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@bluffer never had anything flag up in the app - normally it would ask me to approve a purchase, but nothing. The RM website was just flat out declining it... yet my same Chase account worked within minutes, on a best value sovereign from Atkinsons. I'm on incident response with work and things are very, very busy and reactive this week - I'll get around to contacting them when I've got a good amount of time to dedicate to it 🙂. I'll likely attempt another purchase first and see what happens before getting in touch (as time has elapsed).

He seems pretty relaxed and confident about flogging it, to me 😂

No one called me from Chase; I don't really have the time to call them up and wait on hold for someone, or waiting in the app for their online chat. Can't be doing with the faff, so just used another bank acc. Chase is my main bank. RM is the only place I ever have issues with Chase. The transaction was repeatedly declined by Chase with RM (or was it vice versa?). Another bank acc worked fine at RM straight away. I then used Chase to purchase from Atkinsons within 5 minutes after my RM purchase attempts, and all was fine purchasing from Atkinsons. I then went back to RM to test it again and transaction declined. I'm not going to divulge my balance, but it's a 5 figure sum. Never had credit problems, 30% LTV mortgage is my only debt - I don't have any mobile or tv or subscription contracts and never have, no lease / HP agreements, never had any loans, always pay off CC balance in full each month (if any on it). So not a personal credit issue. I've always found Chase to be a problem with RM. I also once had trouble with Virgin Money (and they had generally poor customer service for me... managed to lose the balance of one of my savings accounts for 2 weeks, so changed).

Last week. But fine with bullion dealers (and get 1% cashback with Chase on other bullion dealers too).

India mint was only made that one year (with the exception of some modern QE II ones). A nice coin to have 🙂

I'm in my mid-30s and my budget is low. I aim to collect / stack nice bullion sovereigns, including the semi-numismatic shields. This also includes half sovereigns. I have a few gold brits too. I have a graded shield sov, only because I got it at a good price. I'm not bothered by graded coins, unless the price is one I can't refuse. I did think of starting to try a date run, but in my circumstances it's likely impossible / will take years. So in line with my stacking / collecting plan (hold long-term to preserve wealth, build a pension subsidy / second property deposit), I am to collect good quality bullion sovereigns. No focus on anything specific, but preference for George V and 'Gillick QEII coins, as they are common and generally in good condition. I can be too sentimental sometimes, so my personal logic is by preference for these, I'll likely accumulate multiple coins of the same dates / mints... this means I can select the better ones to keep, and sell on the rest as and when the time and need arises. If that all makes sense! My advice would be this - Depending on your budget, your limits and liabilities - do what makes you happy and brings you pleasure with your collection, in line with what you can afford (without impacting any other financial obligations).

An aftermarket case. Not a graded coin. Can you show the reverse? For your own interest - if there is a letter, located centrally on the ground below the horse and dragon, it will advise you which mint it is from... No letter = London MInt S= Sydney Mint M = Melbourne Mint P = Perth Mint I - India / Bombay Mint C = Canada / Ottowa Mint

Both of mine. One on the left was received yesterday, on the right is the one I posted earlier in the thread.

Thanks @Orpster 🙂

Couldn't have put it better myself 💯

Unsure if there's a thread or list for this... but as the title suggests - have you had an experience of a bank which won't let you buy bullion? I've found Chase will not let me purchase from The Royal Mint, yet I can use Chase successfully (and get cashback with them) at the likes of Atkinsons, Hatton Garden Metals, Britannia Coin Company.

I have an 1853 sovereign which has been polished. I fiddle around with that one time to time! Same with a couple of silver eagles, brits, and 1oz silver bars.

Makes you wonder how / why people let coins such as this get into such condition, and where the accompanying items end up? I've always found that odd.

Looks like it's been in someone's pocket with other loose change . Hope you get some redress with them. I've dealt with them on the phone previously and they've been helpful. I hope you can get it resolved to your satisfaction! 🤞

Can be used on any bullion apparently. Unsure if it would work on collectables / proofs. Edit: I've actually purchased the tenth oz in blister, and it's allowing me to use the code again... so doesn't look like it blocks you from using it again.

"10% off physical bullion premiums discount" (my first image was in the basket, one below is at checkout)

@James32 here you go:

I don't see why not? Give it a whirl 🙂

Code: ENJOY10 works on bullion at RM.

