Stacking/collecting PMs is very new to me, I only started in March although I've always been somewhat interested in PMs somewhere in the back of my head...
I've always been a collector, stamps, starwars figures etc. as a kid. I've also been fortunate, always been on the treadmill, working all the hours I can, even holding down a couple of jobs so I could save a deposit for a house back in the day. Years later with marriage, kids, house moves etc. I've always thought I'll never afford PMs but carried on collecting 'stuff'. I've still got my starwars figures and finished a complete run, a couple of toy cars on the drive - my hobbies have just got more expensive ๐
This year, I decided to buy some birth year Britts for the kids, now teenagers then carried on browsing, other silver coins/series, country specific, silver, gold, modern vs. historic, bullion vs. proofs... down the rabbit hole!
I found TSF, Youtube, BackyardBullion, 2 is 1 etc. and signed up, decided on my goal (for the kids), setup an .xlsx and buy each month as and when I have any pocket money left over. It's a hobby for me at this stage but I'll standarise monthly purchases to reach my goal to gift it to kids, towards a house depost etc. Anything extra is a bonus, a very rainy day fund.