JoeBlack

Thought it was assumed, excuse my ignorance. And fare reply.

On your period? Just a query, I have not seen anyone mention no returns before in a trade.

No refunds?

yes please, I will take them if available

1896 pls

Whats 10c between friends. haha

First time I have won anything in a very long time and it will be my first bit of silver. Thank you @Spyder for the free competition. Spot on👍

$23.10 👍

This is bigger than what it seems. All just one bid.

They will not do a thing. Just checked sold listings for 2 Pence and this seller has sold at least one for £600. Maybe I am missing something her???🙃

Lovely sovereign just spotted on eBay 😐 https://www.ebay.co.uk/itm/304793911403?_trkparms=amclksrc%3DITM%26aid%3D1110006%26algo%3DHOMESPLICE.SIM%26ao%3D1%26asc%3D20200818142055%26meid%3D6a7936035d674e25a3a879d0af2b8f06%26pid%3D101113%26rk%3D1%26rkt%3D12%26sd%3D134441093420%26itm%3D304793911403%26pmt%3D0%26noa%3D1%26pg%3D2047675%26algv%3DDefaultOrganicWebV9BertRefreshRanker%26brand%3DBritish+Royal+Mint&_trksid=p2047675.c101113.m2109

Thanks for the welcome, i am finding it interesting so fare

Thanks for the welcome

Thanks, That makes it a bit clearer

I have had a little read of the AML regs and my thinking is if I am paying direct from my bank account, credit card there shouldn't be a problem on the amount of purchases but if I purchased say £10,000 with cash I would be highlighted and looked into? Obviously all transactions will be audited against the individual or there would be no point collection the information in the first place. Looking at it this way, say I had been stacking for 20 years and then cashed in at retirement £100K value of gold I would likely be flagged and investigated and then have to prove my whole purchase history of the asset. So full records would need to be kept for the 20years?

Thanks for your reply. Royal Mint sorry was a typo. I did check after the fact of the charges, it was Tesco Credit Card but also My Barclay Card seems to have the same charges. Do you know which credit cards do not charge for a Bullion payment as a cash withdrawal? Or does it depend on the retailer on how they process the payment? So ordering over a certain level of PMs is it just a requirement for the retailer to collect and keep this extra identity details or is it all passed on to the AML, KYC and all kept in a big database for the inland revenue to check up on? I will have to read up on what the AML, KYC is.

Hi, Is there a purchase limit of gold or PM a private individual can purchase in a 12 month period? I am a new member here and just starting out in PMs and was looking into converting some of my savings in to sovereigns. The reason I ask is that I was going to buy some coin from Chards and during checkout it asks if you wish to sign up, when you click this option it takes you to what seems like a club and as I would consider myself a hobbyist at this time it states I would only be able to purchase 10K in 12 months. Also what is the best way to purchase PMs as I purchased a couple of sovereigns from Royal Mint on my credit card and was charged a £30 cash transaction fee which I was not aware of at the time? Apologies if this seems like a daft question.

Happy New Year everyone. I am a new member of the forum and just posting this message to say hello. I am only just starting out with regard PM. I am looking to purchase some sovereigns as my savings are losing value so fast and my pension is shrinking. I’m in the process of going through some previous posts on here to learn a bit about the subject. I have been watching YouTube videos from BYB, Sovereign Saurus and others which is how I heard about this forum. I did buy 2 bullion sovereigns from the Royal Mint a few weeks ago which took a while to arrive, unfortunately I purchased them on my credit card and was slammed with a cash transaction fee of £30 something pounds with interest I was not expecting. So I am here to learn and try not to make too many newbie mistakes. Anyway it’s nice to meet you all and thanks for having me.