Looking for Investment ideas

[MrTT]

I would buy now.

Not sure what banks / apps you guys use in u.k.

Maybe somebody else know more about this.

[muneeb]

7 minutes ago, MrTT said:

I would buy now.

Not sure what banks / apps you guys use in u.k.

Maybe somebody else know more about this.

Ahh okay, thank you for your help btw!

[MancunianStacker]

Hargreaves Lansdown is a U.K. broker and fund dealer you can also use to buy some US stocks. There are others though and having just left Uni and having access to Google, do some research on the best U.K. stockbrokers.

[HyHy]

Hi @muneeb, have moved your post into the appropriate forum. Thank you.

[Paul]

13 hours ago, muneeb said:

Hi there,

 

I have just finished university, and have around £1500 to invest. I am looking to invest my money to make profit from things such as gold, silver, trading stocks, crypto, gold mining or any other suggestions anyone can give me please!! I would really appreciate the help. Anything I can buy and sell on profit and invest somewhere where I have money coming in!

Regards

As a black sheep of society, your question gets asked every so often, folk never seem to suggest to investing in "YOURSELF " 

and is always the best answer in my opinion

* Get that next skill, take that next course, a more skilful YOU makes YOU stand out from the crowd & be more more valuable to other employers

* Invest in a gym membership or personal trainer to improve YOUR health.  If you are able to live & work an extra x10+ years due to better lifestyle will earn you £100,000s+

* Invest in YOURSELF learning how to cook. learn batch cooking. learn how to cook great food for less.  learn how to cook the food that is good for you. your family & extended social circle will thank you for it. learn to not have to rely on fast food or processed food 

* Invest in YOURSELF with private health tests and food allergy tests to check you are not deficient or lacking or you are not eating stuff that is bad for you or affecting your day to day function/performance. Invest in water purification for your home, cleaner water with the extra oogly-booglies removed your body will thank YOU for it every day

* Invest YOUR time better, listening to audiobooks instead of watching football or soaps

* Invest in yourself every day with meditation and positive direction & choices = FREE but how many folk do it

* Invest in a pack of "post it notes" to say what you want from the day, week, month and where you want top be.  Visual affirmations daily make them far more likely to happen/succeed 

* Invest in YOUR business - Purchase the better camera to take better shots, Get the higher PSI pressure washer for your business, to do dirtier jobs easier and faster, invest in learning niche marketing or FB ads

* Invest in marketing YOURSELF further with a bigger social network on LinkedIn. Improve YOUR social circle. Your life will resemble the folk YOU are closest to. Investing your time with losers will result in loser results

* Invest in improving YOUR house to lower utility bills & costs, invest in a ultra efficient boiler to lower your energy costs

* Invest in DOING rather than saying, the path to success is not a straight road and it is the mistakes you make along that road that make you succeed when you choose to learn from them 

* Invest in the highest speed internet so YOU can do YOUR job faster

* Invest in YOUSELF by becoming a "people pleaser", don't be a money ££ chaser leach.  Seek greatness/ By being a people pleaser, solving peoples needs & problems, make something or service that is faster/easier/tastier/smaller/better/nicer/softer/cheaper/shinier than your competitor(s).  By being a "people pleaser", money will naturally gravitate to you & happily THROW money at you by simply solving peoples needs better than the next

Note every suggestion has YOU in the the content.

No-one is doing this for YOU - YOU are doing it for YOU 

Investing £1,500 in yourself and self-betterment, will brings dividends many multiples of value far higher than having it sat in a 0.00001% bank, in premium bonds or a useless yellow metal  

[watchesandwhisky]

8 hours ago, muneeb said:

Thank you for your advise and guidance. I am not looking to put it all in but to invest some in and even get like a return off £15 a day or even 10.. something just coming in my bank when I put money in.

From a £1500 investment £15 a day would be a 1% daily return or 360% yearly - not going to happen im afraid without Highly speculative high risk investments you are more than likely going to lose the lot. 

Some good advice in this topic though, and its great to want to grow your money but I think you will need to scale back your expectations drastically. 

Good luck! 

[FlorinCollector]

@muneeb Factory worker. Earn more from shift allowance and overtime. 

[Roy]

@FlorinCollector snap!

I left university and went straight into the motor trade. Earnt enough in 2 years with bonuses, commissions and overtime to secure a mortgage and buy my first house.

Then I began my chosen career. If I'd started as a junior straight away, it would've taken me at least another 5 years to buy.

I believe my work experience helped me through the application and interview.

You're probably the smartest lad on the forum.

