Zaurett

I did - no reason or justification for it. £12k credit limit with AMEX, sure no problem. £150 debit with a gold dealer, nah mate can't be having that 😂

Just an odd situation to be in lol. I’ve bought plenty of PM’s from H&B, Atkinson’s, Silver to Go, Silver Mountain and the European Mint in the past couple of years, all without issue. But try and get 3g of cheap gold and they’re acting like I’m asking to borrow the Hope Diamond for a Halloween party! 😂

Called CPM and they very haughtily told me that the credit report indicated a score lower than what they would “deem acceptable for these kinds of goods”. I asked if they could give me any further information as to what criteria they base this on and was told that all they could tell me was that they use a company called Graydon to carry out their credit checks and that they (CPM) “wouldn’t share credit check information with a customer”. Honestly couldn’t get me off the phone fast enough, even to the point of interrupting me to tell me that they couldn’t deal with me as I had failed their credit check. Again, not even sure what’s going on here but needless to say I won’t be contacting them further other than to issue a right to erasure request. If I can’t buy things from them, I don’t see why they should continue to hold my contact and payment information.

Paid with a debit card if I recall - I know these companies sometimes use a loss leader to carry out credit checks and such so that’s probably what they were doing here. Just confused as to why it returned a negative result.

Ordered 3 of the Battle of Britain ingots last week and just received an email telling me that they can’t process my order as I’ve failed a credit check. According to Experian my credit score is 989/999 🤔

Ah well, will just have to get some of the others then! Thanks for the info!

Does anyone have a link to the Brexit ingots, or are they no longer available?

I knew it was too good to be true that HGM had Brits at less than 0.5% over spot! 😂

Looks like it’s been caught curling one out!

I was hovering over the buy button at Sharps when they were around the £300 mark. Should’ve gone ahead with it but I’ve got a lot wrapped up in flights/hotels that I’m waiting to get back through an insurance claim. Still, I managed to get 6 from H&B last year for £229 so at least I’m quids in on those. Well, not really as I’m not selling them anytime soon!