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  1. We were looking at houses at the start of the year. 3 have been reduced this week. £1.1m now £900k, £750k now £650k and £650k now £550k. We weren't looking at any of these, but I was aware of them. Just the start...
  2. Just got mine, exactly 3 weeks.
  3. There is usually a (at least) 5% off code available.
  4. Esafes.co.uk Used them a couple of times.
  5. Having never chosen the deliver to access point option, I don't know what would appear on the label. Think this thread shows that 1 bad employee can tarnish the reputation of a company. I don't particularly like TNT. But if I am honest, that is due to 1 employee annoying me a couple of times. I only use UPS for outbound stuff. Get a lot in from all the couriers. UPS are the best, then DHL. I have tracked stuff that has gone on the wrong lorry and ended up the other end of the country. Next morning it turns up though. But if I moved and was to send/receive out of other depots, that view could well change.
  6. I find UPS the best out of all of them. The sender MIGHT have selected delivery to access point to save money. That is an option.
  7. I've heard that too. Certainly an.idea if things go bad at home. Remember my FEO telling me a story of how he 'had to' take someone's guns away due to some unfortunate event, that wasn't directly the result of the licence holders doing, but a family member in their household. Think he was just trying to scare me. Still, that said, I know someone under the same FEO who does things which are asking for a middle of the night visit, things which are widely known and public. They even argue with the FEO about variations and have gone over their head to HQ and asked for things the FEO has declined....and got them. Nothing happens. But definitely feels like, they'll grant you an FAC, then look for any reason to take it back.
  8. Fundsmith and Smithson were doing amazing for me. VG Life strategy, aligned to your retirement age is good, especially if you have time on your side. Have Lindsell Train too, got in the same time as the Terry Smith ones. Can't get near them. If you think the bottom is here, get in, if not, hold fire. I couldn't get near Terry's performance with the shares I chose. But DYOR!!
  9. Has anyone done this? Experiences? Also, what is the situation with tax and/or duty buying gold (Sovs/Brits) from Apmex? I got something from them, when I started out, but don't recall the experience. I know there should be nothing to pay to the courier or hmrc. But have people been stung and was it (easily) resolved? Anywhere else offer UK gold coins, payable in crypto, without high costs?
  10. Paid 10% on a card and just BACS the balance. So, now I wait.... Says 3 weeks, but have others received silver sooner?
  11. Thanks for that. Will I have to provide them with a load of ID too?
  12. Have only ever purchased from Bairds by going to Hatton Garden and handing over currency. As that isn't an option, I tried to use their website. Neither of my email addresses are recognised, so unable to sign in. It is asking for ID, which I don't want to provide (again). Using guest checkout, I get to the card details page, it states only 10% will be taken by card and the balance by bank transfer or funds on account. Can I buy it 100% on a card with no ID?? If I pay the 10% on a card, can I do the balance via BACS, without them wanting any ID? Failing that, where can i buy with just a card? Was looking at 4* 500g cast silver bars.
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