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Everything posted by tpcob303
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It's going to start dipping next week, looking at the charts the probability is high.
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True but its an issue they should be trying to resolve. I have plenty of RM coins without milk spots, most of which are from the 1990's to 2000's since 2010 it has become more and more an issue on coins I have bought that were made by them. If they can produce coins without the process is good and they have purified the metal well enough, if they haven't they should be actively melting it for bullion only and trying again. Or at least be changing their quality control methods so that they can pick up issues early and remove coins to be remelted and replaced with a good minted coin for proof issues. The whole arms length check must go, how is it they can't bring a coin closer to their eyes in the same space of time to do a quality check, why arms length,
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I'm avoiding, will pick up a 2015 restrike over this.
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I zoomed in, its a lovely coin but there is a big milky spot. However, if you are OK with the milk spot enjoy your coin regardless of it's milky spot. I'm expecting mine to have some when it gets back from grading so I get to keep mine (outside of returns period now) and enjoy it milky spots or tarnish regardless.
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I can understand that with the price of gold hitting new highs people are less likely to buy gold but still the price is technically quite cheap. I have a piedfort 2022 jubilee sovereign I'm trying to sell but no takers even pricing at a price where one recently sold in the past few weeks. I can't drop any further or it would consider selling at a loss.
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I would hope they wouldn't have the same issues for the smaller mintage. The arms length quality check is a joke, it doesn't take much to bring the coin closer to the face and see the issues. An arms length check for quality is stupid as no one checks a coin at arms length especially if you want toncheck out the details of the fields and devices. The mint has to change. New leadership, reforms of quality checks, produce less, increase quality and make sure they are not working for a bottom line and they will increase reputation.
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I left a comment on the video, however I will say it again here. Go to the press, make it public hold them to account with some public shaming more than social media can do. Once it's in the papers people will take more notice especially the government who runs them, it seems today the government is more interested in the courts of public opinion like alot of things in life the press hold massive influence on alot of issues.
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If you are grading it won't affect the grade....apparently according to ngc as its a mint production issue rather than post production. However if you are wanting a perfect coin I would return it if that's what you want. Personally I have 3 coins with such issues and I kept them, its kind of difficult when you live abroad to send things back due to the time frame for returns as they have to go through customs etc which eats into the time permitted. All coins with the issue were graded and while the gold coins scored 70 the third coin was silver and didn't score a 70 due to Royal Mint milk spots they lovingly placed on most of their silver just so I didn't feel left out.
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Well, it's the usual spiel when they write letters like this. Could be worse, you could be a Swiss watch maker who will have total disregard for you as a human being in which you exist. Tbh its only slightly better than a Swiss watch maker that treats you with utter contempt, this is mainly because you got a reply which a Swiss watch maker never would as we are considered much lower in the pecking order if humanity. But yes, a huge letter stating absolutely nothing new, nothing we didn't know and nothing they would admit to that we really wanted to know.
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The point of such emergency funds are that in case of a bank run you will have access to tangible assets you can barter or sell off for cash. Having an easy access account is the problem, will you have access if the emergency is a run on the banks where you have now the problem of accessing your easy access account which is no longer easily accessible. You have your cash in the bank and the bank is literally taking the funds to fund themselves to pay off their debts. Having gold or silver is but a percentage of an emergency fund you have direct access to, cash makes up another percentage and how its stored should be easily accessible but not in the form of an account. Any account is open to the owners of said account, we are merely temporary depositors with which we don't own anything in the bank which we store our own money as soon as we deposit the money it becomes their money and they give it to us when they decide they want to give it to us.
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I am working on 30k in precious metals for 1 year gross annual salaries worth in PM. 6 months salary minimum cash for emergencies as you don't know how long an emergency can be, my Mrs was out of work for a full year due to covid being between contracts fortunately we had a sort of bailout by the German government but unlike the UK it had to be paid back where the UK paid FT workers 80% of the salary we had nothing for several months and it decimated savings.
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Not a great place to hide cash, unsavoury people will look for a safe and just carry it away, attached to the wall or not. I have a safe in the house but it's purely decoy I gave coins in it for sure as it's got to sound like it has items of value but it's just coppers the rest are boxes from proof coins. But the coins I hold are in safety deposit boxes that are open to the public that aren't with a bank but a private company. Robbers can take the safe but they get nothing, banks can take the content of the safety deposit boxes they run and hold. It's much harder for private companies to do this and while there is an annual cost, it's reasonable. Sure you can bury it in your garden but you will need to waterproof it as I guarantee you the elements will get to it.
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I would hold up to a whole years worth gross salary income for myself personally.
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I have a 2022 Double Jubilee sovereign with an issue on the rim, possibly missing frosting. It still got a PF70, as it was a issue with the minting process this could be the same issue as I can't see as close up with your photo so it night be missing frosting. If it is missing frosting (send much closer photo to check and see) then it might still get top grade if grading. If it's a chip then unsure, however minting issues should score top grade, it's normally things that happen after like tarnish and milking that might affect a grade.