inc RM SD (A)***

2020 Double/2 Sov - was £740 inc RM SD

(***Now Reduced to £730 inc RM SD (A)***

The doubles work out at £365 per full sov!

⬆️ just two double Sovs left now! 👍🏻 Good value bullion Gold!

Thanks for looking. 

1 hour ago, jackflash123 said:

Will take the 2021 Full Sov B if still available please.

All yours mate! I’ll PM you later 👍🏻 

22 hours ago, MancunianStacker said:

2021 Full Sov - £375 inc RM SD (B)

2020 Double/2 Sov - was £740 inc RM SD (A)

***Now Reduced to £730 inc RM SD (A)***

2020 Double/2 Sov - was £740 inc RM SD

(***Now Reduced to £730 inc RM SD (A)***

The doubles work out at £365 per full sov!

Price reduced on double sovs. As far as I know, the cheapest available.

11 hours ago, MancunianStacker said:

2021 Full Sov - £375 inc RM SD (B)

2020 Double/2 Sov - £740 inc RM SD (A)

2020 Double/2 Sov - £740 inc RM SD (B)

Last three coins available.

Back to TSF tomorrow. G’night everyone 😴 🛌 

9 hours ago, MancunianStacker said:

2021 Full Sov - £375 inc RM SD (A)

Sold now, pending payment.

42 minutes ago, Silverman2U said:

What? Less than spot?  

Just in the process of buy some at spot.
 

Nope just less than Bleyers price today.

Tell us all where we can buy at spot please 🙏 

1 hour ago, MancunianStacker said:

2021 Full Sov - £375 inc RM SD (A)

2021 Full Sov - £375 inc RM SD (B)

2020 Double/2 Sov - £740 inc RM SD (A)

2020 Double/2 Sov - £740 inc RM SD (B)

Above are all still available! Nice and shiny!

Hi 👋 

Welcome 🤗 

Gold sovereigns are a good place to start. Easily converted back into £s if you want to cash out.

46 minutes ago, Petra said:

Bleyer have some cheap sovereigns advertised, however, not sure what you get for their own choice as their other sovereigns advertised are split into date runs etc. at a higher price, so I assume those have been sorted into better quality than the lucky dip?

Mine are probably much nicer 😉 

7 minutes ago, Bassbug said:

Can I have the 1912 and 1913 sovs please

Sold pending payment 👍🏻 

I’m about to list some for less 😉 

This is how they will try to ban bullion in 🇬🇧 

Note to crims:

Gold doesn’t rust!!!

I hope this wasn’t anyone on here!

https://www.itv.com/news/meridian/2023-06-29/woman-arrested-after-gold-coins-worth-64000-seized-from-house

I’d been playing Dream Car Giveways but it got rather too easy to play and spent too much. I’ve deleted their app but still get their emails. They have good odds!

I’ll pay spot + €1 😜