@Thelonerangershorse "Fractional Friday" - why are you giving me new excuses?! 😉

Just to add from my last post in here - yes, they're all in it for themselves (regardless of party); it's just trying to work out which ones are slightly in it for the interests of us minions too 😜

Got my second one incoming 😉

I'll caveat my post by saying I've not read / nor am I aware of any particular party's manifesto, nor do I consume media/social media 'news' and opinions, I'm 34 years old, always voted, and my analysis and opinion is conducted from my arm chair during a lunch break(!). Okay folks, here I go... CGT and VAT exemption on gold (from aspects of PM stacking, collecting, and jewellery)- I believe for the foreseeable future, that CGT and VAT exemption for gold shall continue as we know it, as it's engrained in 'the system'; the wealthy, elites, and 'the old boy's network' have bought into and been part of that system for a very long time - the gov wouldn't want to upset that/them, their donors, their wealthy friends and allies who help them fulfil their policies and agendas. Afterall, that seems to be 'politics' from what I've seen. On the other hand, reducing or eliminating VAT on silver (not necessarily by the next government but generally at a point in the future), I think, is more likely than the removal of CGT and/or VAT exemption on gold, and may have benefits for the UK economy domestically and internationally. Of course, just my opinion. Overall, I think the status-quo as we know it at present, shall continue. VAT generally - I don't imagine VAT will go up (headlines state declaration that none of the three major parties will increase it). I'll also be surprised if VAT goes down. We shall see. If so, it'll be on or two points - I don't think we'd see going back to 15% or even 17.5% 'just like that'. VAT going up (I doubt it), would likely lead to a major impact overall on the UK economy. People are squeezed enough already, and further price rises will not benefit the average person. The average person, who may not be familiar with the tax system's ins and outs, does know what VAT is, and parties are unlikely to mess around with this for fear of alienating their potential voter base. Anyway, for me, a headline saying 'Labour, Tories, Lib Dems pledge not to raise VAT' is as good as not publishing the story or the headline at all - to me, I feel it doesn't really offer useful knowledge to us as voters. Indeed, a unanimous position on something which is not changing, is not really of interest - a unanimous or differing stance by parties on something, however, is. General election and overall how it impacts us as PM stackers / collectors, and life generally - Yes we could go on forever about this. But some of my main thoughts... I stack mostly CGT-exempt (mostly sovs, half sovs, some fractional brits at the right prices), for their CGT exemption. My plan is long-term, and use it as a store of wealth, potential deposit on second property, pension top up, etc. We've got different reasons why we stack or collect. With seeing the CGT threshold decrease, it seems folks in the PM community are more conscious of 'CGT' now. Will the threshold stay low, or be abolished(?) - we don't know. I like other 'world' coins, and I'll pick them up as a collector. But CGT-exempt is where my stacking is at. Of course, the threshold could rise again. We just don't know. Of course, we each have out own thoughts and opinions; in my 34 years on the planet, I've learnt that in terms of elections, government, policies and pledges, that the only influence I have is to mark my 'X' on a piece of paper, with who I feel will do the best for me, my family, my friends, and overall the country, and hope for the best. Essentially, power is out of my hands, and I can only be as proactive as I can for change, via what the system allows me (pretty much my vote). And to that end, I don't consume media, or tv, nor the likes of facebook. There's a lot of disinformation and sensationalism, headline grabbing, click-bait etc. I find it frustrating and distracting from what's important to me in my life. My Granddad has good philosophy, and here are some of those things he's passed on to me: "believe it when you see it and experience it"; "look out for yourself and create your own safety net". In terms of the unknown, I'll leave you with a phrase I use, and I'll do so in context of a little (and true) story.... I've used this with a daft manager I once had, who set me a task to complete while I was on leave (he agreed my leave), and then on my first day back, he asked me why I hadn't completed the task... "Sorry Adam, I didn't bring my crystal ball to work today" 😜. Let's see what tangibly happens, in terms of the policies and stances positioned by the parties. I certainly am not worried about the VAT headline, nor VAT / CGT 'what if' scenarios until we definitively know.

Insightful and informative - thank you for taking the time and effort to explain everything! Hopefully this thread overall will help educate others. I've learnt a lot 🙂

@paulmerton In person, I was offered 30% LESS than spot, for several nice bullion sovereigns (inc shields), and, my (confirmed Marsh 445A) 1870 Victoria shield half sovereign apparently was "nothing special - bullion value at best" and around £30 less than spot offered. Here's the actual coin which I posted on TSF: