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Millicent

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  • Posts

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  • Trading Feedback

    100%
  • Country

    United Kingdom

Reputation Activity

  1. Haha
    Millicent reacted to modofantasma in Today I Received.....   
    Another one of those horse riding coins 

  2. Like
    Millicent reacted to StackSellRepeat in Today I Received.....   
    Recent acquisition I’ve recently gone on a vintage bender & I just can’t seem to stop, Some one please call Frank 😓
     
    Mouth watering patina, Looks like a freshly painted master piece 🤩🤩🤩
     
    Tola - It was the base unit of mass in the British Indian system of weights and measures introduced in 1833, although it had been in use for much longer.
     
     
    I believe this specimen was produced during the 1960’s  









  3. Haha
    Millicent reacted to Foster88 in Today I Received.....   
    Ladies and gentlemen. Please be upstanding.
    Her Majesty Queen Victoria has arrived, in all her PCGS plastic casing glory. 😆
    She might not be amused but I am.
    The 1889 Melbourne first obverse variety rated R3 by Marsh.


  4. Like
    Millicent reacted to HerefordBullyun in Will we see a boom in precious metals with the potential future roll out of UBI?   
    Agreed we all cant have the same view points - as James Blunt said everyone opinions just like arssseholes - everybody has one! Although I am not infffering anyone is said bottom hole!
  5. Like
    Millicent reacted to Arganto in Will we see a boom in precious metals with the potential future roll out of UBI?   
    Please don't apologise for having an opinion, and I also wouldn't worry about any kind of consensus. One of the things I like about TSF is the broad range of subjects that are discussed, and the discourse therein. It is good to have personal ideals and viewpoints challenged, it's the way forward for personal growth. I have enjoyed reading your posts here and elsewhere, regardless of whether you are for or against my own personal opinion. Stick around bud.
  6. Haha
    Millicent got a reaction from Tjhooker in Today I Received.....   
    Ha ha ha no don't be sad, I was joking, I loved the chocolate and seeds 😄 The "really heavy shiny yellow packaging junk" I was so dismissive of was the actual bullion, I was pretending it was the chocolate and seeds I'd actually wanted and the rest was irrelevant packaging!  Sorry I wasn't clear 😄
     
  7. Haha
    Millicent got a reaction from Foster88 in Today I Received.....   
    Ha ha ha no don't be sad, I was joking, I loved the chocolate and seeds 😄 The "really heavy shiny yellow packaging junk" I was so dismissive of was the actual bullion, I was pretending it was the chocolate and seeds I'd actually wanted and the rest was irrelevant packaging!  Sorry I wasn't clear 😄
     
  8. Like
    Millicent got a reaction from TheStoutGentleman in Will we see a boom in precious metals with the potential future roll out of UBI?   
    Oooh, lots to unpack here.
    Yeah, I'm concerned about cash being discouraged. "Just use a card" is all well and good, but our kids don't have cards for pocket money to spend at the shop on the way home from school, and the card payments system restricts trade to people who are big enough businesses to be worth getting a card payment thing, or transactions big enough to wait for bank transfers - putting burdens on the little guy, as usual.
    As for UBI - well, there's two different things to think about here.
    Firstly, is some kind of welfare payment a good or bad thing?
    The argument against is that people should be responsible for their own upkeep, and that welfare systems reward people for slobbing around at home rather than bothering to work, encouraging selfishness. I'm sure SOME people are like that, but most people on benefits I see are either disabled and can't work, or can't work enough hours, or struggling with caring responsibilities or something along those lines, and are generally (a) really stressed because they're barely covering the rent and bills and food and (b) ashamed about being on benefits. I'm sure there IS some piss-taking, but taking away the benefit system because of that just makes life a lot harder for the people who really need it. When we (this account is shared between a married couple, husband is writing this) had just had our first child, my wife was recovering from a bad labour and couldn't walk without crutches, I was self employed and working from home as an IT contractor - and our home was made uninhabitable for a year by a flood. We had insurance, but not for business interruption, and while it paid for repairs to the house and new furniture, it didn't cover the many extra costs of suddenly looking after a sick wife and a small baby without a house - and it was a year before the works were done and we could move back in. Our savings were gone pretty quickly, and we came out of it with massive credit card debts as the banks wouldn't give us a loan under those circumstances, and if we'd applied for benefits we'd have had to somehow make ends meet for months before we got anything - I didn't realise how long the trouble we got into would last for and thought it wasn't worth applying because I hoped we'd be back on our feet before it started to pay out, especially given the paltry amounts we'd have gotten, so never bothered, although in hindsight I should have...
    So, the welfare system we have is still pretty miserly, and really didn't support us when we really could have done with it. I am happy that my taxes go towards supporting people who have had bad luck, both because I want people to be happy, and because I think that if you don't provide for poor people, they will be driven to rob you out of desperation, they won't have money to spend in shops to drive the economy, they won't be able to afford to look after themselves so diseases will spread through their population and then infect the rest of us, we'll just end up with ghettos/slums etc etc - it is not only *nice* but in our *selfish best interests* to look out for each other! Trials of UBI around the world have resulted in more people working in the long run, which seems to suggest that the "It encourages laziness" effect is outweighed by factors like making it practical for people to get more training and then go for jobs that were previously out of their reach, etc.
    Secondly, is UBI a better kind of welfare payment than the current means-tested system?
    Well, if we'd had a UBI when our house had flooded and I couldn't work for months, then we would have still had some income, without needing to argue that we're eligible or wait for it to come through or anything, which would certainly have been nice. A UBI funded from increased income tax is a net positive for people below some income threshold where the tax increase matches the UBI they get, and a tax increase for people above that, so it would do something to close the rich/poor divide, which I'd say is a good thing. The current welfare system is quite expensive to administer, with all the paperwork involved, and a UBI would cut that out, thereby being more "efficient" in the cost of the system turning into actual cash in recipient's hands.
    As to whether it would just cause rents and food prices and so on to rise - I am not enough of an economist to predict that. Apparently that's not been seen in trials, but the trials are limited. I think it's worth doing larger trials to find ou!
  9. Like
    Millicent reacted to HawkHybrid in Silver squeeze   
    you nailed it here.
     
    HH
  10. Haha
    Millicent reacted to HerefordBullyun in Will we see a boom in precious metals with the potential future roll out of UBI?   
    Leeks and coal! Thats why coal was up 80% yesterday on the LSE!
  11. Like
    Millicent reacted to SidS in Will we see a boom in precious metals with the potential future roll out of UBI?   
    To be fair that's where I was heading...
  12. Like
    Millicent reacted to Bigmarc in Will we see a boom in precious metals with the potential future roll out of UBI?   
    Good morning all.
    My quote was unfair and derogatory. Apologies for that.
    I have come to the realization that I have to many personal conflicts of interest and am going to take a step back from the chat on this forum. I came here to take time out and to share the enjoyment of precious metals. Full disclosure here that us, as a family are receivers of benefits, ironically we probably do not need them. My wife starts work at 8 and finishes at 5, I had to take a night roll from 10pm to 6am. We had to do this to cover the constant hospital visits for my son. We are both professionals, we can read, write, have skills and we have a medium size TV but no ps5 (would love one but not enough time). Because of the situation I am now in, I find myself feeling like a protector of the vulnerable. Unfortunately this doesn't bode well on the majority of the forum chat and I probably need to work on my delivery. Ironically in a previous life I was the man sitting there laughing at the undatables and I did have hard line political views but I had to learn very quickly to not find my only enjoyment being critical of others. This is a personal journey and do not wish to be in constant conflict with the general consensus. 
    Cheers 
    Bm
  13. Like
    Millicent reacted to Bigmarc in Will we see a boom in precious metals with the potential future roll out of UBI?   
    Brilliant, well written. 
    Many people seem to get all their info from watching channel 5 of a evening. 
    The benefits system is flawed and out of hand but people do generally need it. Ubi couldn't replace everything but if it is a move towards reform then surely it is a positive thing all round.
  14. Like
    Millicent got a reaction from Tonyb959 in Will we see a boom in precious metals with the potential future roll out of UBI?   
    Oooh, lots to unpack here.
    Yeah, I'm concerned about cash being discouraged. "Just use a card" is all well and good, but our kids don't have cards for pocket money to spend at the shop on the way home from school, and the card payments system restricts trade to people who are big enough businesses to be worth getting a card payment thing, or transactions big enough to wait for bank transfers - putting burdens on the little guy, as usual.
    As for UBI - well, there's two different things to think about here.
    Firstly, is some kind of welfare payment a good or bad thing?
    The argument against is that people should be responsible for their own upkeep, and that welfare systems reward people for slobbing around at home rather than bothering to work, encouraging selfishness. I'm sure SOME people are like that, but most people on benefits I see are either disabled and can't work, or can't work enough hours, or struggling with caring responsibilities or something along those lines, and are generally (a) really stressed because they're barely covering the rent and bills and food and (b) ashamed about being on benefits. I'm sure there IS some piss-taking, but taking away the benefit system because of that just makes life a lot harder for the people who really need it. When we (this account is shared between a married couple, husband is writing this) had just had our first child, my wife was recovering from a bad labour and couldn't walk without crutches, I was self employed and working from home as an IT contractor - and our home was made uninhabitable for a year by a flood. We had insurance, but not for business interruption, and while it paid for repairs to the house and new furniture, it didn't cover the many extra costs of suddenly looking after a sick wife and a small baby without a house - and it was a year before the works were done and we could move back in. Our savings were gone pretty quickly, and we came out of it with massive credit card debts as the banks wouldn't give us a loan under those circumstances, and if we'd applied for benefits we'd have had to somehow make ends meet for months before we got anything - I didn't realise how long the trouble we got into would last for and thought it wasn't worth applying because I hoped we'd be back on our feet before it started to pay out, especially given the paltry amounts we'd have gotten, so never bothered, although in hindsight I should have...
    So, the welfare system we have is still pretty miserly, and really didn't support us when we really could have done with it. I am happy that my taxes go towards supporting people who have had bad luck, both because I want people to be happy, and because I think that if you don't provide for poor people, they will be driven to rob you out of desperation, they won't have money to spend in shops to drive the economy, they won't be able to afford to look after themselves so diseases will spread through their population and then infect the rest of us, we'll just end up with ghettos/slums etc etc - it is not only *nice* but in our *selfish best interests* to look out for each other! Trials of UBI around the world have resulted in more people working in the long run, which seems to suggest that the "It encourages laziness" effect is outweighed by factors like making it practical for people to get more training and then go for jobs that were previously out of their reach, etc.
    Secondly, is UBI a better kind of welfare payment than the current means-tested system?
    Well, if we'd had a UBI when our house had flooded and I couldn't work for months, then we would have still had some income, without needing to argue that we're eligible or wait for it to come through or anything, which would certainly have been nice. A UBI funded from increased income tax is a net positive for people below some income threshold where the tax increase matches the UBI they get, and a tax increase for people above that, so it would do something to close the rich/poor divide, which I'd say is a good thing. The current welfare system is quite expensive to administer, with all the paperwork involved, and a UBI would cut that out, thereby being more "efficient" in the cost of the system turning into actual cash in recipient's hands.
    As to whether it would just cause rents and food prices and so on to rise - I am not enough of an economist to predict that. Apparently that's not been seen in trials, but the trials are limited. I think it's worth doing larger trials to find ou!
  15. Like
    Millicent got a reaction from Bigmarc in Will we see a boom in precious metals with the potential future roll out of UBI?   
    Oooh, lots to unpack here.
    Yeah, I'm concerned about cash being discouraged. "Just use a card" is all well and good, but our kids don't have cards for pocket money to spend at the shop on the way home from school, and the card payments system restricts trade to people who are big enough businesses to be worth getting a card payment thing, or transactions big enough to wait for bank transfers - putting burdens on the little guy, as usual.
