sovereignsteve

Regarding the suggestion that the RM will pay out the current market value at the time of loss. I have never seen this in the T&C but I can comment on my experience with claims over the last couple of years.
From sales on ebay I have had to claim roughly half a dozen times  for coins going missing in the post. Yes I find that number unbelievable too but this is ebay remember😉
Each time all I did was screenshot the ebay sale invoice along with proof of postage. All cases were showing "not delivered" in RM tracking, although I suspect from the buyer's attitudes that most were actually delivered but not scanned as such.
They paid out instantly the full sales price plus the postage cost, no quibble.
I can't believe they are ever going to get into a situation where they have someone scouring the dealers, auction houses and ebay for current prices. Maybe for the higher value claims but not the vast majority.

Regarding the suggestion that the RM will pay out the current market value at the time of loss. I have never seen this in the T&C but I can comment on my experience with claims over the last couple of years.
From sales on ebay I have had to claim roughly half a dozen times  for coins going missing in the post. Yes I find that number unbelievable too but this is ebay remember😉
Each time all I did was screenshot the ebay sale invoice along with proof of postage. All cases were showing "not delivered" in RM tracking, although I suspect from the buyer's attitudes that most were actually delivered but not scanned as such.
They paid out instantly the full sales price plus the postage cost, no quibble.
I can't believe they are ever going to get into a situation where they have someone scouring the dealers, auction houses and ebay for current prices. Maybe for the higher value claims but not the vast majority.

The problem with the Jubilee head coins is that they seem to wear easily and the design definitely doesn't take it well.
On the other hand, a Jubilee in top condition is an absolute joy to behold; the detail can be astounding.
Jubs are also very popular because there are so many variations in just a few number of years.
The shield series obviously speaks for itself but the G&D young heads are quite boring in reality with just the odd length of tail variation to create interest.
 

Regarding the suggestion that the RM will pay out the current market value at the time of loss. I have never seen this in the T&C but I can comment on my experience with claims over the last couple of years.
From sales on ebay I have had to claim roughly half a dozen times  for coins going missing in the post. Yes I find that number unbelievable too but this is ebay remember😉
Each time all I did was screenshot the ebay sale invoice along with proof of postage. All cases were showing "not delivered" in RM tracking, although I suspect from the buyer's attitudes that most were actually delivered but not scanned as such.
They paid out instantly the full sales price plus the postage cost, no quibble.
I can't believe they are ever going to get into a situation where they have someone scouring the dealers, auction houses and ebay for current prices. Maybe for the higher value claims but not the vast majority.

The problem with the Jubilee head coins is that they seem to wear easily and the design definitely doesn't take it well.
On the other hand, a Jubilee in top condition is an absolute joy to behold; the detail can be astounding.
Jubs are also very popular because there are so many variations in just a few number of years.
The shield series obviously speaks for itself but the G&D young heads are quite boring in reality with just the odd length of tail variation to create interest.
 

The problem with the Jubilee head coins is that they seem to wear easily and the design definitely doesn't take it well.
On the other hand, a Jubilee in top condition is an absolute joy to behold; the detail can be astounding.
Jubs are also very popular because there are so many variations in just a few number of years.
The shield series obviously speaks for itself but the G&D young heads are quite boring in reality with just the odd length of tail variation to create interest.
 

Regarding the suggestion that the RM will pay out the current market value at the time of loss. I have never seen this in the T&C but I can comment on my experience with claims over the last couple of years.
From sales on ebay I have had to claim roughly half a dozen times  for coins going missing in the post. Yes I find that number unbelievable too but this is ebay remember😉
Each time all I did was screenshot the ebay sale invoice along with proof of postage. All cases were showing "not delivered" in RM tracking, although I suspect from the buyer's attitudes that most were actually delivered but not scanned as such.
They paid out instantly the full sales price plus the postage cost, no quibble.
I can't believe they are ever going to get into a situation where they have someone scouring the dealers, auction houses and ebay for current prices. Maybe for the higher value claims but not the vast majority.

Regarding the suggestion that the RM will pay out the current market value at the time of loss. I have never seen this in the T&C but I can comment on my experience with claims over the last couple of years.
From sales on ebay I have had to claim roughly half a dozen times  for coins going missing in the post. Yes I find that number unbelievable too but this is ebay remember😉
Each time all I did was screenshot the ebay sale invoice along with proof of postage. All cases were showing "not delivered" in RM tracking, although I suspect from the buyer's attitudes that most were actually delivered but not scanned as such.
They paid out instantly the full sales price plus the postage cost, no quibble.
I can't believe they are ever going to get into a situation where they have someone scouring the dealers, auction houses and ebay for current prices. Maybe for the higher value claims but not the vast majority.

