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AlL

Member
  • Posts

    186
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  • Trading Feedback

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  • Country

    United Kingdom

Reputation Activity

  1. Sad
    AlL reacted to pricha in Fed up with eBay   
    That was my very thoughts last night.  Almost a months interest free loan . Makes you wonder . 
  2. Sad
    AlL reacted to pricha in Fed up with eBay   
    I've had enough of eBay. Last week i bought a NGC slabbed Sovereign from a seller. They had decent feedback . They listed the coin as dispatched almost immediately. I paid for special delivery , so after two days of no show i messaged the seller for a tracking number . No reply . Two days later i asked again. No reply . So now i'm looking to make a claim and the first opportunity i can put that in is in two weeks time, then another week wait before a refund. Of course it may just turn up in the meantime. I've had a few sales like this in the past and I've had enough. It wasn't like the seller had just a few feedbacks . 
  3. Thanks
    AlL reacted to SilverJacks in GOLD DEALS - (UK & Europe) See a deal, post it here   
    I'm not the most experienced and apologise if I'm stating the obvious but here's my thoughts...
    Have you considered the advantages to be had in smaller coins like sovereigns and other such, which may offer more flexibility than the more expensive 1oz coins if/when you wish to exit your investment?
    Also, buying from the forum would offer you a choice of exact coins with pictures of their condition, instead of a 1oz coin at random. 
    If you wanted a dealers option and you don't mind which coin you receive, Chard's are up there with the best and having a quick scan, that's a good price. 
     
     
     
  4. Like
    AlL reacted to platinreloaded in European Coins Thread   
  5. Like
    AlL reacted to Lindeman in European Coins Thread   
    2 of the 3 Icelandic Gold coins ever released. 
    Top from 1961. 
    Bottom from 1974. 1100 years of settlement. 


  6. Like
    AlL reacted to KevinG in European Coins Thread   
    Baden 3 Mark 1914.

    Prussia 3 Mark 1910.

    Prussia 3 Mark 1908.
     

    Belgium 5 Frank 1869.
     

  7. Like
    AlL reacted to Pepactonius in European Coins Thread   
  8. Like
    AlL reacted to ilovesilverireallydo in 20 Franc Coins Of The LMU   
    Always worth calling HGM! Apart from some napoleons, they had a 95 Angel. Although it’s a big mintage, still harder to get reasonably so grabbed it! Should arrive Friday hopefully in good condition 
  9. Haha
    AlL reacted to richo in Goal - Financial Independence In Ten Years   
    My suggestion is meet a girl/woman during middle age who has lots of equity in her house, when she moves in use the equity to pay of the remainder of your mortgage.
    Financial independence achieved at 40.
  10. Haha
    AlL reacted to onlyroadtoheaven in Goal - Financial Independence In Ten Years   
    Just an update on my original post and strategy, thanks to some great advice on here, especially @Roy - I have advised Theresa May to make him chancellor to sort out our debt crisis.
    I will not be buying any more PMs until there is a clear indication of where they are headed. My AIM shares have been spiking in both directions so will be investing in FTSE for more stable returns and dividends. Will also invest in P2P lending where the rates seem are strong. Savings going well except for my new rescue cat who has medical issues - animals are not good for this plan to work properly. My wife is cheap so hopefully this cancels out the extra cost!
    I have created lots of spread sheets and treat the plan like a business, studying its progress to keep my interest and motivation high. My next step is to find a 2nd income stream/job to compliment my full time job which will go straight into savings. This part is tricky with no practical skills.
  11. Like
    AlL reacted to Danny-boy in Goal - Financial Independence In Ten Years   
    No problem at all, it's Slovakia.

    I truly believe that tourism is going to take off in north Slovakia over the next 10 years.

    Great hiking, superb skiing, €1 half litre beers etc etc.

    We'll be buying in Slovak Paradise (Slovensky Raj) which is stunning.
  12. Like
    AlL reacted to Roy in Goal - Financial Independence In Ten Years   
    'We are also currently costing up buying a property in Eastern Europe to diversify.'
    Fantastic idea. Your wife's country?
    Makes perfect sense. I guess there are still family there, you'll have access to local banking and no language barriers.
    I'd certainly take advantage of that Dan!
    For rental purposes, a holiday home or future retirement? Or too far in the future for that yet!

    advantage is not the right word but you know what I mean  
     
  13. Like
    AlL reacted to Danny-boy in Goal - Financial Independence In Ten Years   
    Hiya Roy,

    Yes, in my wife's homeland.

    We have mom & dad there along with a huge family. Luckily, dad is a plumber / handyman/ ex policeman who knows everybody and is very good at building etc.

    The house would be for our & family use only, and her mom & dad have already agreed to look after it.

    Plan is to buy close to the national park, so family can use as a hiking base or weekend getaway.

    £50K should buy a decent 3 bed with land, probably need work but we have that covered.

    Just need to crunch the numbers and start saving!!!!

