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FlorinCollector

Platinum Premium Member
  • Posts

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Posts posted by FlorinCollector

  1. 15 minutes ago, watchesandwhisky said:

    No problem @FlorinCollector ! 

    Having a quick look if its regular purchases into funds and you want a big choice they are very good. For individual stock buying they are years out of date with their pricing it seems. For me personally funds are the way to go as I do tend to act on impulse and they give me a fire and forget mentality with them.

    Yes I had never used them for funds only when looking at individual shares I had seen how expensive it was. So never bothered looking further. 

  2. 15 minutes ago, watchesandwhisky said:

    They have a great selection of funds, all have zero fees to trade - Personally I have never used the app and do everything from desktop - I like the layout of everything, It feels very user friendly.  I Have been happy with the service I received there and for some reason trust them more than some newer companies. 

    They are competitive and match AJ bell for the Lifetime ISA with a 0.25% platform fee. The Stocks and shares ISA I would probably be better of moving to someone like AJ bell, but for the small regular investments I do into funds HL suit me due to no fees on fund buys/sells. The 0.45% platform fee isn't ideal, to be honest I have not done the maths to try and work out how much better off I would be elsewhere with my investments. A rainy day project perhaps!

    If I was buying stocks I might have to move, but for funds they are great.

    My Sipp is with vanguard.

    Thank you for the breakdown mate

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