GrahamDiamond

I have read this a few times,  I did exactly the opposite that you are proposing, I did not over pay into a pension, i overpaid my mortgage while it was cheep……for me the whole idea of paying all my savings to someone then they can tell me how much I can have is just an insane concept.  AKA a pension.
 
Id rather own my property out right before I was 40 and have zero debt, and then use a few years to hard save.  Allowing for inflation for enough saved to last the next 25 years and with higher interests rates on my ISA’s I’m laughing, holding cash does not cost me anywhere close to 10% per year as I have very little exposure to inflation, no mortgage, free heating, can cook/bake on £90 per months for 2 if I have to, and only do about 3000 miles a year in my car, can get this down to sub 2000 miles if I cycle a bit more.  Even with the crazy hikes up prices of energy it only £108 per month and I’m well over paying and getting into credit every month, my mates bill is £420 per month so it’s a case how well you can manage your exposure to inflation that will determine how much it your cash savings you will lose if any……….at 4.6% fixed for 2 years on my isa is covering almost all my fixed outgoings per year council tax, energy, food, if you are not paying a mortgage and income off other investments cover your fixed out goings I consider that a fantastic proposition for anyone. 
 
paying pensions is just handing other people control of  your wealth and keeps you turning up to that job for 50 years. 

Fry ups the morning after are so sexy.

Yeah, it's crazy you can have a week away, with travel, digs and bait Inc for not much more than cost of a return rail fare there and back. I've booked my retired parents dozens in past 10+ years National holidays, Alfatravel. Lochs and Glens etc.
Us northerns don't mind slumming it if the price is right ! 

Recently Visited with the Blue Rinse Brigade, They know how to Party though. Cheapest way is Bus Company 4 days for under £200 includes Breakfast and 3 Course Evening Meal. I can Recommend The Georgian Hollies Hotel on Albert Road, just round the corner from Blackpool Tower. Enjoyed our stay but missed a meet up with Gold Digger Dave, coz I am hopeless with Modern Technology.  P.S. Stela was £4 a Pint and you get FREE Cabaret every night. Bingo lover's fill yer Boot's.
 

Soon as you said that I think of this lol
 

Recently Visited with the Blue Rinse Brigade, They know how to Party though. Cheapest way is Bus Company 4 days for under £200 includes Breakfast and 3 Course Evening Meal. I can Recommend The Georgian Hollies Hotel on Albert Road, just round the corner from Blackpool Tower. Enjoyed our stay but missed a meet up with Gold Digger Dave, coz I am hopeless with Modern Technology.  P.S. Stela was £4 a Pint and you get FREE Cabaret every night. Bingo lover's fill yer Boot's.
 

Recently Visited with the Blue Rinse Brigade, They know how to Party though. Cheapest way is Bus Company 4 days for under £200 includes Breakfast and 3 Course Evening Meal. I can Recommend The Georgian Hollies Hotel on Albert Road, just round the corner from Blackpool Tower. Enjoyed our stay but missed a meet up with Gold Digger Dave, coz I am hopeless with Modern Technology.  P.S. Stela was £4 a Pint and you get FREE Cabaret every night. Bingo lover's fill yer Boot's.
 

That's fast

Got a 2oz yesterday manage to blag the 1oz too from RM at lunch time today so I am happy. 
Looking forward to seeing them 

EdwardVII. Without a doubt the best in the series so far! 

Edward's being Delivered on Wednesday, Dispatched today from the Royal Mint.

I do like this coin the best in the series so far, I just grabbed a 2 and 5oz silver. 
 
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Three 2 oz silver, Trying to collect all in 2 oz silver PF70, First three coins in the series OK.

Looking forward to a Victoria young head. 

Snaffled Three 2 oz Silver Proof's !!

Last 2 oz left on rm site 

Cost of living crisis starts to bite!  Or a sign they are releasing too many coins in too many variations.

2 and 5oz available despite low mintages 🤷‍♂️

The Second batch has just been sold on RM Website according to F Book ??

Just found an article on the subject. Dealers may face additional VAT payment  on silver coins for the last 4 years. This is likely to cause economic difficulties for some of the dealers.
https://amp2-handelsblatt-com.translate.goog/finanzen/recht-steuern/silber-haendlern-fuer-silbermuenzen-drohen-nachzahlungen/28744512.html?_x_tr_sl=auto&_x_tr_tl=de&_x_tr_hl=de&_x_tr_pto=wapp

This would probably bankrupt dealers - i don't know how much silver a typical dealer would have sold over the last 4 years but some dealers could face tax bills of several €millions. They'd be finished.
They couldn't possibly recoup the money - they would have to add large premiums on coins but buyers would go elsewhere - to European Mint which wouldn't be saddled with these tax bills. This would kill the German dealer network.
It only needs a little joined up thinking to tell you that it would kill the goose that lays the egg, but these Eurocrats don't seem to use coherent thinking. Perhaps they want to stop people buying precious metals.

Unfortunately I haven't got any spare dosh until the end of the month which, of course, gives it a couple of weeks to go back up again.
 

Possibly... With the luck I've had with proofs though I think I'll pass for now though. I like to get proofs through the mint as you have a return option which with other retailers you don't necessarily get. I'd rather chance my luck with the mint on those types of coins than with others just for that. 

Yes, they do.  4 in stock.