    £ being weak against the euro doesn't help matters [emoji1]

  14. Like
    AlL reacted to Danny-boy in Goal - Financial Independence In Ten Years   
    Yes, I have been paying into mine for 23 years now.
    Since I have more expendable money lately, I have been increasing my contribution by 1% each year and am now at 5% with a 2% employer contribution.
    I'll continue increasing until I'm at 8% which will be 3 years.
    I believe in 2019, my employer will be required to increase to 3%, giving me an 11% overall contribution plus government money.
    We are also currently costing up buying a property in Eastern Europe to diversify.
    And my metals will just sit there too now, I'm unlikely to add to them unless there is a significant downturn in price.
  15. Like
    AlL reacted to vand in Goal - Financial Independence In Ten Years   
    Great thread. Everyone wants financial independence and I have a similar goal, but that doesn't mean I won't continue to work as I believe work fulfills an important human requirement.
    Firstly, I agree with your views on property. That goose is dead, and when (not if) the crash comes, many overleveraged people will be wiped out and the accompanying economic recession will be much worse than 2008-09. That said, I do believe that eventually owning your own home at a sensible price (ideally around x200 gross rent) is an important part of becoming financially independent, but those sort of prices wont return until there is a violent price reset.
     
    I also agree that, unless you are VERY savvy, PMs are likely not the way to future prosperity. Of course, some of many of us discussing this are trying to get to that "very savvy" pointy end, but you have to be very contrarian to do so, and I'm not sure that we are at that stage of the commodities market these days as we were in 2000-2002. PMs main role is to preserve purchasing power, which is not the same as building wealth. There may be, indeed surely will be, a time where PMs have their moment in the sun and offer the chance of a big return, but for the most part it is "insurance".
    The rules of building wealth are simple (but not easy):
    -maximize your earnings
    -minimize your expenditures
    -invest wisely in proven sustainable, wealth-building assets when they are attractively priced
    -diversify to spread your risk around, but only as much as you need and only invest in what you understand
    -avoid chasing a fast buck and making mistakes which can wipe out your capital. A 10% loss just needs a 11% rise to recover, a 90% loss needs a 1000% rise to return.
    Most of the time none of this comes easy or quickly, and in today's environment cheap money has inflated every asset price (except commodities) so your choices are limited. But if making money was easy then more people would be rich!
    I also think that setting a time frame for such "blue sky" goals is not a good idea. Maximize your own potential and focus on smaller deliverables. See where you are in 2 years time. Most of us are seeking the same goals and working a lifetime to get there!
  16. Like
    AlL reacted to GoldenAtlantis in Goal - Financial Independence In Ten Years   
    Nice strategy. You can get a lot of silver and gold for free if you switch at the right time. Even if you convert your silver to gold when it reaches 50:1 then back to silver when it's at 75:1 and do that several times over 20 years, you will do very nicely out of it, whatever stack size you have. People say that you can't earn interest when you stack PMs but I would argue this is the PM equivalent of interest. 
     
  17. Haha
    AlL reacted to sovereignsteve in Goal - Financial Independence In Ten Years   
    depends what you mean by "financial independence".
    you can earn a living buying and selling PMs, if you sell enough
  18. Like
    AlL reacted to Roy in Goal - Financial Independence In Ten Years   
    I had to say it.
    You're welcome. It's my favourite platform too.
     
  19. Haha
    AlL reacted to onlyroadtoheaven in Goal - Financial Independence In Ten Years   
    OMG, that be fighting talk and will get you banned from the forum  
    Thank you for the links on your PM. The 2nd one seems particularly interesting and I clearly need to revisit property.
  20. Like
    AlL reacted to jayboat in Goal - Financial Independence In Ten Years   
    My plan is pedal to the metal
    I'll figure out to do with it when i have it. 
    Im pretty much all in for silver for the next 3 years. I have a 5 year stacking plan where i buy a certain amount of the yearly releases of around 12 coins that i plan to flip over every 5 years. In 2020 i will flip over 2015 stuff and buy 2020 stuff with that money, hopefully more oz's. Basically making a self sustaining stack which only requires my time. I will continue to flip until the silver to gold ratio is around 40-1, then flip the lot into gold. 
    In 3 years time when i start flipping, i have no plan where to save. Thats too far away to plan, i'll see what the craic is when that time comes  
  21. Thanks
    AlL reacted to whuamai in 20 Franc Coins Of The LMU   
    Yea, I have seen it. I really like that channel and he's descriptions are very well done. 
  22. Like
    AlL got a reaction from augur in 20 Franc Coins Of The LMU   
    love Skanderberg too did you see this videos 
     
  23. Like
    AlL reacted to whuamai in 20 Franc Coins Of The LMU   
    4 Florins Austria / Hungary, weighing the half of the 8 Florins (20 Francs size and weight)
    The Hungarian ones are quite rare and carry a high premium.
    The Austrian ones are even rarer and carry very high premiums.
     

  24. Like
    AlL reacted to ilovesilverireallydo in 20 Franc Coins Of The LMU   
    Not all 20fr  but happy to get these from @whuamai (rooster and both 10fr) and  @augur (korona) sorry about the s****** pics. (Also got 10 shield halves - you can spot a few in one of the pics)





  25. Like
    AlL reacted to SilverTanner in Today I Received.....   
    My second Napoleon 1808M 20 Lire (different variety😀)
     


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