MancunianStacker

Sorry back to estate agents! Oh and as a Mortgage Adviser, there is no way property prices will collapse. It slowed Sept - Feb but now I’m back to being very busy again! When supply exceeds demand prices go up. Expect prices to double in next 25 years. No joke! If you can buy a house for your children now, consider it.

Agreed it’s this weeks distraction but now I’m distracted 😂 How do we set up a voting post on the Forum? Just wondering how many agree with Lin’s comments and how many disagree. This forum probably has more intelligent people onboard than average, so might not be a good gauge anyway. Honestly the way the MSM says people should think makes me wonder if people are falling for i”the Leftie argument or actually have a brain 🧠 Let’s use Lin’s millions to house and feed more people eh??? Rant over now, honestly! No more ranting 😬

China, Iran and the Saudis is interesting as is the US bank but the majority don’t see this as affecting their everyday life. The every day British person (whether born here or legally entering and getting Naturalised and a Passport after paying £7,500 in Visas and doing the process right) doesn’t want to hear Lin going on about Britain being compared to Nazi era Germany. The every day Brit is worried about where their kids will live one day and why they can’t buy a house or even get a hotel room in another town. We need immigration and I agree with it, after all the old age pension is a Ponzi scheme and we need fresh meat at the bottom of the pyramid. I’m not a balding, middle aged racist but I am bald and middle aged. My wife is a non European immigrant and is enraged 😡 with it all and can’t believe what a soft touch the UK is. She was asking what is wrong with France and every other country and I had to explain that English is most countries 2nd language including hers, so where would she want to go if she had to risk her life? 🇬🇧 of course! USA is too far away and Australia 😂 (that’s my retirement destination - maybe if they’d take me 😂). I don’t blame people wanting to leave these countries but don’t use safety as a cover. The lefties have a lovely rose tinted outlook on life but when reality kicks in (and the Celebrity lefties and ex-footballers with Millions in their bank and houses in 5 countries can just up sticks and leave 🇬🇧 with 24 hours notice), they might have wished they thought about it first 🤔 Most Brits will have to live here until death, it’s going to become a hell hole within 20 years. Try doubling the UK population in 20 years. It will happen unless they get a lid on illegal entry. 🤦‍♂️ We are an island nation! Where do we put unlimited immigrants? Who feeds them? Who wants their tax to go up to pay for it? How do we create enough jobs to stop us being taxed more? Who thinks we are a horrible racist country after helping Hong Kongers and Ukrainians (legally) plus many others? I think Rishi Sunak will make this the main political point over the next 2 years to win over Labour. I’m expecting lots of news about immigration murders and the Terrorism will be coming back but worse than before. Remember the Manchester Arena 💣 wait until something like this hits London and the voters get scared! Labour has no answer for immigration, just say they’d be better at dealing with it 😂 How??? Rant over. PS - not ranting at you @BigMac at all. Just got me thinking about the MSM and why this Lin story got so much attention. If it’s in the news it will help a Govt hard on illegal immigration look better to most voters than a soft Leftie govt. Maybe I’m wrong 🤷‍♂️

Is anyone else a user on RumX website or phone app? I think we can search each other and be “friends” and read about each others Rums. 👍🏻

I got caught up on one bottle of Uitvlugt, see comment above. One, maybe two other bidders wanted it, it was a limited bottle run of 205 and 30 years old. It’s going away for a decade and we will see where prices are then. I could easily leave this in storage for 25 years and hopefully it will help pay for my daughters wedding with it being a closed distillery bottle, hopefully fewer bottle left sooner. 🤷‍♂️ I like to drink rum so consider it and investment and maybe a treat in retirement. I should be buying two of each modern release. One to sell in 25 years and one to drink in retirement 😂

I managed to pick up a 17 year old Foursquare for £85, which sounds reasonable. I probably over paid for the other two lots of Uitvlugt but they were both over 30 years old and it’s a closed distillery 😬 Two bottle to lay down for a decade and check the prices then 😉 I won one quite easy but the other I got out bid on two times but I was on top of the website and didn’t go over my budget (even though I consider one bottle “too expensive”). Might drink the Foursquare but then again maybe not. Maybe too good for my limited palette at the moment.

Spent a bit too much at the Rum Auctioneer last night 😬 Did anyone else have a punt?

🛻 backing up!!!

just keep buying, just keep buying, just keep buying 🐠

Exactly 👍🏻 Good news for us 😉

Like land, “they” aren’t making any more gold (at least until we start mining other planets etc). Until then, demand will continue to outstrip supply and as supply gets more difficult, slower and more expensive to mine, gold price will go up. It’s like it’s own natural built-in inflation. Gold will require more fiat to buy said gold every decade that passes, the gold doesn’t change but the knowledge of the cost to obtain gold in any given currency does. Just like land and houses in the UK at least, every 20-25 years I’d expect the gold price to at least double. Gold seems to be doing much better than property since 1970, then 1995 and then 2020. Just look at those jumps in fiat price. 👌 No 3rd party and as liquid as cash itself!!!

Tax Free gold road trip anyone?? 🤔

Don’t give them ideas! Then they only need to mint coins if it was ever requested for delivery 🚚 Oh no, too late! 🤦‍♂️

Ooh, how much?

Do this, RM might get investigated and struck off from Visa and Mastercard for taking the pi 55 😂

Just leave it on top of the washing machine for 3 months and it should correct itself 👍🏻

😂 Indeed! On my 3 BTLs I’ve managed to lock in 5 year fixed rates before Truss, so I’m good for now. Rents have gone from £500pm for a 2 bed to £850pm, but the tax is ball ache. Really the profit comes upon sale and capital appreciation not the rental income. Paying tax on the Turnover not the profit is the only business in the UK that suffers in, but then it also brings in about £9Billion in tax for HMRC. Less landlords will mean less tax for HMRC, so screwing over the landlords will screw over HMRC/Govt in the same strike. I definitely see a housing crisis coming and renters will find it even harder now to save for that deposit. It’s a real shame. BTL is my pension fund as is PMs.

See pages 54/55 of the recent Budget announcement where they are effectively bailing out your mortgages if you can claim benefits with only a 3 month wait to get the support, not 9 months now. Less repossessions are likely than first imagined. They know values will increase again in the medium-long term. The rental system is going to get smashed though with 20% of households renting in the UK and no incentives for private landlords to continue, so more property on the market for FTBs I guess but those who have no deposit or really bad credit could end up homeless if the landlords continue to be vilified. A right mess by subsequent Govts from both parties, which I’m guessing will only get worse in 2 years time 😬

Thanks mate! I fixed for 10 years at 2.8% ish but that was 4 years ago now, hopefully inflation gets under control and with it interest rates by then. You got a cracking deal at 2% 🤩 👏

They make you feel like you are already one month in, so one more month won’t hurt, then give you the bad news of another month, and then another etc. Taking people for fools 😤

Yeah get rid and buy up some extra 5 coin sets raw or pre graded at PF69 (or 70 if flush). 👍🏻

This design is better. I could have done better after 5 minutes on MS Paint 😂

Awful design on this Rolling Stones coin. Remove the name and it could be any band, awful design imho. The Who coin looked class in the 2oz Gold. Exactly this

Jees mate, you still waiting for them? Sounds like they are playing chicken with you. I did it via phone, refunded within 5 working days.

Do it, buy them graded in PF69 for less than RRP in April/May 😂