[FlorinCollector]

@Roy yep finding this forum while at uni helped to. Some of my mates just started working this year. From many many youtube videos I learned even if someone comes out to a higher salary it is very hard for them to catch you financially. 

[Roy]

Yes, agreed. And all the while, you've been gaining the disciplines of work: timekeeping, money management, workplace relationships, taking care of your equipment etc.

The OP should be thinking about this, not investment. Perhaps buy a bike or cheap car so he can extend his work opportunity radius.

[Cornishfarmer]

Keep your powder dry, work out how to break the royal mint queuing system them buy a new release. With the 3 graces could have invested £800 on the 2 oz and 5oz and if sold when delivered could have flipped for £7000+.    Won’t happen very often but can happen 

[Minimalist]

6 hours ago, Roy said:

went straight into the motor trade.

Carstealership?

It used to be great money 15 years ago. The margins now are a few hundred quid in most used models. I am still amazed people use credit to buy a new model.

You would hate me, im a non-negotiable cash buyer.

[Minimalist]

5 hours ago, FlorinCollector said:

while at uni helped to

Which Uni did you go to? Heard of Napier?

[FlorinCollector]

@Minimalist Yes its in Edinburgh? I went to Strathclyde.

[Minimalist]

Just now, FlorinCollector said:

@Minimalist Yes its in Edinburgh? I went to Strathclyde.

Aye. Graduated with social science. One of my mates when to Strathclyde, apparently its easy to get in. Did you ever apply for Glasgow Uni? £10 an application hahaha they are scumbags

[FlorinCollector]

@Minimalist Glasgow uni didn't do the course. Social science 🤣🤣🤣

[Minimalist]

1 minute ago, FlorinCollector said:

@Minimalist Glasgow uni didn't do the course. Social science 🤣🤣🤣

What did you graduate with? Dont, I used it for economics hahaha

[FlorinCollector]

@MinimalistProduct design

[Minimalist]

1 minute ago, FlorinCollector said:

@MinimalistProduct design

And your laughing at social science… Cheek! 

[Stacktastic]

On 08/07/2021 at 20:26, MancunianStacker said:

Why not just start investing in one full sovereign each month? 

Best plan - cost average and buy more when the price goes down. 
ATS is good and costco as said. Look at the compare section. 

On 08/07/2021 at 21:00, muneeb said:

Where can I buy cheap sovs from and then sell them on for profit? Can you please guide me. Thank you once again for your help!

 

Dealer would be the best bet, but I bought a lot on here - sound as. avoid Ebay or facebook. 

On 09/07/2021 at 02:20, MrTT said:

Gold & silver mining stocks could be a good idea

Im only in gold stocks now - its looking cheap. 
Have a look at one of the major producers - especially ones with a dividend. 
Im in Kinross as its risk reward is good, but Barrick, numb, or Wheaton.
tons to look at make sure you do your research & stay away from speculation or anything small. 

GDX is also very safe as they have multiple miners. 

Not sure about silver, but a major producer that mines, silver gold and copper is key. 

On 09/07/2021 at 03:53, MrTT said:

First majestic & Metalla royalty

Poly Metal would be my weapon of choice - UK stock and good dividend.
I like to avoid Mexico although I own Kinross.

On 09/07/2021 at 04:20, muneeb said:

Where can I buy these? Also shall I wait for the prices to drop or shall I buy in now?

Hold your cash mate as you only have £1,500 learn how to use the trading platforms and do your due diligence. 
Trading 212 is good. You may have to wait years for a return - patience is somehting I have learnt now. 

If you gave me the money & held a gun to my head and told me to make a 5-10 year investment I would. 

a: stocks to high paying dividend payers (as you still get paid if the value goes negative)
b: stick to commodities and PM's
c - Buy stocks that are undervalued & have a good outlook. 

1: Kazatomprom (uranium)
2: Polymetal (gold & silver)
3: Gazprom (oil) 
4: GDX & GDXJ - miner ETF's. 

I like Russia LOL. 

I only have a few stocks as I am holding cash and waiting. For a crash/decline in over valued prices. 
Ideally I have to wait a few years so i can really build up wealth. 
A proportion of this is in gold sovs & some silver, but I like the liquidity of cash short term. 

It would not be a bad idea, if you have to time to flip Facebay stuff (as suggested). 
I went down the dump the other day & doubled my money in a week,
but you need to know what your looking at and the demand as seasonality plays a role in many goods (ie golf clubs). 

Apart from that I am looking at stacking high quality rum, especially four square. 

Edited July 27, 2021 by Stacktastic