Bertie

I found some best value halves at £194 and some pennies. About 8.3% over spot. I'm happy with that and have made my first ever gold purchase. Looking forward to see how this plays out

I'm just starting in gold and I'm looking at either a half sov each month, or a full sov every 2 months. I want to buy regularly as I'm looking to hold for least 20 years. For me, buying regularly to average out cost is preferably to trying to buy the dip. Otherwise I'll end up glued to my phone every day checking prices etc and other areas of my life will slip 😆 Looking at chards at the moment, including £6 postage on one coin, a full sov has 6.5% premium, half sov has 10%. I'm thinking 10% is probably still an acceptable margin. My money sat in a savings account will devalue by that amount in a couple of years anyway.... Where would you set your acceptable premium for a half?

I'll try to avoid the naughty step if I can!

Thanks for the welcome everyone. I'm sure there are plenty of people on here who are doing the same thing. Just with a headstart on me! I've been meaning to start investing for years, but children came along and I took a big pay cut to change career so it never felt like the right time. However now we are a bit more settled so now is the time to start!

Hi everyone, thanks for having me. I'm very new to investing in anything really, but I thought it was time to start. After seeing some people (quite close to me) have their pensions decimated and struggling in their retirement, I've decided I should diversify a bit. The plan is to keep my current pension going but stack gold/silver at the same time as a bit of insurance. I'm looking to hold for the long term (20+ years) so won't be chasing market fluctuations. Instead I'll just buy what I can afford monthly. I figure over 20 years all the peaks and troughs will hopefully average out! And I'll be left with a decent stack to buy some retirement toys and help the family out when needed