    As for UBI - well, there's two different things to think about here.
    Firstly, is some kind of welfare payment a good or bad thing?
    The argument against is that people should be responsible for their own upkeep, and that welfare systems reward people for slobbing around at home rather than bothering to work, encouraging selfishness. I'm sure SOME people are like that, but most people on benefits I see are either disabled and can't work, or can't work enough hours, or struggling with caring responsibilities or something along those lines, and are generally (a) really stressed because they're barely covering the rent and bills and food and (b) ashamed about being on benefits. I'm sure there IS some piss-taking, but taking away the benefit system because of that just makes life a lot harder for the people who really need it. When we (this account is shared between a married couple, husband is writing this) had just had our first child, my wife was recovering from a bad labour and couldn't walk without crutches, I was self employed and working from home as an IT contractor - and our home was made uninhabitable for a year by a flood. We had insurance, but not for business interruption, and while it paid for repairs to the house and new furniture, it didn't cover the many extra costs of suddenly looking after a sick wife and a small baby without a house - and it was a year before the works were done and we could move back in. Our savings were gone pretty quickly, and we came out of it with massive credit card debts as the banks wouldn't give us a loan under those circumstances, and if we'd applied for benefits we'd have had to somehow make ends meet for months before we got anything - I didn't realise how long the trouble we got into would last for and thought it wasn't worth applying because I hoped we'd be back on our feet before it started to pay out, especially given the paltry amounts we'd have gotten, so never bothered, although in hindsight I should have...
    So, the welfare system we have is still pretty miserly, and really didn't support us when we really could have done with it. I am happy that my taxes go towards supporting people who have had bad luck, both because I want people to be happy, and because I think that if you don't provide for poor people, they will be driven to rob you out of desperation, they won't have money to spend in shops to drive the economy, they won't be able to afford to look after themselves so diseases will spread through their population and then infect the rest of us, we'll just end up with ghettos/slums etc etc - it is not only *nice* but in our *selfish best interests* to look out for each other! Trials of UBI around the world have resulted in more people working in the long run, which seems to suggest that the "It encourages laziness" effect is outweighed by factors like making it practical for people to get more training and then go for jobs that were previously out of their reach, etc.
    Secondly, is UBI a better kind of welfare payment than the current means-tested system?
    Well, if we'd had a UBI when our house had flooded and I couldn't work for months, then we would have still had some income, without needing to argue that we're eligible or wait for it to come through or anything, which would certainly have been nice. A UBI funded from increased income tax is a net positive for people below some income threshold where the tax increase matches the UBI they get, and a tax increase for people above that, so it would do something to close the rich/poor divide, which I'd say is a good thing. The current welfare system is quite expensive to administer, with all the paperwork involved, and a UBI would cut that out, thereby being more "efficient" in the cost of the system turning into actual cash in recipient's hands.
    As to whether it would just cause rents and food prices and so on to rise - I am not enough of an economist to predict that. Apparently that's not been seen in trials, but the trials are limited. I think it's worth doing larger trials to find ou!
  16. Like
    Millicent got a reaction from GoldDiggerDave in Will we see a boom in precious metals with the potential future roll out of UBI?   
    Oooh, lots to unpack here.
    Yeah, I'm concerned about cash being discouraged. "Just use a card" is all well and good, but our kids don't have cards for pocket money to spend at the shop on the way home from school, and the card payments system restricts trade to people who are big enough businesses to be worth getting a card payment thing, or transactions big enough to wait for bank transfers - putting burdens on the little guy, as usual.
    As for UBI - well, there's two different things to think about here.
    Firstly, is some kind of welfare payment a good or bad thing?
    The argument against is that people should be responsible for their own upkeep, and that welfare systems reward people for slobbing around at home rather than bothering to work, encouraging selfishness. I'm sure SOME people are like that, but most people on benefits I see are either disabled and can't work, or can't work enough hours, or struggling with caring responsibilities or something along those lines, and are generally (a) really stressed because they're barely covering the rent and bills and food and (b) ashamed about being on benefits. I'm sure there IS some piss-taking, but taking away the benefit system because of that just makes life a lot harder for the people who really need it. When we (this account is shared between a married couple, husband is writing this) had just had our first child, my wife was recovering from a bad labour and couldn't walk without crutches, I was self employed and working from home as an IT contractor - and our home was made uninhabitable for a year by a flood. We had insurance, but not for business interruption, and while it paid for repairs to the house and new furniture, it didn't cover the many extra costs of suddenly looking after a sick wife and a small baby without a house - and it was a year before the works were done and we could move back in. Our savings were gone pretty quickly, and we came out of it with massive credit card debts as the banks wouldn't give us a loan under those circumstances, and if we'd applied for benefits we'd have had to somehow make ends meet for months before we got anything - I didn't realise how long the trouble we got into would last for and thought it wasn't worth applying because I hoped we'd be back on our feet before it started to pay out, especially given the paltry amounts we'd have gotten, so never bothered, although in hindsight I should have...
    So, the welfare system we have is still pretty miserly, and really didn't support us when we really could have done with it. I am happy that my taxes go towards supporting people who have had bad luck, both because I want people to be happy, and because I think that if you don't provide for poor people, they will be driven to rob you out of desperation, they won't have money to spend in shops to drive the economy, they won't be able to afford to look after themselves so diseases will spread through their population and then infect the rest of us, we'll just end up with ghettos/slums etc etc - it is not only *nice* but in our *selfish best interests* to look out for each other! Trials of UBI around the world have resulted in more people working in the long run, which seems to suggest that the "It encourages laziness" effect is outweighed by factors like making it practical for people to get more training and then go for jobs that were previously out of their reach, etc.
