Rate my portfolio

[Heirlooms]

Hi All,

Thought it would be cool to create a thread where people can share parts or all of their asset portfolios so they can receive opinions (not of the financial advice nature) in the hope that people can have a diverse POV/view from different people across the country and the world should they wish. Also get to learn from other peoples allocations and strategies.

Asset portfolios can consist of the follow (not exhaustive) list:

- Stocks

- Bonds

- Funds (ETF’s, Index, Mutual)

- Real Estate

- Precious metals (of course!)

- Commodities

- Cryptocurrencies

- Collectibles (whiskey, rum, art, classic cars, watches, Pokemon cards etc)

- Cash

 

Investment vehicles/wrappers can consist of the following (not exhaustive) list:

- SIPPs

- Workplace Pensions

- ISA’s

- GIAs

- Trusts

- SEIS’s

- Offshore Bonds

Will post mine in the coming days to get everyone's opinion. Putting everything together in a pie chart.

Happy rating!

[danmc82]

Only a rough guide below. My plan in the next 4-5 years is to invest into property.

Im based in the East Midlands.

Cash 10%

Prescious Metals (Gold & Silver) 65%

Base metals (Aluminium, Copper, Lead & Brass) 1%

Collectables - Old Beano Comics & Port 4%

Company Shares 10% 

I class my car as an investment due to its availability and limited production 10%

 

 

 

[Roy]

Average Silver Forum Portfolio:

[modofantasma]

46 minutes ago, Roy said:

Average Silver Forum Portfolio:

But change stock to "stack" 😂

[Abyss]

[Heirlooms]

8 hours ago, danmc82 said:

Only a rough guide below. My plan in the next 4-5 years is to invest into property.

Im based in the East Midlands.

Cash 10%

Prescious Metals (Gold & Silver) 65%

Base metals (Aluminium, Copper, Lead & Brass) 1%

Collectables - Old Beano Comics & Port 4%

Company Shares 10% 

I class my car as an investment due to its availability and limited production 10%

 

 

 

When you say investing in property, do you mean a place to live of a place to rent?

[Heirlooms]

53 minutes ago, Abyss said:

Nice! Are you planning for your offshore mutual funds to act as your pension? Also do you use your ISA?

[danmc82]

2 hours ago, Heirlooms said:

When you say investing in property, do you mean a place to live of a place to rent?

Eventually I want to Rent out the house we currently live in and get something abit bigger. Only been in my thoughts the last couple of months so still very early yet.

[Stu]

No fancy pies, sorry 😄

Property 50%
pensions 35% (70/30 equity/bond split)
metals, precious 10%
cash 5% 

[Heirlooms]

17 minutes ago, danmc82 said:

Eventually I want to Rent out the house we currently live in and get something abit bigger. Only been in my thoughts the last couple of months so still very early yet.

Makes sense. Do you not class any equity in your current home as part of your portfolio?

[danmc82]

20 minutes ago, Heirlooms said:

Makes sense. Do you not class any equity in your current home as part of your portfolio?

No as its not something I could use in retirement. Why what are your thoughts?

[Abyss]

3 hours ago, Heirlooms said:

Nice! Are you planning for your offshore mutual funds to act as your pension? Also do you use your ISA?

The offshore mutual funds diversification from all western assets. Don’t have an ISA but have a company pension plan.

[Heirlooms]

49 minutes ago, danmc82 said:

No as its not something I could use in retirement. Why what are your thoughts?

Ah right ok. Was just thinking with the different ways you can access equity eg downsizing, remortgaging or selling you could consider those funds as an investment but that of course depends on your plans. If you plan to keep it in the family forever then that’s absolutely fine

[Heirlooms]

Here's my portfolio. Doesn't include cash saved for property. Plan to sell some of my company shares to add to my property purchase next year

Edited November 3, 2021 by Heirlooms

[Bars]

16 hours ago, Heirlooms said:

Here's my portfolio. Doesn't include cash saved for property. Plan to sell some of my company shares to add to my property purchase next year

Looks terrible

 

 

 

Hot

Just now, Bars said:

Looks terrible

 

 

 

Hot

Typed another word that is often accompanied with hot, but got converted lol

[Stacktastic]

No idea what mine is in real value, but an approximate would be: 

Cash - 60-70%
Metals (gold silver) - 40-50%
Stock (3 in the red I refuse to sell & swing trades) - 10%

Sitting and waiting for a better stock market buying opportunity & saving up the funds. 
I have 115k equity in the house, but I guess that does not count?
I am also waiting for cheaper property prices for an investment. 

Edited December 8, 2021 by Stacktastic