Best circulated Silver coins to stack for future capital growth

[Divmad]

So much choice out there. I'm a Silver bug long term, but want more from my Silver coin accumulation than just a 1-1 appreciation in line with the POS. 

I have many France 20Fr and 50Fr Hercules coins, which I really drool over, but premiums are too high to make them investment standouts currently.

I have bags of pre-1947 British silver coins.

What else would the experienced stackers suggest?

ATB.

[stefffana]

Hi, @Divmad, very popular are Pre20 .925 silver british coins and Pre64 .900 silver US coins. These coins can be found easy at a lower premium comparing wits Hercules Francs, especially Pre20. Also, are easy to sell them.

Kindest regards,

Stefan.

[Centauri167]

On 09/11/2021 at 23:13, Divmad said:

So much choice out there. I'm a Silver bug long term, but want more from my Silver coin accumulation than just a 1-1 appreciation in line with the POS. 

I have many France 20Fr and 50Fr Hercules coins, which I really drool over, but premiums are too high to make them investment standouts currently.

I have bags of pre-1947 British silver coins.

What else would the experienced stackers suggest?

ATB.

May I ask you how much premium you pay for the French coins ? I pay between 5 to 7,5% over spott price for them.

[Divmad]

20 minutes ago, Centauri167 said:

May I ask you how much premium you pay for the French coins ? I pay between 5 to 7,5% over spott price for them.

You've been brilliantly! My buys in the last year have varied between 12% and 20% premium over spot, including P&P. Over on E Bay buyers seem willing to pay nearly £30 regularly for the 50Fr coin, or about a 100% premium!!!!! I'd be interested to know where you source yours from. ATB.

[Centauri167]

14 minutes ago, Divmad said:

You've been brilliantly! My buys in the last year have varied between 12% and 20% premium over spot, including P&P. Over on E Bay buyers seem willing to pay nearly £30 regularly for the 50Fr coin, or about a 100% premium!!!!! I'd be interested to know where you source yours from. ATB.

I buy them at my LCS, not paying a piece but at weight price. I buy them when he has them available. The last weeks he has no 90% silver at all, the demand is high and nobody is selling it ... 

Edited December 29, 2021 by Centauri167

[Divmad]

2 hours ago, Centauri167 said:

I buy them at my LCS, not paying a piece but at weight price. I buy them when he has them available. The last weeks he has no 90% silver at all, the demand is high and nobody is selling it ... 

Maybe it's a question of more plentiful supply for Franc-based coinage in your neck of the woods. Over here in the UK they are still treated somewhat as an oddity.

[modofantasma]

There are some Swedish 90% coins that are good for stacking along with 80% Canadian 

https://en.numista.com/catalogue/pieces12993.html compared to say the USD 90% with its premiums. It is slightly smaller than a crown or Morgan/peace $

[LukeStacker]

My strategy is finding bundles for spot price. So mainly I find circulated world coins seem to be the best bet. Generally in good condition and great value. I do also buy British and American, but is always pretty much over spot except pre 47 British silver which I tend to buy spot or just under and then sell it on for a bit more. It can take time and sometimes I pay slightly over spot, but my aim is to have the cheapest stack possible that I could sell fast if I needed to. With the odd bit of nice stuff in there that I like. It just depends on what your overall aims are with your stack. 

[stefffana]

The premium is depending of what you want to have in your hands. Silver flatware .800, .925 and coins .500 pre47 can be found at spot very often, but american .900 pre64 and .925 pre20 is day after day more expensive, being more collectible.

[LukeStacker]

1 minute ago, stefffana said:

The premium is depending of what you want to have in your hands. Silver flatware .800, .925 and coins .500 pre47 can be found at spot very often, but american .900 pre64 and .925 pre20 is day after day more expensive, being more collectible.

Ain't that the truth. 

[stefffana]

4 minutes ago, LukeStacker said:

Ain't that the truth. 

Which one would you want to buy?😁

Or 

 

[LukeStacker]

Probably the loose British because I think it would be easier to sell and there is no point in stacking silver to then get to a point where you can't sell it easily or for what you paid for it because the premium was too high. 

[stefffana]

Just now, LukeStacker said:

Probably the loose British because I think it would be easier to sell and there is no point in stacking silver to then get to a point where you can't sell it easily or for what you paid for it because the premium was too high. 