    Secondly, is UBI a better kind of welfare payment than the current means-tested system?
    Well, if we'd had a UBI when our house had flooded and I couldn't work for months, then we would have still had some income, without needing to argue that we're eligible or wait for it to come through or anything, which would certainly have been nice. A UBI funded from increased income tax is a net positive for people below some income threshold where the tax increase matches the UBI they get, and a tax increase for people above that, so it would do something to close the rich/poor divide, which I'd say is a good thing. The current welfare system is quite expensive to administer, with all the paperwork involved, and a UBI would cut that out, thereby being more "efficient" in the cost of the system turning into actual cash in recipient's hands.
    As to whether it would just cause rents and food prices and so on to rise - I am not enough of an economist to predict that. Apparently that's not been seen in trials, but the trials are limited. I think it's worth doing larger trials to find ou!
  17. Like
    Millicent got a reaction from GrahamDiamond in Will we see a boom in precious metals with the potential future roll out of UBI?   
    Oooh, lots to unpack here.
    Yeah, I'm concerned about cash being discouraged. "Just use a card" is all well and good, but our kids don't have cards for pocket money to spend at the shop on the way home from school, and the card payments system restricts trade to people who are big enough businesses to be worth getting a card payment thing, or transactions big enough to wait for bank transfers - putting burdens on the little guy, as usual.
    As for UBI - well, there's two different things to think about here.
    Firstly, is some kind of welfare payment a good or bad thing?
    The argument against is that people should be responsible for their own upkeep, and that welfare systems reward people for slobbing around at home rather than bothering to work, encouraging selfishness. I'm sure SOME people are like that, but most people on benefits I see are either disabled and can't work, or can't work enough hours, or struggling with caring responsibilities or something along those lines, and are generally (a) really stressed because they're barely covering the rent and bills and food and (b) ashamed about being on benefits. I'm sure there IS some piss-taking, but taking away the benefit system because of that just makes life a lot harder for the people who really need it. When we (this account is shared between a married couple, husband is writing this) had just had our first child, my wife was recovering from a bad labour and couldn't walk without crutches, I was self employed and working from home as an IT contractor - and our home was made uninhabitable for a year by a flood. We had insurance, but not for business interruption, and while it paid for repairs to the house and new furniture, it didn't cover the many extra costs of suddenly looking after a sick wife and a small baby without a house - and it was a year before the works were done and we could move back in. Our savings were gone pretty quickly, and we came out of it with massive credit card debts as the banks wouldn't give us a loan under those circumstances, and if we'd applied for benefits we'd have had to somehow make ends meet for months before we got anything - I didn't realise how long the trouble we got into would last for and thought it wasn't worth applying because I hoped we'd be back on our feet before it started to pay out, especially given the paltry amounts we'd have gotten, so never bothered, although in hindsight I should have...
    So, the welfare system we have is still pretty miserly, and really didn't support us when we really could have done with it. I am happy that my taxes go towards supporting people who have had bad luck, both because I want people to be happy, and because I think that if you don't provide for poor people, they will be driven to rob you out of desperation, they won't have money to spend in shops to drive the economy, they won't be able to afford to look after themselves so diseases will spread through their population and then infect the rest of us, we'll just end up with ghettos/slums etc etc - it is not only *nice* but in our *selfish best interests* to look out for each other! Trials of UBI around the world have resulted in more people working in the long run, which seems to suggest that the "It encourages laziness" effect is outweighed by factors like making it practical for people to get more training and then go for jobs that were previously out of their reach, etc.
    Secondly, is UBI a better kind of welfare payment than the current means-tested system?
    Well, if we'd had a UBI when our house had flooded and I couldn't work for months, then we would have still had some income, without needing to argue that we're eligible or wait for it to come through or anything, which would certainly have been nice. A UBI funded from increased income tax is a net positive for people below some income threshold where the tax increase matches the UBI they get, and a tax increase for people above that, so it would do something to close the rich/poor divide, which I'd say is a good thing. The current welfare system is quite expensive to administer, with all the paperwork involved, and a UBI would cut that out, thereby being more "efficient" in the cost of the system turning into actual cash in recipient's hands.
    As to whether it would just cause rents and food prices and so on to rise - I am not enough of an economist to predict that. Apparently that's not been seen in trials, but the trials are limited. I think it's worth doing larger trials to find ou!
  18. Like
    Millicent reacted to Bigmarc in Will we see a boom in precious metals with the potential future roll out of UBI?   
    Give it to someone who needs it. 
  19. Haha
    Millicent reacted to LawrenceChard in Today I Received.....   
    On second thoughts, perhaps not, it wouild spoil everybody's unboxing photos and videos.
  20. Haha
    Millicent reacted to LawrenceChard in Today I Received.....   
    Always being keen to do the right thing, in this case help the environment and prevent climate change, we at @ChardsCoinandBullionDealer have come up with an idea. We could simply write the address on a gold bar, coin, etc., stick a stamp on it, and hey presto! 🙂
  21. Like
    Millicent got a reaction from CoinStruck in Today I Received.....   
    Got my chocolate bar and seeds from @BleyerBullion! Came in a huge box, though, with some really heavy shiny yellow packaging junk - it's a shame how much packaging everything comes with these days, won't think they of the environment?!? I of course threw that stuff out, you can't even recycle it around here.