Yes I've done that but only when I either trust the seller, generally from a few other purchases and/or they will provide a proof of posting on demand, and I've chosen to only pay for a second class stamp etc.
My choice to save £5 - 6 on RMSD costs on the basis of a risk:reward decision based on countless previous RM deliveries.
My limit for this is usually a half sovereign but with the price of gold these days I may revise downwards. In the past I have done so up to a full sovereign.
 
"What a wonderfully innocent world they must live in"   Lol I wish it were true😀

Yes I've done that but only when I either trust the seller, generally from a few other purchases and/or they will provide a proof of posting on demand, and I've chosen to only pay for a second class stamp etc.
My choice to save £5 - 6 on RMSD costs on the basis of a risk:reward decision based on countless previous RM deliveries.
My limit for this is usually a half sovereign but with the price of gold these days I may revise downwards. In the past I have done so up to a full sovereign.
 
"What a wonderfully innocent world they must live in"   Lol I wish it were true😀

For those that remember a few weeks ago when I received the 1872M medallic die error coin, I sent that off to get it re-slabbed with NGC and to try and get the error assignment on the slab
This is the coin prior to me sending it off:
 
Well I got the results today and NGC have given it the correct marsh number and the error assignment I was after, though no mention of the die clash but I was not really expecting that - https://www.ngccoin.com/certlookup/6769040-001/55/
 
They have even put close ups on the site, not always a given with them
 
 

A good friend of the forum who is not so active these days messaged me and suggested I post this.  
Be careful.m with your purchases.  
 

Oh dear, that is so bad, there is no chance it ever went through the PCGS, must be a fake slab.

Oh dear, that is so bad, there is no chance it ever went through the PCGS, must be a fake slab.

If I understand you correctly you are saying that because the A in Victoria has a pronounced bar and because the two As in GRACIA are noticeably less so then they must be unbarred?
If so then you don't understand how these faint/missing bars can come about.
Regarding the die crack. There seems to be just the one going from the edge of the coin through the top of the A and then out of the bottom of the descending arm. You can only see the parts outside of the A as the descending slope covers up that part.
It is almost impossible to have 3 separate die cracks so close together without them merging into one entity during the extreme pressures of the strike.

If I understand you correctly you are saying that because the A in Victoria has a pronounced bar and because the two As in GRACIA are noticeably less so then they must be unbarred?
If so then you don't understand how these faint/missing bars can come about.
Regarding the die crack. There seems to be just the one going from the edge of the coin through the top of the A and then out of the bottom of the descending arm. You can only see the parts outside of the A as the descending slope covers up that part.
It is almost impossible to have 3 separate die cracks so close together without them merging into one entity during the extreme pressures of the strike.

I trust she got a nice bonus from the boss?😁

I have to agree with Clive, definitely a faint bar. The crack seems to track down the descending side of the A and keeps away from the bar. Just IMO😀

If I understand you correctly you are saying that because the A in Victoria has a pronounced bar and because the two As in GRACIA are noticeably less so then they must be unbarred?
If so then you don't understand how these faint/missing bars can come about.
Regarding the die crack. There seems to be just the one going from the edge of the coin through the top of the A and then out of the bottom of the descending arm. You can only see the parts outside of the A as the descending slope covers up that part.
It is almost impossible to have 3 separate die cracks so close together without them merging into one entity during the extreme pressures of the strike.

"With modern quality control at the Royal Mint usually excellent", being my favourite line

Bloody collectors, one minute they are crying to everyone that their latest purchase has a tiny speck on at x1000, magnification, next minute they are drooling over a dog of an error bullion coin. Send the bugger back to the mint, get a proper yin😄👍

I have to agree with Clive, definitely a faint bar. The crack seems to track down the descending side of the A and keeps away from the bar. Just IMO😀

I don't think so, there looks be bar in both 'A's

I am sure I can see a weak bar :
 

There'll be more than a few here who remember around £700 in mid-2015 during the life of this forum. Is it really 8 years? It only seems like yesterday, but still, it's a decent enough time and will be before the majority here started stacking.
No idea where I'm going with this but it's nice to reminisce and £175 sovereigns has a lot to recommend it. 😁