Here I agree with you. But buying a collection of sought after coins at a decent premium, will give you enough room when is the time to sell and if your asking price is as well a decent one, will sell quick, even with a little profit.

Of course, if you are buying this set from dealer, the price per coin is astronomical and it is not point to do this. See https://www.pcscoins.com/modern-coins/franklin-half-dollars/the-complete-benjamin-franklin-u.s.-half-dollar-collection-BNC.html.

 

[LukeStacker]

53 minutes ago, stefffana said:

Here I agree with you. But buying a collection of sought after coins at a decent premium, will give you enough room when is the time to sell and if your asking price is as well a decent one, will sell quick, even with a little profit.

Of course, if you are buying this set from dealer, the price per coin is astronomical and it is not point to do this. See https://www.pcscoins.com/modern-coins/franklin-half-dollars/the-complete-benjamin-franklin-u.s.-half-dollar-collection-BNC.html.

 

45 dollars per coin!!!! Who even pays that? Anything at a good price is good, but it's about having items people recognise and would want. That is why the junk silver in America is so popular because for them it's normal currency they are already used to and have in their pockets. 

[stefffana]

10 minutes ago, LukeStacker said:

45 dollars per coin!!!! Who even pays that? Anything at a good price is good, but it's about having items people recognise and would want. That is why the junk silver in America is so popular because for them it's normal currency they are already used to and have in their pockets. 

Amen!

But even in America, these coins are expensive. Look at this auction ended few days ago on Ebay:

https://www.ebay.co.uk/itm/Washington-90-Silver-Quarter-Lot-of-200-50-Face-Value-1964-Earlier-lot-15/234347703413?pageci=b39fa9fa-1c3d-469c-88c2-277b84f4bb1a&redirect=mobile.

Very common quarters, 50 dollars face value, sold for 1100 dollars plus shipping. This is equivalent in pounds of £4.10 each. And the seller is in US.

At dealers are even more expensive.

 

Edited December 31, 2021 by stefffana

[stefffana]

14 minutes ago, LukeStacker said:

45 dollars per coin!!!! Who even pays that? Anything at a good price is good, but it's about having items people recognise and would want. That is why the junk silver in America is so popular because for them it's normal currency they are already used to and have in their pockets. 

My set will be soon for sale on forum, of course at a very decent and competitive price, even have some key date low mintage.😊

[SidS]

I always liked Swiss silver coins.

[LukeStacker]

22 minutes ago, SidS said:

I always liked Swiss silver coins.

Yes love these and have a fair few, been lucky to pick these up near or at spot price. 

[MrTT]

https://www.catawiki.com/en/l/54464427-australia-3-pence-1910-1964-46-coins

https://www.catawiki.com/en/l/54466897-australia-shilling-1910-1962-30-coins-incl-shilling-1933

https://www.catawiki.com/en/l/54474323-australia-florin-1938-1963-24-coins

[LukeStacker]

To be honest, any circulated coins that are not completely worn that you can get at spot or just above are probably the best bet. This is what I go for and seems to work quite well. If you need to sell quick then you can off load them close to spot and there are always buyers for silver at low premium. Especially as it has the history element. I'm very careful not to buy too much bullion because the silver here has a high premium. 

[beacon]

I live in South America, and Colombian/Venezuelan constitutional is a great buy here, most near spot. Most are .900 or .835.

[Scaffstacker]

90% constitutional for me all day long filling tubes of dimes and quarters I’m slightly addicted and want buckets fall when I retire haha ,

As you both said it’s the crippling premiums some times what’s the hard part.

[Roy]

2 hours ago, beacon said:

I live in South America, and Colombian/Venezuelan constitutional is a great buy here, most near spot. Most are .900 or .835.

Hi,

Are people using these coins as a currency, to buy things or to settle debts?

Will constitutional silver be accepted as a means of payment?

Roy

[Richiesilver]

16 hours ago, beacon said:

I live in South America, and Colombian/Venezuelan constitutional is a great buy here, most near spot. Most are .900 or .835.

Venezuela silver has been greatly undervalued in my opinion. I bought tons of mint state coins over the last few years from the 30's-60s its now going up as supply has dwindled.

[beacon]

On 03/01/2022 at 23:39, Roy said:

Hi,

Are people using these coins as a currency, to buy things or to settle debts?

Will constitutional silver be accepted as a means of payment?

Roy

I can only speak for Colombia, which is not the case. However, in Venezuela it might be different.