JohnA1

And never trust email through a phone. If you can't see the real link behind, don't click anything. They rely on people accessing email through phones because they are more vulnerable. I would only respond to an email from a PC, where I can see the real link behind. This is a big gotcha.

A fool and his money are soon parted. I like the 'police officer' twist. As if you know who they work for (what is the so-called police station registered as?) As if you have a contract with them. At least with the bank you have (heavily skewed) T&Cs to fall back on

😁

This makes more sense for stacking silver. If you are prepared to sit on it for 10years plus, then you have the right attitude to tackle the speculative element of silver stacking. The wrong attitude is to keep checking the price every day and biatch and moan when you've 'lost'. We only gain/lose when we actually sell, by the way. Stacking silver is for contrarian thinking in my view. It is unloved by the (rigged) markets, a look at recent price history indicates it's going nowhere, a loser choice. A deadbeat investment. Industry loves it though, and in real terms it is extremely cheap and getting cheaper by the year. I love it! For short-mid-long term savings, stick to sovereigns/britannias. If you are prepared for a price explosion that may happen anytime (even after you're gone though) then silver is right up there

Nice one. Looks like a mechanical version of the Sigma Pro.

Well you can - just calculate the interest part of the payment you were making before and the ones you'll be making now. Even if your payment amounts seem the same, you'll be now paying more off the capital and less in interest. So fewer payments left.

damn too late, thanks Fenlander👍

😉 except a shiny element on the periodic table 😇

Update: Local high street Barclays branch is now a boarded-up ghost Changed preferences on Amazon to default to CapitalOne credit card instead of Barclaycard. Barclaycard updated their app - now there is no reference to 'paperless' Hmmm... Bit like the plandemic - they claimed you wouldn't be able to function without their ridiculous certificate, then they back-pedalled and act as if it never happened

If it fails the ping test comprehensively, then I doubt the metal composition has enough silver. Sigma 'classic' would do fine. How does it play with a neodymium magnet?

Good idea. If it passes the app-based ping test (all three resonance frequencies) then it's unlikely to be fake. Well, it could still be a fake using the original composition, but the silver content will be there. Numismatic value - who knows eh

Came across this note within Sigma Pro Mini documentation. Applicable to Sigma 'classic' mainly, but worth checking anyway..

90% silver, rest copper - should be easy to verify this with a Sigma pro

That was the apocalypse of John. Nostradamus was not Greek

I can relate to the lake bit

There are people on this forum who know a lot more than I do on PMs I first pulled the trigger early 2015, it is highly likely there are people here who've been in the game far, far longer..

Foreign coins (Kruggerands etc) - if you cash them into a dealer, then they have to inform HMRC and (theoretically) it has to be treated as a potentially taxable event. The level of any potential Capital Gains Tax would depend on the HMRC terms at the time. In general, if it has been issued by the Royal Mint and if it has a GBP value printed on it, then it is a CGT-exempt coin. Others may correct me if there are odd exceptions.

Your question is reasonable and definately not daft. I am not sure there is such a thing as a daft question anyway (leading question, maybe!) In my opinion, passing on gold/silver to the next generation is one of the most efficient ways to transfer wealth. (for property I'd look into appropriate trust structures) In the UK juristiction, coins like Sovereigns, Gold/Silver Britannias and the like have the added advantage of being exempt of capital gains tax. Therefore they are transparent as far as HMRC is concerned. They do not trigger a taxable event like a gold/silver bar would do. Or a non-UK gold coin. In any case, I would still keep outsiders (corporations or individuals) away from my own private affairs, irrespective of CGT status if it is none of their business. Others feel differently, however..

Gold and silver have been legal money since (at least) Roman times. Unlike promisory notes (currencies, bonds, stocks etc) they are nobody else's liability. Now why on earth would I want to go and make them someone else's liabilty? Involving corporations like a bullion dealer, the Crown corporation etc means agreeing to their contractual terms. Leave aside the CGT status of selected products, that is decided by some corporate entity and followed by those who choose to engage with them. Think about it. It is more about how we (and our children) stand in life.

Why would you try and make it anyone else's business? Is it their business?

You do know sovereigns, britannias, silver brits etc are CGT-exempt, right?

Gold monitoring thread Currently occupied by gold-related issues (in some form)

I have a hundred trillion European values (from 2008) Zimbambwe (Rhodesia, whateva) we taught the natives. I'm sure there are thousands of other similar dollar banknotes to remind them how much to trust us and our 'western' value systems..

Yep, it kicked arse back then