  22. Haha
    Millicent got a reaction from Tn21 in Today I Received.....   
    Ha ha ha no don't be sad, I was joking, I loved the chocolate and seeds 😄 The "really heavy shiny yellow packaging junk" I was so dismissive of was the actual bullion, I was pretending it was the chocolate and seeds I'd actually wanted and the rest was irrelevant packaging!  Sorry I wasn't clear 😄
     
  23. Sad
    Millicent got a reaction from Tn21 in Today I Received.....   
    Got my chocolate bar and seeds from @BleyerBullion! Came in a huge box, though, with some really heavy shiny yellow packaging junk - it's a shame how much packaging everything comes with these days, won't think they of the environment?!? I of course threw that stuff out, you can't even recycle it around here.

  24. Like
    Millicent got a reaction from goldmember44 in Today I Received.....   
    Got my chocolate bar and seeds from @BleyerBullion! Came in a huge box, though, with some really heavy shiny yellow packaging junk - it's a shame how much packaging everything comes with these days, won't think they of the environment?!? I of course threw that stuff out, you can't even recycle it around here.

  25. Haha
    Millicent got a reaction from goldmember44 in Today I Received.....   
    Ha ha ha no don't be sad, I was joking, I loved the chocolate and seeds 😄 The "really heavy shiny yellow packaging junk" I was so dismissive of was the actual bullion, I was pretending it was the chocolate and seeds I'd actually wanted and the rest was irrelevant packaging!  Sorry I wasn't clear 😄
     
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