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UK based so vat at 20% is chargeable on silver bars. Is it feasible to buy a silver 925 scrap and have it refined into 999 ingots, say for arguments sake 5kg. You can buy scrap silver at antique markets, car boots or w.h.y. If you then have it processed you will pay refining costs, will this be cheaper than the premium over spot for a 5kg bar and 20% vat. Just a thought from a newbie.
